CREDIT CARD ISSUER

DBS Bank Credit Cards

Q: How do I apply for a DBS Bank credit card online?

You can apply directly through CardRecommend by clicking 'Apply Online' on your chosen DBS Bank card. You will be redirected securely to DBS Bank's official digital application portal to complete KYC and application verification.

Q: What are the eligibility and credit score requirements for DBS Bank credit cards?

Eligibility criteria and credit score requirements vary by individual card. While entry-level or secured credit cards may be accessible with newer credit histories, premium cards typically require higher income and an established credit profile. Review each individual card's details for exact criteria.

Q: Can I get an annual fee waiver on DBS Bank credit cards?

Many DBS Bank credit cards offer a full annual renewal fee waiver if you achieve the specified annual spend milestone. Spend requirements and waiver terms vary by card; check the specific card fees for exact spend thresholds.

Q: Do DBS Bank credit cards support RuPay UPI payments?

Yes, DBS Bank issues dedicated RuPay credit cards that can be linked to UPI apps (such as Google Pay, PhonePe, and Paytm) for seamless merchant QR scan-and-pay transactions. Look for the RuPay network badge on individual cards in the portfolio.

DBS Bank India provides digital banking and financial products with a focus on technology-driven banking experiences.

Official Portal Support Compare vs Rivals

Total Offerings

4 Active Cards

Fee Range

₹499 – ₹4,999

Payment Networks

Visa

Zero Fee / LTF

Spend Waiver

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DBS BANK PORTFOLIO

DBS Bank Credit Cards

Explore 4 active cards and filter them by how you spend.

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Showing 4 of 4 verified DBS Bank credit cards

Verified

3.9

DBS Spark Credit Card

ShoppingAirport Lounge

BEST FOR

DBS digibank users, online food delivery, and digital bill payments

Annual Fee₹499

Rewards2 Cash Points/₹200 Across All Three Variants

Lounge Access4 Domestic visits/year

Forex Markup3.5%

Renewal fee waived on ₹75,000 annual spend

Last verified 3 Oct 2026

Visa

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Verified

4.2

DBS Bank

DBS SuperX Credit Card

•••• •••• •••• Card2026

DBS SuperX Credit Card

BEST FOR

Urban professionals and digital consumers looking for direct savings on Swiggy, Zomato, BigBasket, and Netflix with low carrying costs.

Annual Fee₹1,499

RewardsStandard

Lounge AccessNone / Spend-based

Forex Markup3%

Renewal fee waived on ₹2,00,000 annual spend

Last verified 3 Oct 2026

Visa

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Verified

4.4

DBS Bank

DBS SuperX Plus Credit Card

•••• •••• •••• Card2026

DBS SuperX Plus Credit Card

BEST FOR

High-spending urban shoppers and frequent flyers seeking maximum cashback on digital spending paired with domestic and international airport lounge comfort.

Annual Fee₹2,999

RewardsStandard

Lounge AccessNone / Spend-based

Forex Markup2.5%

Renewal fee waived on ₹3,50,000 annual spend

Last verified 3 Oct 2026

Visa

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Verified

4.6

DBS Vantage Credit Card

ShoppingAirport Lounge

BEST FOR

Affluent international jet-setters and corporate executives seeking unlimited global lounge access, luxury hotel vouchers, and high-yield airline rewards.

Annual Fee₹4,999

Rewards4 VP/₹200 Spent in India and 8 VP/₹200 Spent Internationally

Lounge AccessUnlimited Domestic & International

Forex Markup2%

Renewal fee waived on ₹5,00,000 annual spend

Last verified 3 Oct 2026

Visa

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COMPETITOR BENCHMARK

Compare DBS Bank vs Competitor Banks (2026)

Benchmark DBS Bank flagship credit cards against top alternatives in the same spending tier.

Cross-Bank Benchmark

DBS Bank vs Competitor Banks (2026 Comparison)

Open Compare Matrix

Bank & Flagship Card	Key Specialization	Annual Fee	Top Highlight / Perk	Action
HDFC BankHDFC Bank Millennia Credit Card	Cashback	₹1,000	5% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber)	Explore
SBI CardCashback SBI Card	Cashback	₹999	Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-in	Explore
ICICI BankAmazon Pay ICICI Bank Credit Card	Cashback	Free (LTF)	Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal charges	Explore
Axis BankAirtel Axis Bank Credit Card	Cashback	₹500	25% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks App	Explore
IDFC FIRST BankIDFC FIRST Select Credit Card	Travel	Free (LTF)	100% Lifetime Free card with zero joining fee and zero annual maintenance fees forever	Explore
American ExpressAmerican Express Platinum Travel Credit Card	Travel	₹5,000	Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spend	Explore

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About DBS Bank Credit Cards

Issuer history, core reward architecture, and market position

Why Choose DBS Bank Credit Cards?

Distinctive advantages of holding cards from DBS Bank

Reward Program Multipliers

Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.

Airport Lounge Entitlements

Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.

Annual Spend Fee Waivers

Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).

Zero Lost Card Liability

24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.

DBS Bank Card Eligibility & Required Documents

Essential requirements before initiating your digital application

Eligibility Criteria

Card-Specific Terms: Specific eligibility criteria (such as minimum income, age requirements, and credit history) vary by individual credit card.
Credit Profile: Approval and sanctioned credit limits depend on your credit history, existing liabilities, and individual bank underwriting guidelines.
Employment Status: Salaried individuals with steady monthly income or self-employed professionals with filed tax returns (ITRs) are generally eligible.
Residential Status: Resident Indian citizens (and NRIs where supported by specific product terms) with valid KYC documents.

Documentation Checklist

Proof of Identity: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
Proof of Address: Aadhaar Card, utility bills (electricity, water, gas < 3 months old), or driving license.
Income Proof (Salaried): Latest 3 months salary slips, Form 16, and 6 months bank account statements.
Income Proof (Self-Employed): Latest 2 years Income Tax Returns (ITR) with computation of income and audited P&L statement.

Frequently Asked Questions

Frequently Asked Questions About DBS Bank Credit Cards

Get clear answers on fees, reward points redemption, lounge privileges, and online application procedures.

How do I apply for a DBS Bank credit card online?

You can apply directly through CardRecommend by clicking 'Apply Online' on your chosen DBS Bank card. You will be redirected securely to DBS Bank's official digital application portal to complete KYC and application verification.

What are the eligibility and credit score requirements for DBS Bank credit cards?

Eligibility criteria and credit score requirements vary by individual card. While entry-level or secured credit cards may be accessible with newer credit histories, premium cards typically require higher income and an established credit profile. Review each individual card's details for exact criteria.

Can I get an annual fee waiver on DBS Bank credit cards?

Many DBS Bank credit cards offer a full annual renewal fee waiver if you achieve the specified annual spend milestone. Spend requirements and waiver terms vary by card; check the specific card fees for exact spend thresholds.

Do DBS Bank credit cards support RuPay UPI payments?

Yes, DBS Bank issues dedicated RuPay credit cards that can be linked to UPI apps (such as Google Pay, PhonePe, and Paytm) for seamless merchant QR scan-and-pay transactions. Look for the RuPay network badge on individual cards in the portfolio.

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