₹2,500
One-time upfront₹2,500
Waiver on milestone7 IndiGo BluChips Per ₹100 Spent On IndiGo Channels. 3 IndiGo BluChips Per ₹100 Spent On Grocery & Hotel Categories. 2 IndiGo BluChips Per ₹100 Spent On All Other Eligible Spends
On eligible spendsNo Lounge Access
Complimentary visitsLast verified 12 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
Premium co-branded travel card delivering 7 IndiGo BluChips per ₹100 on IndiGo, 3 BluChips per ₹100 on hotels & dining, 8 domestic lounge visits, and ₹3,000 flight voucher.
7 IndiGo BluChips Per ₹100 Spent On IndiGo Channels. 3 IndiGo BluChips Per ₹100 Spent On Grocery & Hotel Categories. 2 IndiGo BluChips Per ₹100 Spent On All Other Eligible Spends
5,000 IndiGo BluChips Voucher + 1 6E Eats Voucher
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| General Spends | Legacy reward structure preserved for existing cardholders | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Authoritative backend calculation respecting category rates, monthly caps, fee waivers & milestones.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| General Spends | ₹30,000 | Legacy reward structure preserved for existing cardholders | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹2,500
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹2,500 + GST; Annual Renewal Fee: ₹2,500 + GST. • Welcome Benefit: ₹3,000 IndiGo flight ticket voucher upon card activation & spend within 30 days. • IndiGo Rewards: 7 IndiGo BluChips per ₹100 spent on IndiGo flight and ancillary bookings. • Accelerated Categories: 3 IndiGo BluChips per ₹100 spent on dining, grocery, and hotel accommodations. • General Retail: 2 IndiGo BluChips per ₹100 spent on all other eligible retail spending. • Airport Lounge Access: 2 complimentary domestic airport lounge visits per calendar quarter (8 visits/year). • Redemption: 1 BluChip = ₹1 on IndiGo flight bookings with zero blackout dates. • Priority Services: Priority check-in and complimentary seat selection voucher. • Fuel Surcharge: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000.
Evaluate whether this card's perks and waiver threshold justify its ₹2,500 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Common questions regarding IndiGo Axis Bank Premium Credit Card application, fees, reward redemption, and eligibility
The joining fee for IndiGo Axis Bank Premium Credit Card is ₹2,500 (one-time), and the annual renewal fee is ₹2,500 from the second year onwards. GST of 18% is applicable on all fee charges.
Fee waiver is subject to promotional milestone spends published by Axis Bank from time to time.
IndiGo Axis Bank Premium Credit Card offers 7 IndiGo BluChips Per ₹100 Spent On IndiGo Channels. 3 IndiGo BluChips Per ₹100 Spent On Grocery & Hotel Categories. 2 IndiGo BluChips Per ₹100 Spent On All Other Eligible Spends. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.
No, IndiGo Axis Bank Premium Credit Card is designed for daily retail, cashback, or UPI spend and does not currently include complimentary airport lounge visits.
Applicants must be Indian residents aged 21 to 65 years with a regular verifiable income (typically ₹25,000 per month) and a recommended CIBIL credit score of 720+ for paperless digital approval.
You can apply directly through the official Axis Bank portal by clicking the Apply button on this page. Complete the paperless digital application, submit your Aadhaar and PAN details, and complete video KYC for quick dispatch.
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Free (LTF)
Mastercard / RuPay
Rewards: 10% Scapia Coins on general spends (2% value), 20% on Scapia travel (4% value), 5% on RuPay UPI ₹500+ (1% value)
Lounge: Unlimited Domestic visits · ₹20k monthly spend required
Zero Joining
Last verified 12 Oct 2026
₹799
Mastercard / RuPay
Rewards: 12 YES Rewardz/₹200 on Fashion, Beauty, Dining & Grocery (1.5% value), 8 pts/₹200 on other online (1.0% value), 4 pts/₹200 offline (0.5% value)
Lounge: 4 Domestic visits/year · ₹25k quarterly spend required
Annual fee waiver on spends of INR 100000.00
Last verified 12 Oct 2026
₹9,999
Mastercard
Rewards: 16 Reward Points per ₹200 on domestic retail spends; 24 Reward Points per ₹200 on international spends
Lounge: 32 Domestic visits/year + Unlimited International
Annual fee waiver on spends of INR 1200000.00
Last verified 3 Oct 2026
₹2,499
Mastercard
Rewards: 10 Reward Points per ₹200 on all eligible retail spends; 20 Reward Points per ₹200 on Travel and International
Lounge: 16 Domestic + 4 International visits/year
Annual fee waiver on spends of INR 600000.00
Last verified 3 Oct 2026
₹2,999
Visa
Rewards: 1 Reward Point per ₹100 spent (0.25% return; 1 RP = ₹0.25)
Lounge: 4 Domestic visits/year · ₹50k quarterly spend required
Annual fee waiver on spends of INR 150000.00
Last verified 12 Oct 2026
₹2,000
Visa
Rewards: 2 Reward Points per ₹100 spent (0.5% return; 1 RP = ₹0.25)
Lounge: 16 Domestic visits/year · ₹5k quarterly spend required
Annual fee waiver on spends of INR 100000.00
Last verified 3 Oct 2026
Direct online application on the official Axis Bank portal with paperless verification.