Newly Launched Credit Cards in India 2026

The BOBCARD Uni GoldX Credit Card is a 100% Lifetime Free co-branded credit card offering 1% value back in Uni Coins (convertible to 24K Digital Gold via Augmont) on all eligible spends and merchant UPI payments via its virtual RuPay companion card, along with zero forex markup and up to 5% value back on Uni Store vouchers.

The YES BANK Uni GoldX Credit Card is an innovative co-branded credit card offering 1% value back in Uni Coins (convertible to 24K Digital Gold via Augmont) across retail transactions and merchant UPI scan-and-pay via its virtual RuPay companion card, with 0% foreign currency markup.

Secured FD-backed RuPay Platinum credit card powered by novio, offering up to 10% novio Coins on merchant UPI payments with zero income proof and 90% credit limit.

Premium secured FD-backed RuPay Select credit card backed by ₹25,000+ FD, featuring 1 complimentary domestic lounge visit per quarter and up to 10% novio Coins on UPI.

A 2-in-1 RuPay credit card issued by Unity Small Finance Bank linked with a high-interest Roarbank savings account, featuring native UPI payments, zero annual fees, and up to 20% dynamic monthly cashback.

Co-branded RuPay credit card powered by YES BANK delivering 3% base and 5% milestone cashback on merchant UPI transactions via the Kredit.Pe app, 5% on online and gold spends, and a ₹1,000 welcome bonus.

Secured credit card issued by SBM Bank India backed by a fixed deposit, featuring credit limit up to 90% of deposit, RuPay credit-on-UPI capability, and zero joining fee.

An ultra-luxury, invitation-only credit card by ICICI Bank in association with The Times of India and Visa. Offers full Quorum membership, access to 280+ private clubs across 52 countries, 3% domestic & 2% international rewards, 0% forex markup, and 50% companion business-class flight discounts for a ₹1,75,000 + GST annual fee.

A dedicated dining, food delivery and quick-commerce co-branded credit card from SBI Card and Eternal. Offers 10% instant discount on Zomato, District, Bistro, and select Blinkit categories, 5% cashback on partner brands, and 1% base cashback for a ₹499 annual fee.

Bandhan Bank Lumina Credit Card is a handcrafted metal card offering unlimited global airport lounges, luxury concierge service, and high-yield travel rewards.

Bandhan Bank Flare Credit Card is a premium lifestyle card offering airport lounge visits, accelerated rewards on dining and entertainment, and golf privileges.

Bandhan Bank Ignite Credit Card accelerates everyday savings with ₹0 joining fee, generous rewards on e-commerce, and domestic airport lounge privileges.

Bandhan Bank Sparks Credit Card offers a budget-friendly gateway to credit with zero joining fee, reward points on daily retail, and an easy ₹50k fee waiver.

RBL Shoppers Stop Gold Credit Card delivers accelerated First Citizen reward points on apparel and beauty purchases at Shoppers Stop, welcome shopping vouchers, and a ₹2 Lakh spend waiver.

A premier luxury retail credit card by RBL Bank and Shoppers Stop, offering 20 First Citizen points per ₹100 at Shoppers Stop, ₹10,000 welcome voucher, First Citizen Black tier status, and airport lounge access.

A premium departmental shopping credit card from RBL Bank and Shoppers Stop offering up to 10 First Citizen reward points per ₹100 spent in-store, exclusive shopping vouchers, and milestone benefits.

A specialized defense and armed forces credit card by Punjab National Bank on the RuPay Select platform, offering lifetime-free issuance, ₹10 Lakhs insurance cover, and domestic airport lounges.

A specialized wellness and lifestyle credit card by YES BANK tailored for modern women, offering 8 YES Rewardz points per ₹200 on grocery and beauty, airport lounges, and health checkup discounts.

A digital-first co-branded credit card created by SBI Card and Google Pay on the RuPay network, offering up to 5% cashback on utility bills, recharges, and online food delivery.

AU Zaggle Credit Card integrates commercial purchasing and employee expense reporting with Zaggle's automated SaaS enterprise management platform.

A value-focused consumer credit card engineered for everyday utility, departmental store, and fuel spends, featuring 1% fuel surcharge waiver and milestone annual fee reversal.

A digital-first RuPay credit card issued by Punjab National Bank in partnership with Kiwi, offering accelerated Kiwi Points on merchant UPI QR transactions with zero joining and annual fees.

A digital-first RuPay co-branded credit card created in partnership between AU Small Finance Bank and CheQ, offering Lifetime Free access, 1.5% rewards on bill payments via CheQ app, and seamless UPI integration.

Co-branded airline credit card offering 3 IndiGo BluChips per ₹100 on IndiGo channels, 2 BluChips per ₹100 on dining & grocery, and ₹1,500 flight voucher welcome gift.

Premium co-branded travel card delivering 7 IndiGo BluChips per ₹100 on IndiGo, 3 BluChips per ₹100 on hotels & dining, 8 domestic lounge visits, and ₹3,000 flight voucher.

Punjab National Bank's premier contactless metal card offering a permanent 0% foreign currency markup, 8 domestic and 4 international airport lounge visits, accelerated dining rewards, and ₹50 Lakhs personal accidental insurance.