CREDIT CARD ISSUER
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ICICI Bank Credit Cards

ICICI Bank offers credit cards across shopping, rewards, travel, fuel, lifestyle and co-branded categories for a wide range of customers.

Total Offerings

22 Active Cards

Fee Range

₹0 (LTF) – ₹1,75,000

Payment Networks

Visa • Mastercard • RuPay • American Express

Zero Fee / LTF

3 Lifetime Free

ICICI BANK PORTFOLIO

ICICI Bank Credit Cards

Explore 22 active cards and filter them by how you spend.

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Showing 22 of 22 verified ICICI Bank credit cards
NEW LAUNCH
4.6
1838 Reserve ICICI Bank Credit Card
BEST FOR

UHNI Private Club Access (The Quorum & 280+ Global Clubs), Zero Forex & Luxury International Travel

Annual Fee₹1,75,000
Rewards3% rewards on eligible domestic spending, 2% on international spending
Lounge AccessNone / Spend-based
Forex Markup0% (Zero Forex)

Last verified 18 Oct 2026

visa
Verified
4.4
Adani One ICICI Bank Platinum Credit Card
BEST FOR

Occasional flyers and regional airport visitors looking for affordable domestic airport lounge access, terminal valet parking, and flight booking discounts at an entry-level fee.

Annual Fee₹750
Rewards3% Adani Reward Points on Spends Made With Adani Ecosystem
Lounge Access1 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 17 Sept 2026

visa
Verified
4.6
Adani One ICICI Bank Signature Credit Card

Adani One ICICI Bank Signature Credit Card

TravelAirport LoungeEntertainment
BEST FOR

Frequent flyers and airport visitors traveling through Adani-managed airports (Mumbai, Ahmedabad, Lucknow, Jaipur, Guwahati, Thiruvananthapuram, Mangaluru) seeking airport valet, lounge comfort, and travel savings.

Annual Fee₹5,000
Rewards7 Adani Reward Points/₹100 on Spends Made With Adani Ecosystem
Lounge Access1 Domestic visits/quarter + 2 International visits/year · ₹75k quarterly spend required (Domestic)
Forex Markup3.5%
Renewal fee waived on ₹6,00,000 annual spend

Last verified 17 Sept 2026

visa
Verified
4.9
Amazon Pay ICICI Bank Credit Card

Amazon Pay ICICI Bank Credit Card

CashbackTravelLifetime Free
BEST FOR

Amazon Prime subscribers, everyday online shoppers, and utility bill payers seeking unconditional zero-annual-fee rewards without minimum redemption hurdles.

Annual Fee₹0 (LTF)
Rewards5% for Prime on Amazon, 3% for non-Prime, 2% on bills, 1% elsewhere
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 3 Oct 2026

visa
Verified
4.5
Emirates Skywards ICICI Bank Emeralde Credit Card
BEST FOR

Frequent Emirates and flydubai international flyers seeking direct airline tier status, priority airport check-in and boarding, accelerated Skywards miles, and unlimited global lounge access.

Annual Fee₹10,000
Rewards2 Skyward Miles/₹100 Spent on All Transactions
Lounge AccessUnlimited Domestic & International
Forex Markup1.5%

Last verified 17 Sept 2026

mastercard
Verified
4.2
Emirates Skywards ICICI Bank Rubyx Credit Card
BEST FOR

Frequent international flyers, Gulf travelers, and loyal Emirates passengers aiming to accelerate Skywards Miles towards flight upgrades and reward tickets.

Annual Fee₹1,000
Rewards1 Skyward Miles/₹100 on All International and Domestic Spends
Lounge Access2 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 3 Oct 2026

mastercard
Verified
4.5
Emirates Skywards ICICI Bank Sapphiro Credit Card
BEST FOR

Frequent international flyers and Emirates passengers seeking direct airline miles accrual, international lounge access, and low forex fees at a moderate annual fee tier.

Annual Fee₹5,000
Rewards1.5 Skyward Miles/₹100 Spent
Lounge Access1 Domestic visits/quarter + 2 International visits/year · ₹75k quarterly spend required (Domestic)
Forex Markup2%

Last verified 17 Sept 2026

mastercard
Verified
4.4
ICICI Bank Coral Credit Card

ICICI Bank Coral Credit Card

DiningAirport LoungeEntertainment
BEST FOR

First-Time ICICI Borrowers, Moviegoers & Domestic Railway Travelers

Annual Fee₹500
Rewards0.25% Back On Utility & Insurance Spends (1 RP/₹100) And 0.50% Back On All Other Eligible Spends (2 RP/₹100)
Lounge Access1 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 2 Oct 2026

visa
Verified
ICICI Bank

ICICI Bank Coral RuPay Credit Card

•••• •••• •••• Card2026
BEST FOR

Daily digital spenders, UPI power users, and frequent travelers seeking an established bank credit card for mobile QR code merchant payments.

Annual Fee₹500
RewardsStandard
Lounge Access1 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 17 Sept 2026

rupay
Verified
4.6
ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card

TravelShoppingAirport Lounge
BEST FOR

Affluent travelers, luxury lifestyle seekers, and frequent flyers seeking unlimited lounge and spa access with premier golf and movie privileges.

Annual Fee₹12,000
Rewards4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.
Lounge AccessUnlimited Domestic & International
Forex Markup1.5%
Renewal fee waived on ₹15,00,000 annual spend

Last verified 17 Sept 2026

mastercard
Verified
4.6
ICICI Bank Emeralde Private Metal Credit Card
BEST FOR

Ultra-high-net-worth individuals, luxury hotel loyalists, and elite frequent flyers seeking a top-tier metal card with flat uncapped 3% rewards and zero reward redemption fee.

Annual Fee₹12,499
Rewards6 ICICI Reward Points per ₹200 spent on all retail transactions (3.0% return; 1 RP = ₹1)
Lounge AccessUnlimited Domestic & International
Forex Markup2%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 17 Sept 2026

mastercard
Verified
4.1
ICICI Bank Expressions Credit Card
BEST FOR

Users who appreciate customized card aesthetics, quarterly lounge access, and regular cinema ticket discounts.

Annual Fee₹500
Rewards3 Reward Points per Rs. 100 spent with the card (except fuel, utility and insurance spends), 2 Reward Points per Rs. 100 on utility payments
Lounge Access1 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 2 Oct 2026

mastercard
Verified
4.0
ICICI Bank HPCL Coral Credit Card
BEST FOR

Daily city commuters and budget two-wheeler or four-wheeler owners fueling regularly at HPCL pumps.

Annual Fee₹199
Rewards2 Reward points per Rs. 100 spent
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 2 Oct 2026

visa
Verified
4.4
ICICI Bank HPCL Super Saver Credit Card

ICICI Bank HPCL Super Saver Credit Card

FuelShoppingAirport Lounge
BEST FOR

Regular drivers and suburban families wanting consolidated fuel savings at HPCL pumps alongside grocery kickbacks and airport lounge travel comfort.

Annual Fee₹500
Rewards2 ICICI Reward Points per Rs 100 spent
Lounge Access1 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 17 Sept 2026

visa
Verified
ICICI Bank

ICICI Bank Instant Platinum Credit Card

•••• •••• •••• Card2026

ICICI Bank Instant Platinum Credit Card

Lifetime FreeSecured / FD Backed
BEST FOR

Instant issuance & lifetime-free credit building

Annual Fee₹0 (LTF)
RewardsStandard
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 14 Oct 2026

visa
Verified
4.3
ICICI Bank Parakram Credit Card

ICICI Bank Parakram Credit Card

TravelShoppingAirport Lounge
BEST FOR

Serving and retired personnel of the Indian Army, Navy, Air Force, and Paramilitary forces seeking a lifetime-free rewards card with comprehensive defense insurance protection.

Annual Fee₹0 (Free)
Rewards5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses
Lounge Access1 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%

Last verified 3 Oct 2026

rupay
Verified
4.4
ICICI Bank Parakram Select Credit Card
BEST FOR

Commissioned officers of the Indian Army, Navy, Air Force, and Paramilitary seeking upgraded lifestyle perks, airport lounge visits, and zero maintenance costs.

Annual Fee₹0 (Free)
Rewards5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs and 2 reward points for every Rs. 100 spent on other applicable expenses, and 1 reward point on e...
Lounge Access1 Domestic visits/quarter + 2 International visits/year · ₹75k quarterly spend required (Domestic)
Forex Markup3.5%

Last verified 3 Oct 2026

rupay
Verified
4.4
ICICI Bank Platinum Chip Credit Card

ICICI Bank Platinum Chip Credit Card

Lifetime FreeShoppingDining
BEST FOR

First-Time Borrowers, Credit Score Builders & Zero-Fee Relationship Seekers

Annual Fee₹0 (LTF)
Rewards2 Reward Points on every retail spend of Rs. 100
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 2 Oct 2026

visa
Verified
4.3
ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card

TravelShoppingAirport Lounge
BEST FOR

Mid-Tier Spenders, Movie Enthusiasts, Weekend Diners & Domestic Travelers

Annual Fee₹2,000
Rewards4 RPs/₹100 on International Spends, 2 RPs/₹100 on Domestic Spends and 1 RP/₹100 Spent on Insurance and Utilities
Lounge Access2 Domestic visits/quarter · ₹75k quarterly spend required
Forex Markup3.5%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 2 Oct 2026

mastercard
Verified
4.5
ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

TravelPremiumShopping
BEST FOR

Frequent Domestic & International Travelers, Golfers & Premium Cinema Goers

Annual Fee₹3,500
Rewards4 points/₹100 intl, 2 points/₹100 domestic
Lounge Access4 Domestic visits/quarter + 2 International visits/year · ₹75k quarterly spend required (Domestic)
Forex Markup3.5%
Renewal fee waived on ₹6,00,000 annual spend

Last verified 2 Oct 2026

mastercard
Verified
4.3
MakeMyTrip ICICI Bank Credit Card
BEST FOR

Frequent domestic holidaymakers, hotel bookers, and flight travelers who regularly use MakeMyTrip for personal or family travel.

Annual Fee₹999
Rewards6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends
Lounge Access1 Domestic visits/quarter + 1 International visits/year · ₹75k quarterly spend required (Domestic)
Forex Markup0.99%
Renewal fee waived on ₹3,00,000 annual spend

Last verified 27 Oct 2026

mastercard
Verified
ICICI Bank

MakeMyTrip ICICI Bank Platinum Credit Card

•••• •••• •••• Card2026
BEST FOR

Budget Travelers, Occasional MakeMyTrip Bookers & IRCTC Train Travelers

Annual Fee₹0 (Free)
RewardsStandard
Lounge Access4 Domestic visits/year
Forex Markup3.5%

Last verified 2 Oct 2026

visa
COMPETITOR BENCHMARK

Compare ICICI Bank vs Competitor Banks (2026)

Benchmark ICICI Bank flagship credit cards against top alternatives in the same spending tier.

Cross-Bank Benchmark

ICICI Bank vs Competitor Banks (2026 Comparison)

Open Compare Matrix
Bank & Flagship CardKey SpecializationAnnual FeeTop Highlight / PerkAction
Cashback₹1,0005% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber)Explore
Cashback₹999Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-inExplore
Cashback₹50025% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks AppExplore
TravelFree (LTF)100% Lifetime Free card with zero joining fee and zero annual maintenance fees foreverExplore
Travel₹5,000Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spendExplore
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About ICICI Bank Credit Cards

Issuer history, core reward architecture, and market position

Why Choose ICICI Bank Credit Cards?

Distinctive advantages of holding cards from ICICI Bank

Reward Program Multipliers

Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.

Airport Lounge Entitlements

Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.

Annual Spend Fee Waivers

Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).

Zero Lost Card Liability

24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.

ICICI Bank Card Eligibility & Required Documents

Essential requirements before initiating your digital application

Eligibility Criteria

  • Card-Specific Terms: Specific eligibility criteria (such as minimum income, age requirements, and credit history) vary by individual credit card.
  • Credit Profile: Approval and sanctioned credit limits depend on your credit history, existing liabilities, and individual bank underwriting guidelines.
  • Employment Status: Salaried individuals with steady monthly income or self-employed professionals with filed tax returns (ITRs) are generally eligible.
  • Residential Status: Resident Indian citizens (and NRIs where supported by specific product terms) with valid KYC documents.

Documentation Checklist

  • Proof of Identity: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
  • Proof of Address: Aadhaar Card, utility bills (electricity, water, gas < 3 months old), or driving license.
  • Income Proof (Salaried): Latest 3 months salary slips, Form 16, and 6 months bank account statements.
  • Income Proof (Self-Employed): Latest 2 years Income Tax Returns (ITR) with computation of income and audited P&L statement.
Frequently Asked Questions

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