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  1. Home
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  4. Adani One ICICI Bank Signature Credit Card
Adani One ICICI Bank Signature Credit Card Credit Card
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Direct Bank Application via Official Issuer Portal
TravelAirport LoungeEntertainment
4.6/5 Editorial Score

Adani One ICICI Bank Signature Credit Card

Airport Privileges Card — 7% Adani Rewards, Free Valet Parking & 18 Lounges

Best Suited For

Frequent flyers and airport visitors traveling through Adani-managed airports (Mumbai, Ahmedabad, Lucknow, Jaipur, Guwahati, Thiruvananthapuram, Mangaluru) seeking airport valet, lounge comfort, and travel savings.

TravelAirport LoungeEntertainment
Joining Fee

₹5,000

One-time upfront
Annual Fee

₹5,000

Waived on ₹6 lakh annual spend
Base Rewards

7 Adani Reward Points/₹100 on Spends Made With Adani Ecosystem

On eligible spends
Airport Lounge

1 Domestic visits/quarter + 2 International visits/year · ₹75k quarterly spend required (Domestic)

Complimentary visits
Apply NowCompare Card
See where this card gets lounge access

Last verified 17 Sept 2026

Why Consider This Card?

Objective editorial assessment, ideal spender profile, and primary trade-offs

Editorial Verdict

4.6/5 Editorial Score

The Adani One ICICI Bank Signature Credit Card is India's most comprehensive airport ecosystem co-branded card, designed specifically for travelers utilizing airports operated by Adani Airport Holdings (including Mumbai CSMIA, Ahmedabad, Lucknow, Jaipur, Guwahati, Thiruvananthapuram, and Mangaluru). Priced at ₹5,000 + GST, the card immediately neutralizes its acquisition cost with an exceptional **₹9,000 welcome voucher bundle** across flights (₹2,000), hotels (₹3,000), holiday packages (₹2,500), Duty-Free shopping (₹1,000), and Pranaam Meet & Greet services (₹500). For frequent airport commuters, the ongoing perks are uniquely convenient: cardholders receive **4 complimentary airport valet parking passes** per year at Adani airports (eliminating terminal parking hassles), **2 complimentary Pranaam VIP Meet & Greet services** annually, and **16 complimentary domestic lounge visits** per year (4 per quarter, spend-linked at ₹35,000/qtr) plus 2 complimentary international lounge visits via DreamFolks. On spending, the card yields an industry-leading **7% value back** (1 Adani Point = ₹1) on flights, hotels, duty-free, and parking booked via the Adani One platform, alongside 2% on utility and grocery spends. The trade-offs reflect its co-branded specialization: Adani Reward Points achieve their full 1:1 value only when redeemed within the Adani One travel ecosystem, and foreign currency markup remains at the standard 3.50%. Additionally, the ₹6,00,000 spend requirement for renewal waiver requires committed usage. However, for flyers based in Mumbai, Ahmedabad, or other Adani airport hubs, the valet parking, Pranaam hospitality, and 7% travel rebates provide extraordinary real-world utility.

Ideal For:Frequent flyers and airport visitors traveling through Adani-managed airports (Mumbai, Ahmedabad, Lucknow, Jaipur, Guwahati, Thiruvananthapuram, Mangaluru) seeking airport valet, lounge comfort, and travel savings.
TravelAirport LoungeEntertainment

Card Strengths

  • ₹9,000 welcome voucher bundle across flights, hotels, duty-free, and Pranaam concierge
  • Exceptional 7% reward return (1 Adani Point = ₹1) on bookings via Adani One app
  • 4 complimentary airport valet parking passes annually at Adani-operated airports
  • 2 complimentary Pranaam VIP Meet & Greet airport concierge services per year
  • 16 domestic airport lounge visits (4/qtr) plus 2 international visits via DreamFolks

Things to Keep in Mind

  • High joining and renewal fee of ₹5,00,000 with ₹6,00,000 spend requirement for fee waiver
  • Domestic lounge visits require ₹35,000 spend in the preceding calendar quarter
  • Points deliver optimal 1:1 value only when redeemed within the Adani One ecosystem
  • Standard 3.50% foreign exchange markup is uncompetitive for international overseas spending

Additional Cardholder Privileges

Rewards
Rewards

7 Adani Reward Points/₹100 on Spends Made With Adani Ecosystem

Welcome
Welcome Benefit 1

Hotel and Holiday Voucher Worth ₹2,000 Each. ₹5,000 Flight Voucher on Spends of ₹25,000 Within 60 Days of Card Activation

Rewards & Cashback Structure

Base earning rates, partner merchant acceleration, redemption options, and exclusions

Reward Program Name
Adani Reward Points
Reward Currency
Adani Reward Points
Base Earn Rate
7 Adani Reward Points/₹100 on Spends Made With Adani Ecosystem
Point Value (INR)
₹1.0000 per point
Redemption Channels
Refer to bank rewards portal
Reward Point Expiry
Refer to bank rewards program terms
Category Accelerated Earn RatesPublished Terms
Spend CategoryEarn RateReward CapConditions
Adani One Ecosystem Spends7% Adani Reward Points on Adani One app (flights, hotels, duty free, parking; 1 RP = ₹1.00)No CapStandard terms apply
Domestic & International Travel2% Adani Reward Points on travel bookingsNo CapStandard terms apply
All Other Retail Spends1.5% Adani Reward Points on general spendsNo CapStandard terms apply
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Estimate Your Custom Monthly Rewards

Calculate estimated net cashback and points across your actual spending pattern.

Open Rewards Calculator
Reward Exclusions: Fuel transactions, wallet loading, cash withdrawals, rent payments, educational payments, and government services are generally excluded from base and accelerated reward point accrual across all Indian card issuers.
Reward Calculator

Estimate Your Annual Rewards

Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.

Verified Rates & Caps
Quick Select:
Total Monthly Spend:₹30,000 / month
₹5,000 / mo₹1 lakh / mo₹2 lakh / mo

Category Spend Allocation

Customize monthly spend in each category. Category amounts sum directly to your monthly spend.

Assumed spend distribution
Adani One Ecosystem Spends7.00%
No published cap
₹
Domestic & International Travel2.00%
No published cap
₹
All Other Retail Spends1.50%
No published cap
₹
Excluded / Non-Reward Spends0%
Fuel, rent, wallet, govt, cash
₹
Category / Reward BucketMonthly SpendRateEffective RateCap PeriodEligible RewardCap Status
Adani One Ecosystem Spends₹6,0007% Adani Reward Points on Adani One app (flights, hotels, duty free, parking; 1 RP = ₹1.00)—NoneCalculating... Under cap
Domestic & International Travel₹6,0002% Adani Reward Points on travel bookings—NoneCalculating... Under cap
All Other Retail Spends₹18,0001.5% Adani Reward Points on general spends—NoneCalculating... Under cap
Total Monthly Cashback₹30,000-—-₹0 / moZero cap loss
Annual Spends

₹3.6 lakh

12 billing cycles
Annual Capped Rewards

₹0

0% blended return
Effective Fee

-₹5,000

Standard renewal
Net Annual Value

+₹0 / yr

Rewards - Fee
*Calculation based on verified card reward rates, applicable monthly caps, and fee-waiver thresholds - ₹5000 annual fee.
Multi-card comparator

Milestone Spend Progression

Bonus vouchers and annual fee waiver milestones unlocked as your total spend increases

1
Tier 1 Target
₹3 lakhper year
Worth ₹4,000

Rs 3 Lakh Spend Milestone

Earn 4,000 Adani Reward Points (worth Rs 4,000) on spending Rs 3,00,000 in an anniversary year.

2
Tier 2 Target
₹6 lakhper year
Worth ₹4,000

Rs 6 Lakh Spend Milestone

Earn additional 4,000 Adani Reward Points (worth Rs 4,000) on spending Rs 6,00,000 in an anniversary year.

*Milestone spend calculation is tracked across eligible retail purchases within each specified billing or calendar period. Excludes cash advances, wallet loads, and EMI conversions.

Airport Lounge Access

Domestic and international lounge privileges, spend hurdles, and participating terminals

Domestic Lounge Access

Airports within India
Included
Complimentary Visits
1 complimentary visit per quarter
Spend Requirement
₹75,000 per Previous Calendar Quarter
4 complimentary domestic airport lounge visits per calendar quarter on spending Rs 75,000 in previous calendar quarter.

International Lounge Access

Global airports outside India
Included
Complimentary Visits
2 complimentary visits per year
Spend Requirement
Verification in progress
Access Type
DreamFolks
2 complimentary international airport lounge visits per calendar year via DreamFolks membership.

Planning an upcoming departure?

Verify this card against live departure gates and specific terminal lounges across India.

Check airport coverage →
Agartala - Maharaja Bir Bikram AirportIXA
T1
Participating Lounges
Primus Lounge
View All Airport Cards →
Biju Patnaik International AirportBBI
Terminal 1
Participating Lounges
O'Vetra Domestic
View All Airport Cards →
Birsa Munda AirportIXR
T1
Participating Lounges
Airr Lounge
View All Airport Cards →
Chaudhary Charan Singh International AirportLKO
T3
Participating Lounges
Adani Lounge (Domestic)
View All Airport Cards →
Chennai International AirportMAA
Terminal 4, Terminal 1, T2
Participating Lounges
Travel Club LoungeTravel Club Lounge ATravel Club Lounge B
View All Airport Cards →
Chhatrapati Shivaji Maharaj International AirportBOM
Terminal 1C, Terminal 1B, Terminal 2
Participating Lounges
Travel Club LoungeAdani LoungeGood Times Bar - Domestic T1-B
View All Airport Cards →
Cochin International AirportCOK
Terminal 1, T3
Participating Lounges
Earth Lounge
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Coimbatore International AirportCJB
Terminal 1
Participating Lounges
Blackberry Lounge
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Dehradun Jolly Grant AirportDED
Terminal 1
Participating Lounges
Carnations Lounge
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Devi Ahilya Bai Holkar International AirportIDR
Terminal 1
Participating Lounges
Primus Lounge
View All Airport Cards →
Dibrugarh AirportDIB
Terminal 1
Participating Lounges
Saptagiri
View All Airport Cards →
Dr. Babasaheb Ambedkar International AirportNAG
Terminal 1
Participating Lounges
Airr LoungeMandarin Lounge
View All Airport Cards →
Goa Dabolim International AirportGOI
T1
Participating Lounges
Travel Club
View All Airport Cards →
Gwalior AirportGWL
T1
Participating Lounges
Paahun Executive Lounge
View All Airport Cards →
Indira Gandhi International AirportDEL
Terminal 1, Terminal 2, Terminal 3
Participating Lounges
Encalm Lounge
View All Airport Cards →
Jaipur International AirportJAI
Terminal 2
Participating Lounges
The Lounge
View All Airport Cards →
Jammu AirportIXJ
Terminal 1
Participating Lounges
Paahun The Executive Lounge
View All Airport Cards →
Jay Prakash Narayan AirportPAT
T1
Participating Lounges
Uttham Lounge
View All Airport Cards →
Kannur International AirportCNN
T1
Participating Lounges
Pearl Lounge
View All Airport Cards →
Kazi Nazrul Islam AirportRDP
T1
Participating Lounges
Flury's
View All Airport Cards →
Kempegowda International Airport BengaluruBLR
Terminal 2, Terminal 1
Participating Lounges
080 Lounge080 Domestic Lounge West PH1080 Domestic Lounge West PH2080 Domestic Lounge East
View All Airport Cards →
Lal Bahadur Shastri International AirportVNS
T1
Participating Lounges
Take Off Bar
View All Airport Cards →
Lokpriya Gopinath Bordoloi International AirportGAU
T1
Participating Lounges
The Lounge GFThe Lounge FF
View All Airport Cards →
Madurai AirportIXM
MAIN
Participating Lounges
Primus Lounge
View All Airport Cards →
Maharshi Valmiki International AirportAYJ
Main Terminal
Participating Lounges
Casual Dining Restaurant
View All Airport Cards →
Manohar International AirportGOX
Terminal 1
Participating Lounges
Encalm Lounge
View All Airport Cards →
Netaji Subhash Chandra Bose International AirportCCU
Terminal 1, T2
Participating Lounges
Travel Club LoungeTravel Club
View All Airport Cards →
Noida International AirportDXN
Main Terminal
Participating Lounges
Travel Club Lounge
View All Airport Cards →
Prayagraj AirportIXD
Terminal 1
Participating Lounges
Zesto Lounge
View All Airport Cards →
Pune International AirportPNQ
T1, T2
Participating Lounges
Earth LoungeElysian Lounge GF Domestic DepartureElysian Lounge FF Domestic Departure
View All Airport Cards →
Raja Bhoj International AirportBHO
Terminal 1
Participating Lounges
Primus Lounge
View All Airport Cards →
Rajiv Gandhi International AirportHYD
Terminal 1
Participating Lounges
Encalm Lounge
View All Airport Cards →
Sardar Vallabh Patel International AirportAMD
Terminal 1, T2
Participating Lounges
The LoungeAdani Lounge - Premium LoyaltyAdani Lounge
View All Airport Cards →
Shaheed Bhagat Singh International AirportIXC
Terminal 1
Participating Lounges
Primus Lounge Domestic T1
View All Airport Cards →
Sri Guru Ram Das Ji International AirportATQ
Terminal 1
Participating Lounges
Primus LoungeAirr Lounge (Int)
View All Airport Cards →
Srinagar International AirportSXR
Terminal 1
Participating Lounges
Paahun The Executive Lounge
View All Airport Cards →
Swami Vivekananda AirportRPR
Terminal 1
Participating Lounges
Airr Lounge
View All Airport Cards →
Thiruvananthapuram International AirportTRV
T1, T2
Participating Lounges
The Lounge (International)
View All Airport Cards →
Tiruchirappalli International AirportTRZ
T1
Participating Lounges
O'Vetra DomesticO'Vetra International
View All Airport Cards →
Vadodara International AirportBDQ
Main Terminal
Participating Lounges
Premium Lounge
View All Airport Cards →

Where can I use this card for airport lounge access?

This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.

See where this card gets lounge access
Airport Lounge Checker
Domestic Allowance1 Domestic visits/quarter + 2 International visits/year · ₹75k quarterly spend required (Domestic)
Airport Coverage40+ Major Indian Airports
Lounge DirectoryView All Lounge Coverage
Representative Major Airport Lounges:
Delhi (DEL)Mumbai (BOM)Bengaluru (BLR)Hyderabad (HYD)Chennai (MAA)Kolkata (CCU)All 40+ Airports →

Fees & Charges

Complete breakdown of joining, renewal, forex, financing APR, and transaction charges

1. Card Membership Fees

Joining Fee (1st Year)
₹5,000
Annual / Renewal Fee (2nd Year Onwards)
₹5,000
Annual Spend Fee Waiver
Waived on ₹6 lakh annual spend
Fee Terms Notes
₹5,000 joining fee; ₹5,000 renewal fee waived on spending ₹6,00,000 in preceding year. Includes ₹9,000 voucher bundle.

2. International Spends

Foreign Currency Markup (Forex)
3.50% + GST
Dynamic Currency Conversion (DCC)
Standard 1% mark-up on cross-currency INR transactions where applicable

3. Borrowing & Financing

Monthly Interest Rate (Finance Charges)
Refer to official schedule of charges
Annualized Interest Rate (APR)
Refer to official schedule of charges
Cash Advance / ATM Withdrawal Fee
Refer to official schedule of charges
Interest-Free Period
Up to 50 Days

4. Other Charges & Taxes

Late Payment Charges
Refer to official schedule of charges
Regulatory Tax Notice: Goods and Services Tax (GST) of 18% is applicable on all card fees, interest charges, and milestone fees as mandated by the Government of India.

Verified Terms & Exclusions Summary

• Joining Fee: ₹5,000 + 18% GST. • Annual Renewal Fee: ₹5,000 + 18% GST from Year 2 onwards. • Spend-Based Fee Waiver: Annual renewal fee waived on achieving cumulative retail spends of ₹6,00,000 or more in the preceding anniversary year. • Welcome Benefit: ₹9,000 voucher package (₹2,000 flight, ₹3,000 hotel, ₹2,500 holiday, ₹1,000 Duty-Free, ₹500 Pranaam) on joining fee payment. • Adani Ecosystem Rewards: 7% Adani Reward Points on flights, hotels, duty-free, parking, and train bookings via the Adani One app (1 Point = ₹1). • Utility & Grocery Rewards: 2% Adani Reward Points on utility bill payments and grocery purchases. • General Retail Rewards: 1.5% Adani Reward Points on all other eligible domestic retail transactions. • Domestic Lounge Access: 16 complimentary visits per year (max 4 per quarter; spend condition of ₹35,000 in preceding calendar quarter applies). • International Lounge Access: 2 complimentary international lounge visits per year via DreamFolks. • Premium Airport Valet Parking: 4 complimentary premium valet parking passes per calendar year at Adani-managed airports. • Pranaam Meet & Greet: 2 complimentary Pranaam VIP airport concierge services per calendar year. • Entertainment Benefit: Buy 1 Get 1 free movie ticket up to ₹500 off on BookMyShow twice per calendar month. • Foreign Currency Markup: 3.50% + GST on foreign exchange transactions.

Is the Annual Fee Worth It?

Evaluate whether this card's perks and waiver threshold justify its ₹5,000 renewal fee.

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Eligibility & Application Requirements

Income criteria, minimum age, CIBIL score benchmark, and verification checklist

Eligibility criteria not specified

Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.

Mandatory Verification Documents

1. Identity ProofPAN Card (Mandatory), Aadhaar Card, Passport, or Voter ID.
2. Address ProofAadhaar (DigiLocker), Utility Bill (Electricity/Piped Gas), or Rental Agreement.
3. Income ProofLatest 3 months salary slips, Form 16, or latest 2 years ITR computation.

Frequently Asked Questions

Common questions regarding Adani One ICICI Bank Signature Credit Card application, fees, reward redemption, and eligibility

What is the welcome voucher offer on Adani One ICICI Signature?
Upon payment of the ₹5,000 + GST joining fee, cardholders receive an Adani One voucher bundle worth ₹9,000: a ₹2,000 flight booking voucher, ₹3,000 hotel stay voucher, ₹2,500 holiday package voucher, ₹1,000 Duty-Free voucher, and ₹500 Pranaam Meet & Greet voucher, redeemable directly on the Adani One app.
Which airports support the free valet parking benefit?
Complimentary valet parking passes can be utilized at major Adani-managed airports across India, including Mumbai (Chhatrapati Shivaji Maharaj International Airport), Ahmedabad (Sardar Vallabhbhai Patel International), Lucknow, Jaipur, Guwahati, Thiruvananthapuram, and Mangaluru.
How do Adani Reward Points work and what is their value?
1 Adani Reward Point equals exactly ₹1. Points are credited directly to your Adani One account and can be redeemed 1:1 for flight tickets, hotel reservations, train tickets, airport parking, duty-free items, and Pranaam meet-and-greet services on the Adani One platform with zero conversion deductions.
What are the lounge spend criteria on Adani One ICICI Signature?
Cardholders receive up to 16 complimentary domestic airport lounge visits annually (4 per quarter). Under ICICI Bank's standard terms, accessing domestic lounges requires a minimum retail spend of ₹35,000 in the preceding calendar quarter. The 2 international lounge visits via DreamFolks do not require the domestic spend criteria.
What is the joining and annual renewal fee for Adani One ICICI Bank Signature Credit Card?
The joining fee for Adani One ICICI Bank Signature Credit Card is ₹5,000 (one-time), and the annual renewal fee is ₹5,000 from the second year onwards. GST of 18% is applicable on all fee charges.
Can the annual fee on Adani One ICICI Bank Signature Credit Card be waived?
Yes, the annual renewal fee of ₹5,000 is waived upon achieving annual spends of ₹6 lakh in the preceding card anniversary year.
What are the primary rewards and cashback earn rates on Adani One ICICI Bank Signature Credit Card?
Adani One ICICI Bank Signature Credit Card offers 7 Adani Reward Points/₹100 on Spends Made With Adani Ecosystem. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.
Does Adani One ICICI Bank Signature Credit Card offer complimentary airport lounge access?
Yes, Adani One ICICI Bank Signature Credit Card provides 1 Domestic visits/quarter + 2 International visits/year · ₹75k quarterly spend required (Domestic).

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Travel
4.7Score
IndusInd Bank Celesta Credit Card
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IndusInd Bank Celesta Credit Card

Joining Fee₹25,000
Renewal Fee₹5,000
NetworkMastercard

Best for: Ultra-high-net-worth individuals, golf aficionados, luxury diners, and international executives seeking bespoke concierge services and unlimited airport lounge luxury.

Rewards: 1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.

Lounge access: 12 Domestic + 8 International visits/year · ₹1.5L quarterly spend required (Domestic)

Forex markup: 1.8% Low Forex

Renewal fee waived on ₹10,00,000 annual spend

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Last verified 3 Oct 2026