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SBI Card Credit Cards

SBI Card offers credit cards for cashback, shopping, travel, fuel, rewards and everyday spending, with options ranging from entry-level to premium cards.

Total Offerings

43 Active Cards

Fee Range

₹250 – ₹9,999

Payment Networks

Visa • Mastercard • RuPay

Zero Fee / LTF

Spend Waiver

SBI CARD PORTFOLIO

SBI Card Credit Cards

Explore 43 active cards and filter them by how you spend.

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Showing 43 of 43 verified SBI Card credit cards
NEW LAUNCH
4.4
Eternal SBI Card

Eternal SBI Card

CashbackShoppingDining
BEST FOR

Zomato Food Delivery, Dining Out on District, Blinkit Orders & Quick-Commerce Spends

Annual Fee₹499
Rewards1% base statement cashback on all other eligible retail transactions
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 27 Oct 2026

visa
NEW LAUNCH
4.3
Google Pay Flex SBI Card

Google Pay Flex SBI Card

CashbackRewardsShopping
BEST FOR

Heavy Google Pay users, digital bill payers, and urban consumers seeking accelerated rewards on routine mobile recharges and merchant QR codes.

Annual Fee₹499
Rewards1 Star per ₹500 spent (0.20% value; 1 Star = ₹1), up to 8 Stars per ₹500 (1.60% value) on spend tiers
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 2 Oct 2026

rupay
Verified
4.6
Apollo SBI Card SELECT

Apollo SBI Card SELECT

TravelShoppingAirport Lounge
BEST FOR

Health-conscious families and frequent Apollo Pharmacy/24|7 users who want to earn significant rewards on medicine, diagnostics, and healthcare while enjoying lounge access and wellness perks.

Annual Fee₹1,499
Rewards10 RPs/₹100 Spent on Apollo 24|7 App and Stores (10% Return as Health Credits). 2 RPs/₹100 Spent on Dining, Movies & Entertainment, and Travel (2% Return). 1 RP/₹200 Spent on Ot...
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 10 Sept 2026

visa
Verified
4.6
BPCL SBI Card
BEST FOR

Daily Commuters, Two-Wheeler Owners & Budget Fuel Spenders at BPCL Outlets

Annual Fee₹499
Rewards1 Reward Point per Rs 100 spent
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 2 Oct 2026

visa
Verified
4.4
BPCL SBI Card OCTANE

BPCL SBI Card OCTANE

TravelFuelDining
BEST FOR

BPCL Fuel Users, Highway Drivers & Everyday Commuters

Annual Fee₹1,499
Rewards1 Reward Point per Rs 100 spent
Lounge Access1 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 2 Oct 2026

visa
Verified
4.7
Cashback SBI Card

Cashback SBI Card

CashbackShoppingDining
BEST FOR

Online Shoppers, Direct Statement Cashback Seekers & E-Commerce Power Users

Annual Fee₹999
Rewards5% online cashback (up to ₹2,000/cycle), 1% offline cashback (up to ₹2,000/cycle), total combined cap ₹4,000/cycle
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 15 Oct 2026

visa
Verified
4.4
SBI Card

City Union Bank SBI Card PRIME

•••• •••• •••• Card2026

City Union Bank SBI Card PRIME

RewardsDiningAirport Lounge
BEST FOR

City Union Bank customers and frequent domestic travelers looking for comprehensive lifestyle memberships and airport lounge access.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
SBI Card

Doctor's SBI Card

•••• •••• •••• Card2026

Doctor's SBI Card

TravelRewardsAirport Lounge
BEST FOR

Practicing doctors, surgeons, clinic owners, and healthcare consultants requiring professional legal liability protection alongside travel perks and medical equipment procurement rewards.

Annual Fee₹1,499
Rewards1 Reward Point per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 10 Sept 2026

visa
Verified
4.8
Flipkart SBI Credit Card
BEST FOR

Flipkart and Myntra loyalists who want automatic statement cashback on everyday e-commerce, food delivery, and entertainment spends.

Annual Fee₹500
Rewards5% Cashback for Spends on Flipkart and Cleartrip. 7.5% Cashback for Myntra Spends and 4% Cashback for Spends on Other Partners, Such as Zomato, Netmeds, PVR, and Uber
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹3,50,000 annual spend

Last verified 10 Sept 2026

visa
Verified
4.3
IRCTC SBI RuPay Credit Card
BEST FOR

Train Commuters, IRCTC AC Ticket Bookers & RuPay UPI Everyday Spenders

Annual Fee₹300
Rewards1 Reward Point on every spend of Rs. 125.
Lounge Access4 Domestic visits/year
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 2 Oct 2026

rupay
Verified
4.4
SBI Card

Karnataka Bank SBI Card PRIME

•••• •••• •••• Card2026

Karnataka Bank SBI Card PRIME

RewardsDiningAirport Lounge
BEST FOR

Karnataka Bank customers seeking a flagship premium credit card for dining, travel, and international airport lounge privileges.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.4
SBI Card

Karur Vysya Bank SBI Card PRIME

•••• •••• •••• Card2026

Karur Vysya Bank SBI Card PRIME

RewardsDiningAirport Lounge
BEST FOR

Karur Vysya Bank account holders wanting luxury airline/hotel memberships, grocery savings, and international travel convenience.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.2
SBI Card

Karur Vysya Bank SBI Platinum Card

•••• •••• •••• Card2026

Karur Vysya Bank SBI Platinum Card

RewardsDiningAirport Lounge
BEST FOR

Karur Vysya Bank clients seeking domestic airport lounge access, dining points acceleration, and reliable merchant acceptance.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.5
KrisFlyer SBI Card Apex

KrisFlyer SBI Card Apex

TravelAirport Lounge
BEST FOR

Affluent international travelers, Star Alliance frequent flyers, and corporate executives who regularly fly Singapore Airlines across Southeast Asia, Australia, and North America.

Annual Fee₹9,999
Rewards5 KrisFlyer Miles/₹200 Spent on Singapore Airlines Group and 5 KrisFlyer/₹200 Spend Abroad
Lounge Access2 Domestic + 2 International visits/quarter
Forex Markup2%

Last verified 10 Sept 2026

mastercard
Verified
4.4
Landmark Rewards SBI Card
BEST FOR

Value-focused fashion shoppers who frequent Lifestyle and Max Fashion stores and want an affordable ₹499 card with guaranteed store reward accelerators.

Annual Fee₹499
Rewards10 Reward Points/₹100 Spent at Online & Retail Landmark Stores; 5 Reward Points/₹100 Spent on Dining and Movies; 1 Reward Point/₹100 Spent on Other Retail Purchases
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 10 Sept 2026

visa
Verified
4.5
Landmark Rewards SBI Card PRIME

Landmark Rewards SBI Card PRIME

TravelShoppingAirport Lounge
BEST FOR

Heavy shoppers and families who buy clothing, footwear, furniture, and groceries across Landmark Group chains (Lifestyle, Max, Home Centre, SPAR) and want airport lounge comfort.

Annual Fee₹2,999
Rewards25 RPs/₹100 Spent at Landmark Stores. 10 RPs/₹100 Spent for Dining, Movies & International Spends. 2 RPs/₹100 Spent for Other Eligible Purchases
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 10 Sept 2026

visa
Verified
4.5
Landmark Rewards SBI Card SELECT
BEST FOR

Fashion and home décor enthusiasts who regularly shop at Landmark Group stores (Lifestyle, Max, Home Centre, SPAR) and want accelerated points plus lounge perks.

Annual Fee₹1,499
Rewards15 RPs/₹100 Spent at Landmark Stores. 10 RPs/₹100 Spent for Dining, Movies & International Spends. 2 RPs/₹100 Spent for Other Eligible Purchases
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 10 Sept 2026

visa
Verified
4.6
PhonePe SBI Card Purple

PhonePe SBI Card Purple

ShoppingUtility Bills
BEST FOR

PhonePe-first users who pay bills, recharges, insurance, and travel through PhonePe and want an affordable ₹499 credit card with straightforward UPI-linked rewards.

Annual Fee₹499
Rewards3 Reward Points/₹100 Spent on PhonePe, 2 Reward Points/₹100 Spent Online, and 1 Reward Point/₹100 on Other Valid Spends
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 10 Sept 2026

rupay
Verified
4.3
PhonePe SBI Card Select Black

PhonePe SBI Card Select Black

RewardsShoppingAirport Lounge
BEST FOR

Heavy PhonePe users, utility bill payers, and urban spenders seeking accelerated reward velocity on digital transactions.

Annual Fee₹1,499
Rewards1 Reward Point per Rs. 100 spent on other eligible retail transactions
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 2 Oct 2026

rupay
Verified
4.4
SBI Card

PSB SBI Card PRIME

•••• •••• •••• Card2026

PSB SBI Card PRIME

RewardsDiningAirport Lounge
BEST FOR

Punjab & Sind Bank clients looking for luxury airline and hotel memberships, grocery savings, and comprehensive airport lounge access.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
SBI Card

Reliance SBI Card PRIME

•••• •••• •••• Card2026

Reliance SBI Card PRIME

RewardsShoppingAirport Lounge
BEST FOR

Loyal Reliance ecosystem shoppers (Reliance Digital, Trends, Smart Bazaar, JioMart) who spend ₹10,000+ monthly and travel domestically and internationally.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 10 Sept 2026

rupay
Verified
4.4
SBI AURUM Credit Card

SBI AURUM Credit Card

TravelShoppingDining
BEST FOR

Ultra-High-Net-Worth Individuals, Luxury Lifestyle Seekers & Premium Movie Goers

Annual Fee₹9,999
Rewards4 Reward Points per Rs. 100 spent (reward rate of 1%)
Lounge AccessUnlimited Domestic & International
Forex Markup1.99%
Renewal fee waived on ₹12,00,000 annual spend

Last verified 2 Oct 2026

mastercard
Verified
4.4
SBI Card ELITE

SBI Card ELITE

TravelShoppingAirport Lounge
BEST FOR

High-Net-Worth Individuals, Movie Buffs, Luxury Shoppers & Low-Forex International Spenders

Annual Fee₹4,999
Rewards2 Reward Points per Rs 100 spent
Lounge Access2 Domestic visits/quarter + 6 International visits/year
Forex Markup1.99%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 2 Oct 2026

visa
Verified
SBI Card

SBI Card ELITE Advantage

•••• •••• •••• Card2026

SBI Card ELITE Advantage

RewardsSecured / FD BackedLifestyle
BEST FOR

Premium rewards & airport lounge access against SBI Fixed Deposit

Annual Fee₹4,999
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup1.99%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 14 Oct 2026

visa
Verified
4.4
SBI Card MILES

SBI Card MILES

TravelAirport Lounge
BEST FOR

Occasional flyers and aspiring miles collectors wanting an affordable gateway into multi-partner airline transfers without high annual maintenance fees.

Annual Fee₹1,499
RewardsGet 2 Travel Credits for every ₹200 spent on travel and 1 Travel Credit for every ₹200 on other expenses.
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 10 Sept 2026

mastercard
Verified
4.5
SBI Card MILES ELITE

SBI Card MILES ELITE

TravelAirport Lounge
BEST FOR

Frequent Flyers, Global Travelers & Direct Air Mile Accumulators

Annual Fee₹4,999
Rewards6 Travel Credits for Every ₹200 Spent on Travel. 2 Travel Credits/₹200 Spent on All Other Purchases
Lounge Access2 Domestic visits/quarter + 6 International visits/year
Forex Markup1.99%
Renewal fee waived on ₹15,00,000 annual spend

Last verified 2 Oct 2026

mastercard
Verified
4.5
SBI Card MILES PRIME

SBI Card MILES PRIME

TravelAirport Lounge
BEST FOR

Frequent domestic and international travelers seeking direct 1:1 air mile conversions across multiple global airline and hotel partners without high luxury card fees.

Annual Fee₹2,999
RewardsGet 4 Travel Credits for every ₹200 spent on travel and 2 Travel Credits for every ₹200 on other expenses.
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹5,00,000 annual spend

Last verified 10 Sept 2026

mastercard
Verified
4.4
SBI Card PRIME

SBI Card PRIME

TravelShoppingAirport Lounge
BEST FOR

Mid-to-High Spenders, Dining & Grocery Shoppers & Domestic/International Travelers

Annual Fee₹2,999
Rewards2 Reward Points per Rs 100 spent
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 2 Oct 2026

visa
Verified
SBI Card

SBI Card PRIME Advantage

•••• •••• •••• Card2026

SBI Card PRIME Advantage

RewardsDiningSecured / FD Backed
BEST FOR

Dining, grocery rewards & domestic lounge access against SBI Fixed Deposit

Annual Fee₹2,999
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 14 Oct 2026

visa
Verified
SBI Card

SBI Card PULSE

•••• •••• •••• Card2026

SBI Card PULSE

RewardsAirport LoungeHealth
BEST FOR

Fitness enthusiasts, gym-goers, health-conscious spenders, and frequent medicine shoppers who want free gym memberships alongside airport lounge travel perks.

Annual Fee₹1,499
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 10 Sept 2026

visa
Verified
SBI Card

SBI Card Unnati

•••• •••• •••• Card2026

SBI Card Unnati

ShoppingSecured / FD Backed
BEST FOR

Credit building against SBI Fixed Deposit

Annual Fee₹499
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 14 Oct 2026

visa
Verified
4.5
SBI Shaurya Credit Card
BEST FOR

Junior commissioned officers, soldiers, and defence personnel seeking an economical credit card for monthly canteen purchases and routine household expenses with insurance protection.

Annual Fee₹250
Rewards1 Reward Points on every spend of Rs. 100 and 5x Reward Points on groceries, dining, CSD, movies, departmental stores, etc.
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 10 Sept 2026

rupay
Verified
4.5
SBI Shaurya Select Credit Card
BEST FOR

Serving and retired Indian Armed Forces and Paramilitary personnel seeking accelerated rewards at CSD canteens, comprehensive accidental insurance, and military-tailored privileges.

Annual Fee₹1,499
Rewards10 RPs/₹100 Spent on Dining, Groceries, Departmental Stores (Including CSD Canteen), and Movies. 2 RPs/₹100 on All Other Spends
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 10 Sept 2026

rupay
Verified
4.2
SBI SimplyCLICK Credit Card

SBI SimplyCLICK Credit Card

RewardsShoppingOnline Shopping
BEST FOR

Entry-Level Online Shoppers & Digital Voucher Seekers

Annual Fee₹499
Rewards10X points (2.5%) on partners, 5X points (1.25%) on all online shopping
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 2 Oct 2026

visa
Verified
4.1
SBI SimplySAVE UPI RuPay Credit Card
BEST FOR

Everyday In-Store Spenders, Dining/Groceries & RuPay UPI

Annual Fee₹499
Rewards1 Reward Point/₹150 Spent (Reward Rate = 0.17%) and 10X RPs for Spends on Movies, Grocery, Dining, & Departmental Stores (Reward Rate 1.7%)
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 2 Oct 2026

rupay
Verified
SBI Card

SimplyCLICK Advantage SBI Card

•••• •••• •••• Card2026

SimplyCLICK Advantage SBI Card

RewardsShoppingSecured / FD Backed
BEST FOR

Online shopping rewards against SBI Fixed Deposit

Annual Fee₹499
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 14 Oct 2026

visa
Verified
SBI Card

SimplySAVE Advantage SBI Card

•••• •••• •••• Card2026

SimplySAVE Advantage SBI Card

ShoppingDiningSecured / FD Backed
BEST FOR

Everyday offline grocery and dining savings against SBI Fixed Deposit

Annual Fee₹499
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 14 Oct 2026

visa
Verified
4.4
SBI Card

South Indian Bank SBI Card PRIME

•••• •••• •••• Card2026

South Indian Bank SBI Card PRIME

RewardsDiningAirport Lounge
BEST FOR

South Indian Bank account holders seeking elite airline and hotel tier privileges, grocery rewards, and domestic & international airport lounge access.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.2
SBI Card

South Indian Bank SBI Platinum Card

•••• •••• •••• Card2026

South Indian Bank SBI Platinum Card

RewardsDiningAirport Lounge
BEST FOR

South Indian Bank customers looking for domestic airport lounge comfort, grocery points acceleration, and accessible spend waivers.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹2,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.5
Tata Neu Infinity SBI Credit Card

Tata Neu Infinity SBI Credit Card

TravelShoppingAirport Lounge
BEST FOR

Tata ecosystem loyalists who shop across Croma, BigBasket, Westside, Air India, and Tata CLiQ and want combined lounge access with a low 1.99% forex markup.

Annual Fee₹1,499
Rewards5% NeuCoins on Spends Made With Tata Neu and Partner Tata Brands. 1.5% Neu Coins on All Other Eligible Spends Including UPI (RuPay Variant)
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup1.99%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 10 Sept 2026

rupay
Verified
4.4
Tata Neu Plus SBI Credit Card

Tata Neu Plus SBI Credit Card

TravelShoppingAirport Lounge
BEST FOR

Value-seeking consumers who shop regularly on BigBasket, Croma, 1mg, Westside, and Tata CLiQ and want an affordable ₹499 card with lounge access and RuPay UPI support.

Annual Fee₹499
Rewards2% NeuCoins on Spends Made With Tata Neu and Partner Tata Brands. 1% Neu Coins on All Other Eligible Spends, Including UPI (RuPay Variant)
Lounge Access1 Domestic visits/quarter
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 10 Sept 2026

rupay
Verified
4.4
Titan SBI Credit Card

Titan SBI Credit Card

ShoppingAirport Lounge
BEST FOR

Titan Ecosystem Shoppers, Tanishq Jewelry Buyers & Luxury Lifestyle Enthusiasts

Annual Fee₹2,999
Rewards6 RPs/₹100 Spent for All Non-Titan Spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 2 Oct 2026

visa
Verified
4.4
SBI Card

UCO Bank SBI Card PRIME

•••• •••• •••• Card2026

UCO Bank SBI Card PRIME

RewardsDiningAirport Lounge
BEST FOR

UCO Bank patrons and frequent flyers seeking luxury hotel memberships, grocery savings, and domestic & international airport lounge access.

Annual Fee₹2,999
Rewards2 Reward Points per Rs. 100 on other retail spends
Lounge Access2 Domestic visits/quarter + 4 International visits/year
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 3 Oct 2026

visa
COMPETITOR BENCHMARK

Compare SBI Card vs Competitor Banks (2026)

Benchmark SBI Card flagship credit cards against top alternatives in the same spending tier.

Cross-Bank Benchmark

SBI Card vs Competitor Banks (2026 Comparison)

Open Compare Matrix
Bank & Flagship CardKey SpecializationAnnual FeeTop Highlight / PerkAction
Cashback₹1,0005% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber)Explore
CashbackFree (LTF)Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal chargesExplore
Cashback₹50025% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks AppExplore
TravelFree (LTF)100% Lifetime Free card with zero joining fee and zero annual maintenance fees foreverExplore
Travel₹5,000Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spendExplore
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About SBI Card Credit Cards

Issuer history, core reward architecture, and market position

Why Choose SBI Card Credit Cards?

Distinctive advantages of holding cards from SBI Card

Reward Program Multipliers

Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.

Airport Lounge Entitlements

Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.

Annual Spend Fee Waivers

Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).

Zero Lost Card Liability

24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.

SBI Card Card Eligibility & Required Documents

Essential requirements before initiating your digital application

Eligibility Criteria

  • Card-Specific Terms: Specific eligibility criteria (such as minimum income, age requirements, and credit history) vary by individual credit card.
  • Credit Profile: Approval and sanctioned credit limits depend on your credit history, existing liabilities, and individual bank underwriting guidelines.
  • Employment Status: Salaried individuals with steady monthly income or self-employed professionals with filed tax returns (ITRs) are generally eligible.
  • Residential Status: Resident Indian citizens (and NRIs where supported by specific product terms) with valid KYC documents.

Documentation Checklist

  • Proof of Identity: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
  • Proof of Address: Aadhaar Card, utility bills (electricity, water, gas < 3 months old), or driving license.
  • Income Proof (Salaried): Latest 3 months salary slips, Form 16, and 6 months bank account statements.
  • Income Proof (Self-Employed): Latest 2 years Income Tax Returns (ITR) with computation of income and audited P&L statement.
Frequently Asked Questions

Frequently Asked Questions About SBI Card Credit Cards

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