Privacy Policy & Data Ethics

CardRecommend (accessible via cardrecommend.com) is an independent financial research and educational comparison platform operated by CardRecommend Technologies India.

This Privacy Policy explains what information we collect when you visit our website, how that information is utilized, and how we protect your rights. This policy applies strictly to interactions on CardRecommend.com and does not govern third-party bank websites or external portals.

CardRecommend is structured on a privacy-by-design architecture:

• No Financial or Identity Credentials: We never collect, request, capture, or store your Aadhaar number, Permanent Account Number (PAN), net-banking credentials, credit card numbers, CVVs, or One-Time Passwords (OTPs).
• No Mandatory Registration: You do not need to create an account, submit your mobile number, or provide an email address to browse card specs, compare rewards, inspect airport lounges, or run ROI calculators.
• Zero Profile Sales: We do not sell, rent, license, or monetize personal consumer dossiers or phone numbers to credit brokers, telemarketers, or loan originators.

When you browse CardRecommend, our servers receive standard, non-identifying technical information strictly to deliver web content, maintain system stability, and measure recommendation utility:

• Browser type & operating system version
• Referring website & requested pages
• Cryptographically salt-hashed IP for click deduplication
• Anonymous aggregated page performance metrics

CardRecommend may use first-party cookies or browser localStorage to enhance your user experience:

• Theme & Preferences: Storing your display preferences (e.g. dark mode toggle).
• Client-side Card Wallet: Saving cards you select for lounge checking locally within your browser storage without transmitting personal identifiers.
• Session Integrity: Temporary security tokens to prevent cross-site request forgery and abuse.

You can manage or disable cookies through your browser settings. Disabling cookies will not prevent you from viewing card specifications or reading editorial reviews.

When you click an “Apply Now” button, you are redirected via our secure branded redirect route (/go/<card-slug>/) directly to the official issuing bank or authorized affiliate partner portal.