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BOBCARD Credit Cards

BOBCARD offers credit cards across rewards, shopping, travel and everyday-spending categories.

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Total Offerings

24 Active Cards

Fee Range

₹0 (LTF) – ₹2,499

Payment Networks

Visa • Mastercard • RuPay

Zero Fee / LTF

8 Lifetime Free

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BOBCARD PORTFOLIO

BOBCARD Credit Cards

Explore 24 active cards and filter them by how you spend.

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Showing 24 of 24 verified BOBCARD credit cards
Verified
4.7
BOBCARD Scapia Credit Card

BOBCARD Scapia Credit Card

TravelRewardsLifetime Free
BEST FOR

Zero Forex Markup, Scapia Travel Rewards & RuPay UPI

Annual Fee₹0 (LTF)
Rewards10% Coins on domestic retail (2%), 20% on Scapia travel (4%), 5% on RuPay ₹500+ (1%). 0% on forex.
Lounge AccessUnlimited Domestic visits · ₹20k monthly spend required
Forex Markup0% (Zero Forex)

Last verified 15 Oct 2026

visa
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NEW LAUNCH
4.4
BOBCARD Uni GoldX Credit Card

BOBCARD Uni GoldX Credit Card

RewardsLifetime FreeShopping
BEST FOR

Appreciating 24K Gold Rewards, UPI Scan & Pay, and Zero Forex International Spends

Annual Fee₹0 (LTF)
Rewards1.00
Lounge AccessNone / Spend-based
Forex Markup0% (Zero Forex)

Last verified 25 Oct 2026

visa
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Verified
4.6
BOBCARD Cashback Credit Card

BOBCARD Cashback Credit Card

Shopping
BEST FOR

Utility Bill Payers, Supermarket Shoppers & Fuel Commuters Seeking Direct Statement Cashback

Annual Fee₹500
Rewards5% Cashback on Online Spending Up to ₹1,500/Month and Unlimited 1% Cashback on Everything Else
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 2 Oct 2026

visa
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Verified
3.9
BOBCARD

BOBCARD ConQR Credit Card

•••• •••• •••• Card2026

BOBCARD ConQR Credit Card

BEST FOR

Small business proprietors, traders, and shopkeepers accepting digital payments

Annual Fee₹249
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹25,000 annual spend

Last verified 3 Oct 2026

rupay
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Verified
4.3
BOBCARD

BOBCARD Corporate Credit Card

•••• •••• •••• Card2026

BOBCARD Corporate Credit Card

TravelBusinessAirport Lounge
BEST FOR

Corporate leadership, business travel expense management, enterprise procurement, and corporate travelers

Annual Fee₹0 (Free)
Rewards1 RP / ₹100 on retail transactions
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%

Last verified 3 Oct 2026

visa
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Verified
4.4
BOBCARD Easy Credit Card

BOBCARD Easy Credit Card

ShoppingDining
BEST FOR

Entry-level salaried professionals, homemakers, and budget-conscious households seeking 1.25% savings on grocery and cinema spending with an easy fee waiver hurdle.

Annual Fee₹500
Rewards5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹35,000 annual spend

Last verified 9 Sept 2026

visa
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Verified
4.4
BOBCARD ETERNA Credit Card

BOBCARD ETERNA Credit Card

TravelShoppingAirport Lounge
BEST FOR

Affluent travelers and frequent diners seeking unlimited airport lounge access, accelerated dining rewards, and low international markup without paying five-figure fees.

Annual Fee₹2,499
Rewards3 Reward Points per Rs 100 spent
Lounge AccessUnlimited Domestic + 4 International visits/year · ₹75k quarterly spend required (Domestic)
Forex Markup2%
Renewal fee waived on ₹2,50,000 annual spend

Last verified 9 Sept 2026

visa
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Verified
4.4
BOBCARD Premier Credit Card

BOBCARD Premier Credit Card

TravelDiningAirport Lounge
BEST FOR

Mid-income professionals seeking a low-fee rewards card with complimentary domestic lounge access and accelerated points on dining and travel.

Annual Fee₹1,000
Rewards10 Reward Points/₹100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/₹100
Lounge Access1 Domestic visits/quarter · ₹20k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹1,20,000 annual spend

Last verified 9 Sept 2026

visa
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Verified
4.1
BOBCARD

BOBCARD Prime Credit Card

•••• •••• •••• Card2026

BOBCARD Prime Credit Card

Secured / FD Backed
BEST FOR

Credit builders, students, self-employed individuals without ITR, and those recovering their CIBIL score through secure fixed deposits.

Annual Fee₹0 (Free)
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 2 Oct 2026

visa
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Verified
4.4
BOBCARD Select Credit Card

BOBCARD Select Credit Card

Shopping
BEST FOR

Mid-income professionals, online shoppers, and food lovers seeking airport lounge comfort and dining multipliers with a low ₹750 annual fee and easy spend waiver.

Annual Fee₹750
Rewards5 RPs per ₹100 on Online & Dining Spends and 1 RP per ₹100 on Other Eligible Spends
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹70,000 annual spend

Last verified 9 Sept 2026

visa
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Verified
4.4
BOBCARD Sentinel Credit Card

BOBCARD Sentinel Credit Card

ShoppingAirport Lounge
BEST FOR

High-net-worth individuals, luxury travelers, corporate executives, and affluent spenders seeking premium metal prestige and unlimited airport comfort.

Annual Fee₹0 (Free)
Rewards2 Reward Points on every retail spend of Rs. 100 and 5x Rewards on groceries and departmental store purchases.
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%

Last verified 2 Oct 2026

mastercard
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Verified
3.7
BOBCARD

BOBCARD Swavlamban Credit Card

•••• •••• •••• Card2026

BOBCARD Swavlamban Credit Card

BEST FOR

Building credit history, small emergency medical outlays, and local retail spending

Annual Fee₹250
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹15,000 annual spend

Last verified 3 Oct 2026

rupay
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Verified
4.5
BOBCARD Tiara Credit Card

BOBCARD Tiara Credit Card

TravelShoppingDining
BEST FOR

Modern women executives and lifestyle enthusiasts who spend frequently on dining, wellness, salon services, and fashion apparel and desire strong lounge benefits.

Annual Fee₹1,499
Rewards15 RPs/₹100 Spent on Travel, Dining, and International Spends. 3 RPs/₹100 on All Other Eligible Spends
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup2%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 9 Sept 2026

mastercard
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Verified
4.7
BOBCARD

BOBCARD Vikram Credit Card

•••• •••• •••• Card2026

BOBCARD Vikram Credit Card

Airport Lounge
BEST FOR

Indian Army, Navy, Air Force, CAPF, and Police personnel seeking a zero-fee public-sector credit card with substantial accidental death protection.

Annual Fee₹0 (Free)
RewardsStandard
Lounge Access1 Domestic visits/quarter
Forex Markup3.5%

Last verified 3 Oct 2026

rupay
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Verified
4.4
CMA One BOBCARD Credit Card

CMA One BOBCARD Credit Card

TravelLifetime FreeAirport Lounge
BEST FOR

Cost and Management Accountants (CMAs) looking for zero annual fee professional exclusivity, domestic airport lounges, and accelerated rewards.

Annual Fee₹0 (LTF)
Rewards1 Reward Point on every Rs. 100 you spend and 5x Rewards on utility bills, dining spends, and online purchases.
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup2%

Last verified 3 Oct 2026

visa
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Verified
4.5
HPCL ENERGIE BOBCARD Credit Card

HPCL ENERGIE BOBCARD Credit Card

FuelShoppingAirport Lounge
BEST FOR

Motorists, daily commuters, and vehicle owners looking to maximize fuel savings at HPCL outlets while earning accelerated rewards on groceries.

Annual Fee₹499
RewardsGet 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Poin...
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 9 Sept 2026

rupay
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Verified
4.4
ICAI Exclusive BOBCARD Credit Card

ICAI Exclusive BOBCARD Credit Card

TravelLifetime FreeShopping
BEST FOR

Chartered Accountants and ICAI certified finance leaders looking for zero annual fee professional exclusivity, domestic airport lounges, and retail rewards.

Annual Fee₹0 (LTF)
Rewards1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup2%

Last verified 3 Oct 2026

visa
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Verified
4.4
ICSI Diamond BOBCARD Credit Card

ICSI Diamond BOBCARD Credit Card

TravelLifetime FreeShopping
BEST FOR

Company Secretaries (CS) and governance professionals looking for zero annual fee professional exclusivity, domestic airport lounges, and accelerated rewards.

Annual Fee₹0 (LTF)
Rewards1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup2%

Last verified 3 Oct 2026

visa
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Verified
4.8
Indian Army YODDHA BOBCARD Credit Card

Indian Army YODDHA BOBCARD Credit Card

TravelLifetime FreeShopping
BEST FOR

Serving and retired Indian Army officers and personnel seeking top-tier lifestyle luxury with zero annual maintenance fees.

Annual Fee₹0 (LTF)
Rewards2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%

Last verified 3 Oct 2026

rupay
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Verified
4.5
BOBCARD

Indian Coast Guard Rakshamah BOBCARD Credit Card

•••• •••• •••• Card2026

Indian Coast Guard Rakshamah BOBCARD Credit Card

RewardsLifetime FreeDining
BEST FOR

Serving and retired Indian Coast Guard personnel seeking reliable public-sector credit benefits and airport lounge convenience without maintenance charges.

Annual Fee₹0 (LTF)
Rewards2 RP / ₹100 base; 10 RP / ₹100 on departmental stores & movies
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%

Last verified 3 Oct 2026

rupay
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Verified
4.5
Indian Navy Varunah BOBCARD Credit Card

Indian Navy Varunah BOBCARD Credit Card

TravelLifetime FreeShopping
BEST FOR

Serving and retired Indian Navy officers and sailors seeking transparent public-sector credit perks with zero recurring charges.

Annual Fee₹0 (LTF)
RewardsUp to 15x Reward Points with the Varunah Premium Card, Up to 10x Reward Points with the Varunah Plus Card, and up to 5x Rewards with the Varunah Card.
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup3.5%

Last verified 3 Oct 2026

rupay
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Verified
4.8
BOBCARD

Indian Navy Varunah Premium BOBCARD Credit Card

•••• •••• •••• Card2026

Indian Navy Varunah Premium BOBCARD Credit Card

TravelRewardsPremium
BEST FOR

Serving and retired Indian Navy officers and defense personnel seeking top-tier lifestyle luxury with zero annual fee.

Annual Fee₹0 (Free)
Rewards3 RP / ₹100 base; 15 RP / ₹100 on travel, dining, and online
Lounge Access1 Domestic visits/quarter · ₹40k quarterly spend required
Forex Markup2%

Last verified 3 Oct 2026

rupay
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Verified
4.3
IRCTC RuPay BOBCARD Credit Card

IRCTC RuPay BOBCARD Credit Card

Travel
BEST FOR

Frequent train commuters and railway travelers looking for ticket cashback, 0% transaction charges on IRCTC, and UPI interoperability.

Annual Fee₹350
Rewards4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets...
Lounge Access4 Domestic visits/year
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 3 Oct 2026

rupay
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Verified
3.8
SNAPDEAL BOBCARD Credit Card

SNAPDEAL BOBCARD Credit Card

Shopping
BEST FOR

Budget online shoppers, frequent Snapdeal buyers, and value-conscious consumers seeking affordable e-commerce savings.

Annual Fee₹249
Rewards5% cashback on Snapdeal, 10 RPs on every Rs. 100 spent on groceries, online spends & departmental stores, and 4 RPs on every Rs. 100 spent elsewhere.
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹25,000 annual spend

Last verified 2 Oct 2026

rupay
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COMPETITOR BENCHMARK

Compare BOBCARD vs Competitor Banks (2026)

Benchmark BOBCARD flagship credit cards against top alternatives in the same spending tier.

Cross-Bank Benchmark

BOBCARD vs Competitor Banks (2026 Comparison)

Open Compare Matrix
Bank & Flagship CardKey SpecializationAnnual FeeTop Highlight / PerkAction
Cashback₹1,0005% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber)Explore
Cashback₹999Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-inExplore
CashbackFree (LTF)Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal chargesExplore
Cashback₹50025% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks AppExplore
TravelFree (LTF)100% Lifetime Free card with zero joining fee and zero annual maintenance fees foreverExplore
Travel₹5,000Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spendExplore
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About BOBCARD Credit Cards

Issuer history, core reward architecture, and market position

Why Choose BOBCARD Credit Cards?

Distinctive advantages of holding cards from BOBCARD

Reward Program Multipliers

Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.

Airport Lounge Entitlements

Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.

Annual Spend Fee Waivers

Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).

Zero Lost Card Liability

24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.

BOBCARD Card Eligibility & Required Documents

Essential requirements before initiating your digital application

Eligibility Criteria

  • Card-Specific Terms: Specific eligibility criteria (such as minimum income, age requirements, and credit history) vary by individual credit card.
  • Credit Profile: Approval and sanctioned credit limits depend on your credit history, existing liabilities, and individual bank underwriting guidelines.
  • Employment Status: Salaried individuals with steady monthly income or self-employed professionals with filed tax returns (ITRs) are generally eligible.
  • Residential Status: Resident Indian citizens (and NRIs where supported by specific product terms) with valid KYC documents.

Documentation Checklist

  • Proof of Identity: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
  • Proof of Address: Aadhaar Card, utility bills (electricity, water, gas < 3 months old), or driving license.
  • Income Proof (Salaried): Latest 3 months salary slips, Form 16, and 6 months bank account statements.
  • Income Proof (Self-Employed): Latest 2 years Income Tax Returns (ITR) with computation of income and audited P&L statement.
Frequently Asked Questions

Frequently Asked Questions About BOBCARD Credit Cards

Get clear answers on fees, reward points redemption, lounge privileges, and online application procedures.

How do I apply for a BOBCARD credit card online?
You can apply directly through CardRecommend by clicking 'Apply Online' on your chosen BOBCARD card. You will be redirected securely to BOBCARD's official digital application portal to complete KYC and application verification.
What are the eligibility and credit score requirements for BOBCARD credit cards?
Eligibility criteria and credit score requirements vary by individual card. While entry-level or secured credit cards may be accessible with newer credit histories, premium cards typically require higher income and an established credit profile. Review each individual card's details for exact criteria.
Can I get an annual fee waiver on BOBCARD credit cards?
Many BOBCARD credit cards offer a full annual renewal fee waiver if you achieve the specified annual spend milestone. Spend requirements and waiver terms vary by card; check the specific card fees for exact spend thresholds.
Do BOBCARD credit cards support RuPay UPI payments?
Yes, BOBCARD issues dedicated RuPay credit cards that can be linked to UPI apps (such as Google Pay, PhonePe, and Paytm) for seamless merchant QR scan-and-pay transactions. Look for the RuPay network badge on individual cards in the portfolio.

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