
Aditya Birla AU Bank Credit Card
Fashion-forward shoppers and professionals purchasing formal and casual apparel from Aditya Birla stores.
Last verified 2 Oct 2026
visa
AU Small Finance Bank offers credit cards designed around rewards, lifestyle, travel and everyday spending needs.
25 Active Cards
₹0 (LTF) – ₹7,999
Visa • RuPay
2 Lifetime Free
Explore 25 active cards and filter them by how you spend.

Fashion-forward shoppers and professionals purchasing formal and casual apparel from Aditya Birla stores.
Last verified 2 Oct 2026
visa
First-time credit cardholders, college graduates, and budget-conscious households looking for direct 2% cashback on monthly grocery and utility bills with minimal fee liability.
Last verified 17 Sept 2026
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Young salaried professionals and online shoppers looking for reliable 1.5% online rewards, domestic airport lounge access, and a very low fee waiver threshold.
Last verified 17 Sept 2026
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Young professionals, weekend diners, and apparel shoppers seeking accelerated points on lifestyle spending with an accessible ₹1 Lakh fee waiver.
Last verified 3 Oct 2026
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AU Bank savings account holders, digital shoppers, and consumers seeking an instant, zero-maintenance virtual credit card for safe e-commerce transactions.
Last verified 2 Oct 2026
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Savvy consumers who want total control over their card features and pay only for benefits they actually use.
Last verified 2 Oct 2026
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Global travelers, international business travelers, and study-abroad families seeking zero foreign currency transaction fees paired with extensive domestic and international lounge visits.
Last verified 17 Sept 2026
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Budget-conscious retail shoppers, regional commuters, and young professionals seeking everyday clothing discounts and train lounge comforts.
Last verified 3 Oct 2026
visa
First-time cardholders, college graduates, and budget-conscious retail shoppers seeking an affordable credit card with minimal spending hurdles.
Last verified 3 Oct 2026
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Savvy online shoppers and frequent diners looking for reward points acceleration, low spend waiver hurdles, and airport lounge comfort.
Last verified 3 Oct 2026
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Chartered Accountants and ICAI certified finance leaders looking for zero annual fee metal exclusivity, unlimited airport lounges, and low forex fees.
Last verified 3 Oct 2026
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ICSI members, corporate legal practitioners, and domestic lounge travel
Last verified 3 Oct 2026
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Online lifestyle shopping, food ordering apps, and movie streaming
Last verified 3 Oct 2026
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Everyday retail shoppers, grocery runs, dining, and spend-based annual fee waivers
Last verified 3 Oct 2026
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First-time applicants, contactless mobile payments, and online grocery runs
Last verified 3 Oct 2026
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Credit beginners, micro-spenders, first-time credit cardholders, and budget-conscious shoppers
Last verified 3 Oct 2026
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UPI merchant payments, digital-first online shopping, quick merchant QR checkout, and food delivery
Last verified 3 Oct 2026
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Household grocery runs, departmental store shopping, family dining, and utility payments
Last verified 3 Oct 2026
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Urban families, grocery shoppers, and domestic commuters looking for accelerated rewards on departmental purchases and dependable travel lounge access.
Last verified 12 Oct 2026
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SME proprietors, commercial purchasing, and Zaggle expense management
Last verified 12 Oct 2026
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High-spending diners, grocery shoppers, and leisure travelers looking for accelerated dining returns, global lounge comfort, and BookMyShow movie ticket discounts.
Last verified 12 Oct 2026
visaAU Zenith+ Credit Card
Luxury Travelers, Frequent International Flyers, High Spenders & Golf Enthusiasts
Last verified 2 Oct 2026
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Credit card bill payments via CheQ app, daily UPI QR payments, and zero-fee routine retail spending.
Last verified 12 Oct 2026
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Budget International Travelers, Train & Flight Bookers, Online Shoppers & UPI Commuters
Last verified 27 Oct 2026
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Paytm UPI spends, Paytm Travel flight bookings, and Paytm Gold
Last verified 27 Oct 2026
rupayBenchmark AU Small Finance Bank flagship credit cards against top alternatives in the same spending tier.
| Bank & Flagship Card | Key Specialization | Annual Fee | Top Highlight / Perk | Action |
|---|---|---|---|---|
HDFC BankHDFC Bank Millennia Credit Card | Cashback | ₹1,000 | 5% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber) | Explore |
SBI CardCashback SBI Card | Cashback | ₹999 | Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-in | Explore |
ICICI BankAmazon Pay ICICI Bank Credit Card | Cashback | Free (LTF) | Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal charges | Explore |
Axis BankAirtel Axis Bank Credit Card | Cashback | ₹500 | 25% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks App | Explore |
IDFC FIRST BankIDFC FIRST Select Credit Card | Travel | Free (LTF) | 100% Lifetime Free card with zero joining fee and zero annual maintenance fees forever | Explore |
American ExpressAmerican Express Platinum Travel Credit Card | Travel | ₹5,000 | Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spend | Explore |
Answer 3 quick questions about your monthly spending and our recommendation engine will calculate your net annual reward savings.
Issuer history, core reward architecture, and market position
Distinctive advantages of holding cards from AU Small Finance Bank
Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.
Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.
Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).
24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.
Essential requirements before initiating your digital application
Get clear answers on fees, reward points redemption, lounge privileges, and online application procedures.
Explore credit card collections from India's leading banking partners.