Shopping
₹500
One-time upfront₹500
Waiver on milestone4 Edge Rewards on every spend of Rs. 200.
On eligible spendsNo Lounge Access
Complimentary visitsLast verified 14 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
Axis Bank My Zone Easy Credit Card from Axis Bank.
4 Edge Rewards on every spend of Rs. 200.
N/A
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| General Spends | Legacy reward structure preserved for existing cardholders | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Authoritative backend calculation respecting category rates, monthly caps, fee waivers & milestones.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| General Spends | ₹30,000 | Legacy reward structure preserved for existing cardholders | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹500
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
This card is tailored primarily for shopping rewards, cashback, or specific co-branded spend and does not include complimentary airport lounge visits.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
Evaluate whether this card's perks and waiver threshold justify its ₹500 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Common questions regarding Axis Bank MY ZONE Easy Credit Card application, fees, reward redemption, and eligibility
The joining fee for Axis Bank MY ZONE Easy Credit Card is ₹500 (one-time), and the annual renewal fee is ₹500 from the second year onwards. GST of 18% is applicable on all fee charges.
Fee waiver is subject to promotional milestone spends published by Axis Bank from time to time.
Axis Bank MY ZONE Easy Credit Card offers 4 Edge Rewards on every spend of Rs. 200.. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.
No, Axis Bank MY ZONE Easy Credit Card is designed for daily retail, cashback, or UPI spend and does not currently include complimentary airport lounge visits.
Key eligibility criteria for Axis Bank MY ZONE Easy Credit Card include minimum age of 18 years, residency status of Resident Indian. Approvals remain subject to card issuer verification and underwriting policies.
You can apply directly through the official Axis Bank portal by clicking the Apply button on this page. Complete the paperless digital application, submit your Aadhaar and PAN details, and complete video KYC for quick dispatch.
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Direct online application on the official Axis Bank portal with paperless verification.