Upgraded Premium Cashback & Travel Card with 10% on Lifestyle & Global Lounges
High-spending urban shoppers and frequent flyers seeking maximum cashback on digital spending paired with domestic and international airport lounge comfort.
₹2,999
One-time upfront₹2,999
Waived on ₹3.5 lakh annual spendStandard Points
On eligible spends2.50% + GST
Cross-currency spendsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The DBS SuperX Plus Credit Card is the elevated tier of DBS Bank's popular cashback series, combining accelerated digital shopping yields with genuine international travel perks. Positioned at an annual fee of ₹2,999 plus GST, new members receive welcome vouchers worth ₹3,000, neutralizing the entry hurdle. The annual renewal fee is waived upon achieving annual expenditures of ₹3,50,000. The card delivers an industry-leading 10% accelerated cashback on curated merchant partners across dining, quick-commerce, apparel, and travel (monthly cap of ₹1,500), and an impressive 2.0% base reward rate on all other eligible domestic transactions. For travel enthusiasts, the card includes 2 complimentary domestic airport lounge visits per calendar quarter (8 visits annually), accompanied by 2 complimentary international airport lounge visits per year via Priority Pass. A reduced foreign currency markup fee of 2.50% further lowers the cost of overseas holidays. With golf benefits, lifestyle dining discounts, and higher category cashback caps, the DBS SuperX Plus card stands as one of the most rewarding all-in-one cards for high-earning urban professionals.
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Accelerated | 5 Cash Points per ₹100 on accelerated online & shopping merchants | No Cap | Fuel, wallet loads, rent |
| General | 1 Cash Point per ₹100 on standard retail transactions | No Cap | Fuel, cash advance, wallet top-ups |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Accelerated | ₹12,000 | 5 Cash Points per ₹100 on accelerated online & shopping merchants | — | None | Calculating... | Under cap |
| General | ₹18,000 | 1 Cash Point per ₹100 on standard retail transactions | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹2,999
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
This card is tailored primarily for shopping rewards, cashback, or specific co-branded spend and does not include complimentary airport lounge visits.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining & Annual Fee: ₹2,999 + GST; waived on annual retail spending of ₹3,50,000 or more in the anniversary year. • Welcome Benefit: ₹3,000 in premium gift vouchers upon fee settlement and first transaction. • Accelerated Cashback: Up to 10% cashback on curated lifestyle and travel partners (capped at ₹1,500 per month). • Base Cashback: 2.0% uncapped cashback on all other eligible domestic spending. • Domestic Lounges: 2 complimentary domestic airport lounge visits per calendar quarter (8 visits annually). • International Lounges: 2 complimentary international airport lounge visits per calendar year via Priority Pass. • Preferential Forex: Discounted 2.50% + GST foreign currency markup fee. • Fuel Surcharge: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 across petrol pumps.
Evaluate whether this card's perks and waiver threshold justify its ₹2,999 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding DBS SuperX Plus Credit Card application, fees, reward redemption, and eligibility
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Direct online application on the official DBS Bank portal with paperless verification.
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DBS SuperX Credit Card
Best for: Urban professionals and digital consumers looking for direct savings on Swiggy, Zomato, BigBasket, and Netflix with low carrying costs.
Renewal fee waived on ₹2,00,000 annual spend
Last verified 3 Oct 2026
Best for: Affluent international jet-setters and corporate executives seeking unlimited global lounge access, luxury hotel vouchers, and high-yield airline rewards.
Rewards: 4 VP/₹200 Spent in India and 8 VP/₹200 Spent Internationally
Lounge access: Unlimited Domestic & International
Forex markup: 2% Low Forex
Renewal fee waived on ₹5,00,000 annual spend
Last verified 3 Oct 2026
Best for: Urban professionals, frequent leisure flyers, and premium dining enthusiasts seeking global lounge access and accelerated rewards across flight and hotel bookings.
Rewards: 4 Reward Points per ₹150 spent
Lounge access: 8 Domestic & International visits/year · ₹60k quarterly spend required
Forex markup: 2% Low Forex
Renewal fee waived on ₹3,00,000 annual spend
Last verified 3 Oct 2026
