Flagship Retail Shopping Card — 15X Points at Lifestyle & Max + 8 Domestic Lounges
Heavy shoppers and families who buy clothing, footwear, furniture, and groceries across Landmark Group chains (Lifestyle, Max, Home Centre, SPAR) and want airport lounge comfort.
₹2,999
One-time upfront₹2,999
Waived on ₹3 lakh annual spend25 RPs/₹100 Spent at Landmark Stores. 10 RPs/₹100 Spent for Dining, Movies & International Spends. 2 RPs/₹100 Spent for Other Eligible Purchases
On eligible spends2 Domestic visits/quarter
Complimentary visitsLast verified 10 Sept 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Landmark Rewards SBI Card PRIME is the flagship offering in the SBI Card-Landmark Group partnership, engineered for consumers whose retail, fashion, and home lifestyle spending is anchored around Landmark Group properties: Lifestyle department stores, Max Fashion, Home Centre, and SPAR hypermarkets. Priced at ₹2,999 + GST, the card immediately awards ₹3,000 worth of Landmark shopping vouchers upon joining fee payment, neutralizing the initial cost from day one. The points engine awards 15 Landmark Reward Points per ₹100 spent at official Landmark retail stores and web portals, equivalent to a 3.75% effective value return (1 Point = ₹0.25). General dining and entertainment purchases earn 3 reward points per ₹100, while other retail transactions earn 2 points per ₹100. Uniquely for a store co-brand, the PRIME variant elevates travel perks by providing 8 complimentary domestic airport lounge visits annually (2 per quarter). Cardholders can also accumulate up to ₹16,000 in bonus milestone Landmark gift vouchers on annual spends up to ₹5,00,000, compounding net yields significantly. The primary limitation is reward point lock-in: Landmark Reward Points must be spent at Landmark Group cash counters or web portals, meaning they cannot be credited directly against your statement balance. Additionally, the ₹3,00,000 annual spend required for an annual fee waiver is substantial. However, for households that furnish homes via Home Centre and purchase seasonal family apparel at Lifestyle and Max, Landmark Rewards SBI PRIME produces one of the highest category returns in Indian retail credit.
25 RPs/₹100 Spent at Landmark Stores. 10 RPs/₹100 Spent for Dining, Movies & International Spends. 2 RPs/₹100 Spent for Other Eligible Purchases
12,000 Reward Points Worth ₹3,000
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Landmark Stores (Lifestyle, Max, SPAR, Home Centre) | 25 Reward Points per ₹100 spent at Landmark Group stores (6.25% return) | No Cap | Standard terms apply |
| Dining, Movies & Groceries | 15 Reward Points per ₹100 spent (3.75% return) | No Cap | Standard terms apply |
| All Other Spends | 2 Reward Points per ₹100 spent (0.5% return) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Landmark Stores (Lifestyle, Max, SPAR, Home Centre) | ₹6,000 | 25 Reward Points per ₹100 spent at Landmark Group stores (6.25% return) | — | None | Calculating... | Under cap |
| Dining, Movies & Groceries | ₹6,000 | 15 Reward Points per ₹100 spent (3.75% return) | — | None | Calculating... | Under cap |
| All Other Spends | ₹18,000 | 2 Reward Points per ₹100 spent (0.5% return) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹2,999
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹2,999 + 18% GST (includes ₹3,000 worth Landmark shopping vouchers upon fee payment). • Annual Renewal Fee: ₹2,999 + 18% GST from Year 2 onwards (accompanied by ₹3,000 renewal vouchers). • Spend-Based Fee Waiver: Annual fee waived on achieving cumulative retail spends of ₹3,00,000 or more in the preceding anniversary year. • Landmark Brand Spends: 15 Landmark Reward Points per ₹100 spent at Lifestyle, Max, Home Centre, and SPAR (3.75% value return). • Dining & Movies: 3 Landmark Reward Points per ₹100 spent (0.75% return). • All Other Retail Spends: 2 Landmark Reward Points per ₹100 spent (0.50% return). • Point Valuation: 1 Landmark Reward Point = ₹0.25. Redeemable at checkout across Landmark outlets. • Milestone Rewards: Up to ₹16,000 in bonus Landmark gift vouchers upon achieving annual spend tiers up to ₹5,00,000. • Domestic Lounge Access: 8 complimentary domestic airport lounge visits per calendar year (max 2 per calendar quarter). • Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500 and ₹4,000 across petrol pumps in India. • Foreign Currency Markup: 3.50% + GST on international transactions. • Finance Charges (APR): 3.50% per month (42.0% annualized) on revolving balances.
Evaluate whether this card's perks and waiver threshold justify its ₹2,999 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Landmark Rewards SBI Card PRIME application, fees, reward redemption, and eligibility
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Direct online application on the official SBI Card portal with paperless verification.
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Best for: Fashion and home décor enthusiasts who regularly shop at Landmark Group stores (Lifestyle, Max, Home Centre, SPAR) and want accelerated points plus lounge perks.
Rewards: 15 RPs/₹100 Spent at Landmark Stores. 10 RPs/₹100 Spent for Dining, Movies & International Spends. 2 RPs/₹100 Spent for Other Eligible Purchases
Renewal fee waived on ₹2,00,000 annual spend
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Best for: Ultra-high-net-worth individuals, luxury frequent flyers, and high spenders seeking the highest reward return on travel bookings in India.
Rewards: 5 Reward Points per ₹150 spent
Lounge access: Unlimited Domestic & International
Forex markup: 2% Low Forex
Renewal fee waived on ₹10,00,000 annual spend
Last verified 16 Sept 2026
Best for: Ultra-high-net-worth individuals, conglomerate chairpersons, family office principals, and top executives demanding bespoke global lifestyle privileges.
Rewards: 1 EDGE Mile/₹100 Spent on All Transactions
Lounge access: Unlimited Domestic & International
Forex markup: 1.5% Low Forex
Last verified 3 Oct 2026
Best for: Serving and retired Indian Army officers and personnel seeking top-tier lifestyle luxury with zero annual maintenance fees.
Rewards: 2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.
Lounge access: 1 Domestic visits/quarter · ₹40k quarterly spend required
Last verified 3 Oct 2026
