TRAVEL

Best Credit Cards for MakeMyTrip (2026)

MakeMyTrip provides booking for flights, hotels, buses, holiday packages and other travel services.

2 Eligible Cards
Up to 1% on eligible spends
Featured Partner: MakeMyTrip ICICI Bank Signature Credit Card (₹50/mo · 1%)
SELECT YOUR MONTHLY MAKEMYTRIP SPEND

How Much Do You Spend on MakeMyTrip?

Adjust the spend slider to calculate real-time rupee earnings and compare card rewards.

Monthly Spend
₹5,000/ month

Eligible Cards for ₹5,000/Month on MakeMyTrip

Verified monthly reward values calculated for your selected spend.

Sorted By: Partner Priority & Reward Value
MakeMyTrip ICICI Bank Signature Credit Card
ICICI Bank
Featured Partner CardHighest Calculated Return2 My Cash per ₹200 spent on MMT Flight bookingsTravel

MakeMyTrip ICICI Bank Signature Credit Card

Co-Branded Travel & Holiday Card with High-Yield MMT My Cash Rewards

MERCHANT REWARDS₹50 / mo₹600/yr projected
EFFECTIVE RETURN1%1 ₹ = ₹1.00 Cashback
ADVERTISED EARN RATE1% cashbackmyCash
ANNUAL FEEFree (LTF)Annual renewal
Reward Cap: No verified cap · Valuation: 1 ₹ = ₹1.00 Cashback
ICICI Bank

MakeMyTrip ICICI Bank Platinum Credit Card

•••• •••• •••• Card2026
ICICI Bank
Featured Partner Card1.5 My Cash per ₹200 spent on MMT Flight bookingsTravel

MakeMyTrip ICICI Bank Platinum Credit Card

Entry travel co-brand credit card with zero annual renewal fee, myCash rewards, and railway lounge access.

MERCHANT REWARDS₹38 / mo₹456/yr projected
EFFECTIVE RETURN0.75%1 ₹ = ₹1.00 Cashback
ADVERTISED EARN RATE0.75% cashbackCashback
ANNUAL FEEFree (LTF)Annual renewal
Reward Cap: No verified cap · Valuation: 1 ₹ = ₹1.00 Cashback
REWARDS INTELLIGENCE • TRAVEL, FLIGHTS & BOOKING CHANNELS
Best Travel Credit Cards in India

How Credit Card Rewards Work on MakeMyTrip

Travel bookings on MakeMyTrip feature sharp differences between flight tickets and hotel stays. While airline flight margins restrict direct cash yields to 2%–5%, hotel reservations and co-branded portals frequently deliver 10% to 20% effective return in points or coins. For comprehensive travel savings, cardholders must weigh spend rewards alongside critical travel benefits like 0% foreign exchange markup and complimentary domestic and international airport lounge access.

Reward Discrepancy

Flights vs Hotel Booking Yields

Flight tickets typically earn 2%–5% valueback due to narrow carrier margins. In contrast, hotel bookings and holiday packages on travel portals or co-branded cards offer 10%–20% return in points or instant voucher discounts.

Direct Channel Mandatory

Booking Channel & Portal Rules

To unlock peak partner rates on MakeMyTrip, bookings must be completed via the official partner portal or direct carrier website. Offline travel agents or unlinked aggregators only earn standard base rewards.

Ancillary Travel Perks

Forex Markup & Airport Lounges

Top travel cards pair merchant rewards with 0% forex markup (saving 3.5% + GST on international spends) and complimentary lounge access across major Indian and global terminals.

SPEND-TIER ANALYSIS

How Card Value and Returns Shift as Your Spend Increases

Travel spend is typically cyclical and lumpy, characterized by large single transactions (flight tickets, holiday stays) where threshold qualification and spend caps significantly alter net returns.

₹5,000 – ₹10,000 / month

Domestic Traveler

Co-branded airline or travel portal cards comfortably recover annual fees on 2–3 domestic flights a year, providing complimentary airport lounge access and free seat selections.

Sweet Spot
₹20,000 – ₹50,000 / month

Frequent Flyer / Vacationer (Sweet Spot)

Premium travel cards unlock accelerated reward redemption (e.g. 1 Scapia Coin = ₹0.20, or 1:1 airline airmile transfers), generating ₹1,000–₹3,000 in monthly travel valueback.

₹1,00,000+ / month

International / Luxury Spends

High international spends benefit heavily from zero forex markup cards (saving ₹4,130 on every ₹1,00,000 spent abroad) and high milestone reward bonuses.

DECISION FRAMEWORK

Four Factors to Check Before Applying for a MakeMyTrip Card

Use this checklist to ensure the card fits your spending profile and delivers real net savings.

01

Check Points-to-Rupee Conversion

Verify actual rupee value when redeeming points (e.g. 5 Scapia Coins = ₹1, or 1 6E Reward = ₹1).

02

Verify Booking Channel Requirements

Confirm whether accelerated rewards require booking on the MakeMyTrip app or direct carrier website.

03

Review Airport Lounge Privileges

Check if the card offers complimentary domestic and international lounge visits without high spend hurdles.

04

Assess Forex Markup Fees

If traveling internationally, prefer cards with 0% to 1% forex markup over standard 3.5% + GST charges.

Frequently Asked Questions on MakeMyTrip Credit Cards

Everything you need to know about maximizing cashback, exclusions, and stacking coupons on MakeMyTrip.

View All FAQs

Explore More Merchants

Compare verified credit card rewards and offers across top Indian merchants.

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2 Eligible Cards

EaseMyTrip (Easy Trip Planners Ltd.) is one of India's leading online travel aggregators offering zero-convenience fee flight bookings, hotels, buses, and holiday packages with exclusive co-branded credit card discounts.

Scapia

Travel
3 Eligible Cards

Scapia is a leading travel rewards and fintech platform offering instant flight and hotel bookings across the globe.

Yatra

Travel & Airlines
1 Eligible Card

Yatra is one of India's leading travel agencies offering domestic & international flight tickets, holiday packages, bus tickets, and 100,000+ hotel options.

Cleartrip

Travel & Airlines
3 Eligible Cards

Cleartrip (a Flipkart company) is a leading online travel agency offering simple and fast domestic & international flight bookings, hotels, and holiday packages with exclusive bank discount codes.

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