ICICI BankVisa Network

Verified

Direct Bank Application via Official Issuer Portal

Travel Airport Lounge

4.4/5 Editorial Score

Adani One ICICI Bank Platinum Credit Card

Entry Airport Perks Card — 3% Adani Rewards, 4 Domestic Lounges & Valet Parking

Best Suited For

Occasional flyers and regional airport visitors looking for affordable domestic airport lounge access, terminal valet parking, and flight booking discounts at an entry-level fee.

Travel Airport Lounge

Joining Fee

₹750

One-time upfront

Annual Fee

₹750

Waived on ₹3 lakh annual spend

Base Rewards

3% Adani Reward Points on Spends Made With Adani Ecosystem

On eligible spends

Airport Lounge

1 Domestic visits/quarter · ₹75k quarterly spend required

Complimentary visits

Apply Now Compare Card

See where this card gets lounge access

Last verified 17 Sept 2026

Why Consider This Card?

Objective editorial assessment, ideal spender profile, and primary trade-offs

Editorial Verdict

4.4/5 Editorial Score

The Adani One ICICI Bank Platinum Credit Card opens up premium airport lifestyle benefits to budget-conscious and occasional travelers. Carrying an accessible annual fee of ₹750 + GST, the card immediately returns more than double its cost via a **₹2,000 welcome voucher bundle** (comprising ₹1,000 flight, ₹500 hotel, ₹300 Duty-Free, and ₹200 airport parking vouchers). For travelers flying just 2 to 3 times a year from Adani airports like Mumbai, Ahmedabad, or Jaipur, this welcome package delivers instant positive value. Ongoing airport comfort is remarkable for a sub-₹1,000 card: cardholders receive **4 complimentary domestic airport lounge visits** annually (1 per calendar quarter, spend-linked at ₹35,000/qtr) and **2 complimentary airport valet parking passes** per year at Adani-managed airports—a perk virtually nonexistent on other entry-level credit cards. On everyday spending, the card generates **3% Adani Reward Points** (1 Point = ₹1) on flights, hotels, duty-free, and parking booked through the Adani One app, 1.5% on utility bills and groceries, and 1% on general retail spending. Limitations include the standard ICICI ₹35,000 quarterly spend threshold for domestic lounge access, lack of international lounge access, and standard 3.50% forex markup. However, with an easily achievable annual fee waiver at ₹3,00,000 spend and rare valet parking privileges, the Adani One ICICI Platinum card is an extraordinary value proposition in the entry-level travel segment.

Ideal For:Occasional flyers and regional airport visitors looking for affordable domestic airport lounge access, terminal valet parking, and flight booking discounts at an entry-level fee.

Travel Airport Lounge

Card Strengths

₹2,000 welcome voucher bundle on payment of affordable ₹750 + GST joining fee
3% reward return (1 Adani Point = ₹1) on travel bookings via Adani One app
2 complimentary premium airport valet parking passes per year at Adani airports
4 complimentary domestic airport lounge visits annually (1 per calendar quarter)
Low annual fee with straightforward fee waiver threshold at ₹3,00,000 spend

Things to Keep in Mind

Domestic lounge visits require ₹35,000 spend in the preceding calendar quarter
No complimentary international airport lounge access included
Adani points must be redeemed within the Adani One app for optimal 1:1 value
Standard 3.50% foreign exchange markup on international transactions

Additional Cardholder Privileges

Rewards

3% Adani Reward Points on Spends Made With Adani Ecosystem

Welcome

Welcome Benefit 1

Hotel Voucher Worth ₹1,000. Flight Voucher Worth ₹2,000 on Spends of ₹10,000.

Rewards & Cashback Structure

Base earning rates, partner merchant acceleration, redemption options, and exclusions

Reward Program Name: Adani Reward Points
Reward Currency: Adani Reward Points
Base Earn Rate: 3% Adani Reward Points on Spends Made With Adani Ecosystem
Point Value (INR): ₹1.0000 per point
Redemption Channels: Refer to bank rewards portal
Reward Point Expiry: Refer to bank rewards program terms

Category Accelerated Earn RatesPublished Terms

Spend Category	Earn Rate	Reward Cap	Conditions
Adani One Ecosystem Spends	3% Adani Reward Points on Adani One app (1 RP = ₹1.00)	No Cap	Standard terms apply
Travel Spends	1.5% Adani Reward Points on domestic & intl travel	No Cap	Standard terms apply
All Other Retail Spends	1% Adani Reward Points on general retail	No Cap	Standard terms apply

Explore top credit cards and rewards across top verified merchant brands.Browse Merchant Hubs

Estimate Your Custom Monthly Rewards

Calculate estimated net cashback and points across your actual spending pattern.

Open Rewards Calculator

Reward Exclusions: Fuel transactions, wallet loading, cash withdrawals, rent payments, educational payments, and government services are generally excluded from base and accelerated reward point accrual across all Indian card issuers.

Reward Calculator

Estimate Your Annual Rewards

Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.

Verified Rates & Caps

Quick Select:

Total Monthly Spend:₹30,000 / month

₹5,000 / mo₹1 lakh / mo₹2 lakh / mo

Category Spend Allocation

Customize monthly spend in each category. Category amounts sum directly to your monthly spend.

Assumed spend distribution

Adani One Ecosystem Spends3.00%

No published cap

₹

Travel Spends1.50%

No published cap

₹

All Other Retail Spends1.00%

No published cap

₹

Excluded / Non-Reward Spends0%

Fuel, rent, wallet, govt, cash

₹

Category / Reward Bucket	Monthly Spend	Rate	Effective Rate	Cap Period	Eligible Reward	Cap Status
Adani One Ecosystem Spends	₹6,000	3% Adani Reward Points on Adani One app (1 RP = ₹1.00)	—	None	Calculating...	Under cap
Travel Spends	₹6,000	1.5% Adani Reward Points on domestic & intl travel	—	None	Calculating...	Under cap
All Other Retail Spends	₹18,000	1% Adani Reward Points on general retail	—	None	Calculating...	Under cap
Total Monthly Cashback	₹30,000	-	—	-	₹0 / mo	Zero cap loss

Annual Spends

₹3.6 lakh

12 billing cycles

Annual Capped Rewards

₹0

0% blended return

Effective Fee

-₹750

Standard renewal

Net Annual Value

+₹0 / yr

Rewards - Fee

*Calculation based on verified card reward rates, applicable monthly caps, and fee-waiver thresholds - ₹750 annual fee.

Multi-card comparator

Milestone Spend Progression

Bonus vouchers and annual fee waiver milestones unlocked as your total spend increases

Tier 1 Target

₹1 lakhper year

Worth ₹2,000

Rs 1 Lakh Spend Milestone

Earn 2,000 Adani Reward Points (worth Rs 2,000) on spending Rs 1,00,000 in an anniversary year.

Tier 2 Target

₹2 lakhper year

Worth ₹2,000

Rs 2 Lakh Spend Milestone

Earn additional 2,000 Adani Reward Points (worth Rs 2,000) on spending Rs 2,00,000 in an anniversary year.

*Milestone spend calculation is tracked across eligible retail purchases within each specified billing or calendar period. Excludes cash advances, wallet loads, and EMI conversions.

Airport Lounge Access

Domestic and international lounge privileges, spend hurdles, and participating terminals

Domestic Lounge Access

Airports within India

Included

Complimentary Visits: 1 complimentary visit per quarter
Spend Requirement: ₹75,000 per Previous Calendar Quarter

2 complimentary domestic airport lounge visits per calendar quarter on spending Rs 75,000 in previous calendar quarter.

International Lounge Access

Global airports outside India

None

Complimentary Visits: Not available
Spend Requirement: Unavailable
Access Type: International Lounge Program

Planning an upcoming departure?

Verify this card against live departure gates and specific terminal lounges across India.

Check airport coverage →

Agartala - Maharaja Bir Bikram AirportIXA

Participating Lounges

Primus Lounge

View All Airport Cards →

Biju Patnaik International AirportBBI

Terminal 1

Participating Lounges

O'Vetra Domestic

View All Airport Cards →

Birsa Munda AirportIXR

Participating Lounges

Airr Lounge

View All Airport Cards →

Chaudhary Charan Singh International AirportLKO

Participating Lounges

Adani Lounge (Domestic)

View All Airport Cards →

Chennai International AirportMAA

Terminal 4, Terminal 1

Participating Lounges

Travel Club Lounge Travel Club Lounge A Travel Club Lounge B

View All Airport Cards →

Chhatrapati Shivaji Maharaj International AirportBOM

Terminal 1B, Terminal 1C, Terminal 2

Participating Lounges

Adani Lounge Travel Club Lounge Good Times Bar - Domestic T1-B

View All Airport Cards →

Cochin International AirportCOK

Terminal 1

Participating Lounges

Earth Lounge

View All Airport Cards →

Coimbatore International AirportCJB

Terminal 1

Participating Lounges

Blackberry Lounge

View All Airport Cards →

Dehradun Jolly Grant AirportDED

Terminal 1

Participating Lounges

Carnations Lounge

View All Airport Cards →

Devi Ahilya Bai Holkar International AirportIDR

Terminal 1

Participating Lounges

Primus Lounge

View All Airport Cards →

Dibrugarh AirportDIB

Terminal 1

Participating Lounges

Saptagiri

View All Airport Cards →

Dr. Babasaheb Ambedkar International AirportNAG

Terminal 1

Participating Lounges

Mandarin Lounge Airr Lounge

View All Airport Cards →

Goa Dabolim International AirportGOI

Participating Lounges

Travel Club

View All Airport Cards →

Gwalior AirportGWL

Participating Lounges

Paahun Executive Lounge

View All Airport Cards →

Indira Gandhi International AirportDEL

Terminal 1, Terminal 2, Terminal 3

Participating Lounges

Encalm Lounge

View All Airport Cards →

Jaipur International AirportJAI

Terminal 2

Participating Lounges

The Lounge

View All Airport Cards →

Jammu AirportIXJ

Terminal 1

Participating Lounges

Paahun The Executive Lounge

View All Airport Cards →

Jay Prakash Narayan AirportPAT

Participating Lounges

Uttham Lounge

View All Airport Cards →

Kazi Nazrul Islam AirportRDP

Participating Lounges

Flury's

View All Airport Cards →

Kempegowda International Airport BengaluruBLR

Terminal 2, Terminal 1

Participating Lounges

080 Lounge 080 Domestic Lounge West PH1 080 Domestic Lounge West PH2 080 Domestic Lounge East

View All Airport Cards →

Lal Bahadur Shastri International AirportVNS

Participating Lounges

Take Off Bar

View All Airport Cards →

Lokpriya Gopinath Bordoloi International AirportGAU

Participating Lounges

The Lounge GF The Lounge FF

View All Airport Cards →

Maharshi Valmiki International AirportAYJ

Main Terminal

Participating Lounges

Casual Dining Restaurant

View All Airport Cards →

Manohar International AirportGOX

Terminal 1

Participating Lounges

Encalm Lounge

View All Airport Cards →

Netaji Subhash Chandra Bose International AirportCCU

Terminal 1

Participating Lounges

Travel Club Lounge

View All Airport Cards →

Noida International AirportDXN

Main Terminal

Participating Lounges

Travel Club Lounge

View All Airport Cards →

Prayagraj AirportIXD

Terminal 1

Participating Lounges

Zesto Lounge

View All Airport Cards →

Pune International AirportPNQ

T1, T2

Participating Lounges

Earth Lounge Elysian Lounge FF Domestic Departure Elysian Lounge GF Domestic Departure

View All Airport Cards →

Raja Bhoj International AirportBHO

Terminal 1

Participating Lounges

Primus Lounge

View All Airport Cards →

Rajiv Gandhi International AirportHYD

Terminal 1

Participating Lounges

Encalm Lounge

View All Airport Cards →

Sardar Vallabh Patel International AirportAMD

Terminal 1

Participating Lounges

The Lounge Adani Lounge - Premium Loyalty

View All Airport Cards →

Shaheed Bhagat Singh International AirportIXC

Terminal 1

Participating Lounges

Primus Lounge Domestic T1

View All Airport Cards →

Sri Guru Ram Das Ji International AirportATQ

Terminal 1

Participating Lounges

Primus Lounge

View All Airport Cards →

Srinagar International AirportSXR

Terminal 1

Participating Lounges

Paahun The Executive Lounge

View All Airport Cards →

Swami Vivekananda AirportRPR

Terminal 1

Participating Lounges

Airr Lounge

View All Airport Cards →

Tiruchirappalli International AirportTRZ

Participating Lounges

O'Vetra Domestic

View All Airport Cards →

Vadodara International AirportBDQ

Main Terminal

Participating Lounges

Premium Lounge

View All Airport Cards →

Where can I use this card for airport lounge access?

This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.

See where this card gets lounge access

Airport Lounge Checker

Domestic Allowance1 Domestic visits/quarter · ₹75k quarterly spend required

Airport Coverage40+ Major Indian Airports

Lounge DirectoryView All Lounge Coverage

Representative Major Airport Lounges:

Delhi (DEL)Mumbai (BOM)Bengaluru (BLR)Hyderabad (HYD)Chennai (MAA)Kolkata (CCU)All 40+ Airports →

Fees & Charges

Complete breakdown of joining, renewal, forex, financing APR, and transaction charges

1. Card Membership Fees

Joining Fee (1st Year): ₹750
Annual / Renewal Fee (2nd Year Onwards): ₹750
Annual Spend Fee Waiver: Waived on ₹3 lakh annual spend
Fee Terms Notes: ₹750 joining fee; ₹750 renewal fee waived on spending ₹3,00,000 in preceding year. Includes ₹2,000 voucher bundle.

2. International Spends

Foreign Currency Markup (Forex): 3.50% + GST
Dynamic Currency Conversion (DCC): Standard 1% mark-up on cross-currency INR transactions where applicable

3. Borrowing & Financing

Monthly Interest Rate (Finance Charges): Refer to official schedule of charges
Annualized Interest Rate (APR): Refer to official schedule of charges
Cash Advance / ATM Withdrawal Fee: Refer to official schedule of charges
Interest-Free Period: Up to 50 Days

4. Other Charges & Taxes

Late Payment Charges: Refer to official schedule of charges

Regulatory Tax Notice: Goods and Services Tax (GST) of 18% is applicable on all card fees, interest charges, and milestone fees as mandated by the Government of India.

Verified Terms & Exclusions Summary

• Joining Fee: ₹750 + 18% GST. • Annual Renewal Fee: ₹750 + 18% GST from Year 2 onwards. • Spend-Based Fee Waiver: Annual fee waived on achieving cumulative retail spends of ₹3,00,000 or more in the preceding anniversary year. • Welcome Benefit: ₹2,000 voucher package (₹1,000 flight, ₹500 hotel, ₹300 Duty-Free, ₹200 parking) on joining fee payment. • Adani Ecosystem Rewards: 3% Adani Reward Points on flights, hotels, duty-free, parking, and train bookings via the Adani One app (1 Point = ₹1). • Utility & Grocery Rewards: 1.5% Adani Reward Points on utility bill payments and grocery purchases. • General Retail Rewards: 1% Adani Reward Points on all other eligible domestic retail transactions. • Domestic Lounge Access: 4 complimentary visits per year (max 1 per quarter; spend condition of ₹35,000 in preceding calendar quarter applies). • Airport Valet Parking: 2 complimentary premium valet parking passes per calendar year at Adani-managed airports. • Entertainment Benefit: 25% discount up to ₹100 on BookMyShow movie tickets twice per calendar month. • Fuel Surcharge Waiver: 1% waiver on fuel purchases between ₹400 and ₹4,000 across Indian petrol pumps. • Foreign Currency Markup: 3.50% + GST on foreign exchange transactions.

Is the Annual Fee Worth It?

Evaluate whether this card's perks and waiver threshold justify its ₹750 renewal fee.

Calculate Fee ROI

Eligibility & Application Requirements

Income criteria, minimum age, CIBIL score benchmark, and verification checklist

Eligibility criteria not specified

Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.

Mandatory Verification Documents

1. Identity ProofPAN Card (Mandatory), Aadhaar Card, Passport, or Voter ID.

2. Address ProofAadhaar (DigiLocker), Utility Bill (Electricity/Piped Gas), or Rental Agreement.

3. Income ProofLatest 3 months salary slips, Form 16, or latest 2 years ITR computation.

Frequently Asked Questions

Common questions regarding Adani One ICICI Bank Platinum Credit Card application, fees, reward redemption, and eligibility

What welcome vouchers are provided with Adani One ICICI Platinum?

Upon payment of the ₹750 + GST joining fee, cardholders receive ₹2,000 worth of Adani One vouchers: ₹1,000 off on flight bookings, ₹500 off on hotel stays, ₹300 off on Duty-Free purchases, and ₹200 off on airport car parking, redeemable directly on the Adani One app.

Does Adani One ICICI Platinum include free airport parking?

Yes. Cardholders receive 2 complimentary premium airport valet parking passes per calendar year at participating Adani-operated airports across India, making it one of the few entry-level cards to offer airport valet privileges.

What is the spend requirement for lounge access on this card?

The card provides 4 complimentary domestic airport lounge visits annually (1 per quarter). Under ICICI Bank's standard lounge access policy, cardholders must spend at least ₹35,000 in eligible retail transactions during the preceding calendar quarter to unlock the next quarter's lounge access.

How can I waive the ₹750 annual fee on Adani One Platinum?

The annual renewal fee of ₹750 + GST is completely waived if you spend ₹3,00,000 or more in retail transactions during the preceding card anniversary year.

What is the joining and annual renewal fee for Adani One ICICI Bank Platinum Credit Card?

The joining fee for Adani One ICICI Bank Platinum Credit Card is ₹750 (one-time), and the annual renewal fee is ₹750 from the second year onwards. GST of 18% is applicable on all fee charges.

Can the annual fee on Adani One ICICI Bank Platinum Credit Card be waived?

Yes, the annual renewal fee of ₹750 is waived upon achieving annual spends of ₹3 lakh in the preceding card anniversary year.

What are the primary rewards and cashback earn rates on Adani One ICICI Bank Platinum Credit Card?

Adani One ICICI Bank Platinum Credit Card offers 3% Adani Reward Points on Spends Made With Adani Ecosystem. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.

Does Adani One ICICI Bank Platinum Credit Card offer complimentary airport lounge access?

Yes, Adani One ICICI Bank Platinum Credit Card provides 1 Domestic visits/quarter · ₹75k quarterly spend required.