Co-Branded Travel & Holiday Card with High-Yield MMT My Cash Rewards
Frequent domestic holidaymakers, hotel bookers, and flight travelers who regularly use MakeMyTrip for personal or family travel.
₹999
One-time upfrontFree
Lifetime Free — no renewal fee6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends
On eligible spends1 Domestic visits/quarter + 1 International visits/year · ₹75k quarterly spend required (Domestic)
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The MakeMyTrip ICICI Bank Signature Credit Card is tailored specifically for leisure travelers who concentrate their domestic and international flight and hotel bookings through MakeMyTrip. Featuring an upfront joining fee of ₹999 plus GST, the initial investment is more than compensated by ₹1,500 My Cash credited directly to the cardholder's MakeMyTrip wallet, alongside a ₹2,500 MMT holiday discount voucher. The card's primary value proposition centers on 'My Cash' accrual: cardholders earn 4 My Cash per ₹200 spent on hotel bookings through MakeMyTrip (a 2% reward rate), 2 My Cash per ₹200 on MMT flight bookings (1% reward rate), and 1.25 My Cash per ₹200 on all domestic retail spends (0.625% return). International transactions yield 1.5 My Cash per ₹200. Crucially, 1 My Cash equals ₹1 with 100% redemption burn on MakeMyTrip without restrictions on dates or seat classes. Cardholders also enjoy 1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹5,000 or more in the previous calendar quarter, along with 1 complimentary domestic railway lounge visit each quarter. With zero annual maintenance fees after the joining year, it functions as a low-carrying-cost travel companion for frequent booking portal users. Important Note: ICICI Bank has officially discontinued fresh applications for the MakeMyTrip ICICI Bank Signature Credit Card. While new applicants can no longer apply for this variant, existing cardholders continue to enjoy full travel benefits, My Cash rewards, and airport lounge access under ICICI's ongoing product servicing.
6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends
₹1,000 MMT Voucher and MMTBLACK Gold Tier Membership
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| MakeMyTrip Hotel Bookings | 4 My Cash per ₹200 spent on MMT Hotel bookings (1 My Cash = ₹1.00) | No Cap | Standard terms apply |
| MakeMyTrip Flight Bookings | 2 My Cash per ₹200 spent on MMT Flight bookings | No Cap | Standard terms apply |
| International Retail Spends | 1.5 My Cash per ₹200 spent internationally | No Cap | Standard terms apply |
| Domestic Retail Spends | 1.25 My Cash per ₹200 spent domestically | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| MakeMyTrip Hotel Bookings | ₹4,000 | 4 My Cash per ₹200 spent on MMT Hotel bookings (1 My Cash = ₹1.00) | — | None | Calculating... | Under cap |
| MakeMyTrip Flight Bookings | ₹4,000 | 2 My Cash per ₹200 spent on MMT Flight bookings | — | None | Calculating... | Under cap |
| International Retail Spends | ₹4,000 | 1.5 My Cash per ₹200 spent internationally | — | None | Calculating... | Under cap |
| Domestic Retail Spends | ₹18,000 | 1.25 My Cash per ₹200 spent domestically | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return₹0
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Application Status: Discontinued for new applicants. ICICI Bank is no longer accepting fresh applications for the MakeMyTrip Signature Credit Card; existing cardholders continue to receive active card servicing and benefits. • Joining Fee: ₹999 + GST; Annual Renewal Fee: ₹0 (Lifetime Free after initial joining fee payment). • Welcome Benefits: ₹1,500 My Cash credited to MakeMyTrip wallet + ₹2,500 MMT Holiday discount voucher upon fee payment. • Rewards Structure: 4 My Cash per ₹200 on MMT hotel bookings; 2 My Cash per ₹200 on MMT flight bookings; 1.25 My Cash per ₹200 on domestic retail. • Redemption Value: 1 My Cash = ₹1 on MakeMyTrip for hotel, flight, and holiday reservations with no blackout dates. • Airport Lounge Access: 1 complimentary domestic airport lounge visit per quarter on spending ₹5,000 in the previous calendar quarter. • Railway Lounge Access: 1 complimentary railway lounge access per quarter at select major Indian railway stations. • Fuel Surcharge: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 across petrol stations nationwide.
Evaluate whether this card's perks and waiver threshold justify its Free renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding MakeMyTrip ICICI Bank Signature Credit Card application, fees, reward redemption, and eligibility
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Direct online application on the official ICICI Bank portal with paperless verification.
Deep-dive comparisons, reward calculations, and editorial reviews from our research desk
MakeMyTrip ICICI drops its 0.99% forex markup to zero from 10 November 2026. But international transactions outside MakeMyTrip will stop earning 1% myCash, and new myCash gets a 24-month expiry.
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