BOBCARD Select Credit Card

The BOBCARD Select Credit Card (formerly Bank of Baroda Select) is a well-rounded lifestyle and dining credit card crafted for salaried professionals seeking premium perks like airport lounge access and elevated dining rewards at a sensible price point. With a reasonable **annual fee of ₹750 + GST**, the card waives its initial fee on spending ₹7,500 within the first 60 days, and provides an accessible **spend-based annual fee waiver at ₹70,000 annual retail spending**. Cardholders earn **5X Reward Points (5 Reward Points per ₹100 spent) on dining and online shopping** (equating to a 1.25% effective value back; 1 Reward Point = ₹0.25), capped at 1,000 accelerated points per billing cycle. All other eligible retail purchases earn 1 Reward Point per ₹100 (0.25% return). Cardholders can redeem points directly for statement cash credit or vouchers with zero hidden conversion penalties. A key advantage that sets BOBCARD Select apart from other sub-₹1,000 annual fee cards is the inclusion of **4 complimentary domestic airport lounge visits per calendar year (1 visit per calendar quarter)** at major domestic terminals across India. Furthermore, cardholders receive **1,000 bonus reward points (worth ₹250)** upon spending ₹1,000 in the first 30 days, along with a 1% fuel surcharge waiver across India. For working professionals who dine out regularly and travel domestically a few times a year, BOBCARD Select represents one of the most cost-effective cards in the market.

Additional Cardholder Privileges

Mandatory Verification Documents