CREDIT CARD ISSUER
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IndusInd Bank Credit Cards

IndusInd Bank offers credit cards across rewards, travel, entertainment, lifestyle and premium banking categories.

Total Offerings

22 Active Cards

Fee Range

₹0 (LTF) – ₹25,000

Payment Networks

Visa • Mastercard • RuPay • American Express

Zero Fee / LTF

Spend Waiver

INDUSIND BANK PORTFOLIO

IndusInd Bank Credit Cards

Explore 22 active cards and filter them by how you spend.

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Showing 22 of 22 verified IndusInd Bank credit cards
Verified
4.5
CRED IndusInd Bank RuPay Credit Card
BEST FOR

Tech-savvy daily digital spenders, CRED ecosystem power users, and mobile-first shoppers who want to earn credit card rewards on small merchant UPI QR codes.

Annual Fee₹499
Rewards5 CRED Points/₹100 for E-commerce Transactions, CRED UPI, and Transactions at CRED Store, CRED Travel, and CRED Pay
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 17 Sept 2026

rupay
Verified
4.6
EazyDiner IndusInd Bank Credit Card

EazyDiner IndusInd Bank Credit Card

TravelDiningAirport Lounge
BEST FOR

Foodies, frequent restaurant diners, and socialites who want maximum direct table discounts on eating out and weekend cinema privileges.

Annual Fee₹2,999
Rewards10 Reward Points for Hotel, Travel, Shopping, and Entertainment Spends (~1%). 4 Reward Points/₹100 on All Other Spends (~0.4%)
Lounge Access8 Domestic visits/year
Forex Markup3.5%
Renewal fee waived on ₹2,50,000 annual spend

Last verified 17 Sept 2026

visa
Verified
4.5
EazyDiner IndusInd Platinum Credit Card
BEST FOR

Casual diners, food enthusiasts, and budget-conscious restaurant patrons looking for guaranteed restaurant bill discounts with zero annual maintenance fees forever.

Annual Fee₹0 (Free)
Rewards2 Reward Points/Rs. 100 Spent. 2X EazyPoints on Dining Spends
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 17 Sept 2026

visa
Verified
4.6
IndusInd Bank Avios Visa Infinite Credit Card
BEST FOR

International long-haul travelers and airline loyalty enthusiasts flying on oneworld alliance carriers seeking direct Avios accumulation, low forex markup, and premium lounge comforts.

Annual Fee₹5,000
Rewards6X Avios/₹200 at Preferred Destinations (POS Only), 5X Avios/₹200 for Spends on Qatar/British Airways Website, 3X Avios/₹200 for Online Spends at Preferred Destinations and 1X A...
Lounge Access8 Domestic + 8 International visits/year · ₹50k quarterly spend required (Domestic)
Forex Markup1.5%

Last verified 17 Sept 2026

visa
Verified
4.7
IndusInd Bank Celesta Credit Card

IndusInd Bank Celesta Credit Card

TravelAirport LoungeEntertainment
BEST FOR

Ultra-high-net-worth individuals, golf aficionados, luxury diners, and international executives seeking bespoke concierge services and unlimited airport lounge luxury.

Annual Fee₹5,000
Rewards1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.
Lounge Access12 Domestic + 8 International visits/year · ₹1.5L quarterly spend required (Domestic)
Forex Markup1.8%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 3 Oct 2026

mastercard
Verified
4.4
IndusInd Bank Crest Credit Card

IndusInd Bank Crest Credit Card

TravelShoppingAirport Lounge
BEST FOR

High-net-worth individuals (HNIs), luxury travelers, and corporate leaders seeking concierge services, golf, and 1:1 cash valueback.

Annual Fee₹10,000
Rewards2.5 RPs/₹100 Spent Internationally and 1 Reward Points Spent Domestically
Lounge Access8 Domestic + 8 International visits/year · ₹5L quarterly spend required (Domestic)
Forex Markup1.8%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 2 Oct 2026

visa
Verified
4.1
IndusInd Bank Duo Plus Credit Card
BEST FOR

Innovative digital adopters, minimalist wallet users, and account holders who want seamless switching between credit lines and debit savings on one card.

Annual Fee₹799
Rewards1 Reward Points per spend of Rs. 150
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹1,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.0
IndusInd Bank ePay Amex Credit Card
BEST FOR

Online wallet reloads, Amex dining offers, and contactless daily spends

Annual Fee₹500
Rewards4 RPs from 1st to 4th Transaction, 8 RPs from 5th to 10th Transaction and After That 10 RPs for Each Transaction
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹50,000 annual spend

Last verified 3 Oct 2026

american_express
Verified
4.8
IndusInd Bank Indulge Credit Card
BEST FOR

Ultra-high-net-worth individuals, business magnates, and top corporate leaders seeking peerless bespoke luxury, unlimited worldwide lounge comfort, and fine dining.

Annual Fee₹10,000
Rewards1.5 Reward Points/₹100 Spent
Lounge Access24 Domestic + 16 International visits/year · ₹5L quarterly spend required (Domestic)
Forex Markup1.8%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 3 Oct 2026

visa
Verified
4.1
IndusInd Bank Jio-bp Mobility+ Credit Card
BEST FOR

Motorists and EV drivers who fuel or charge at Jio-bp mobility stations across India.

Annual Fee₹0 (Free)
Rewards12 Smiles/₹100 Spent at Jio-bp Stations. 5 Smiles/₹100 Spent at Dining, Supermarket & Grocery. All Other Spends Shall Be Eligible for 2 Smiles/₹100 Spent
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 2 Oct 2026

rupay
Verified
4.5
IndusInd Bank Pinnacle World Credit Card

IndusInd Bank Pinnacle World Credit Card

TravelShoppingAirport Lounge
BEST FOR

Affluent travelers, avid golfers, and high-frequency online shoppers seeking unlimited domestic transit lounge access with high reward conversion rates.

Annual Fee₹0 (Free)
RewardsEarn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings, 1 RP for spends of Rs. 100 on other purchases.
Lounge Access4 Domestic + 8 International visits/year · ₹1.5L quarterly spend required (Domestic)
Forex Markup3.5%

Last verified 17 Sept 2026

mastercard
Verified
4.7
IndusInd Bank Pioneer Heritage Credit Card

IndusInd Bank Pioneer Heritage Credit Card

TravelAirport LoungeEntertainment
BEST FOR

IndusInd Pioneer Wealth clients, corporate founders, and luxury travelers seeking heavy metal prestige, unlimited global lounge comfort, and luxury hotel vouchers.

Annual Fee₹25,000
Rewards2.5 Reward Points for Rs 100 spent on international transactions and 1 Reward Points for Rs 100 spent on domestic transactions.
Lounge Access8 Domestic + 8 International visits/year
Forex Markup1.8%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 3 Oct 2026

mastercard
Verified
4.5
IndusInd Bank Pioneer Legacy Credit Card

IndusInd Bank Pioneer Legacy Credit Card

TravelAirport LoungeEntertainment
BEST FOR

IndusInd Pioneer Banking patrons looking for a zero-annual-cost luxury credit card with quarterly international lounge access and weekend spending perks.

Annual Fee₹0 (Free)
RewardsGet 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.
Lounge Access8 Domestic + 4 International visits/year · ₹1.5L quarterly spend required (Domestic)
Forex Markup2%

Last verified 3 Oct 2026

visa
Verified
4.7
IndusInd Bank PIONEER Private Credit Card
BEST FOR

Ultra-high-net-worth individuals and IndusInd Pioneer Private banking clients seeking unlimited global luxury travel and elite lifestyle privileges.

Annual Fee₹25,000
Rewards3 RPs for All Eligible Spends and 0.7 RPs on Select Categories (Utilities, Education, Government Transactions)
Lounge AccessUnlimited Domestic & International
Forex Markup1.5%
Renewal fee waived on ₹10,00,000 annual spend

Last verified 3 Oct 2026

mastercard
Verified
4.0
IndusInd Bank Platinum Aura Edge Credit Card
BEST FOR

Everyday consumers and young professionals who want customizable reward categories aligned with their specific spending habits.

Annual Fee₹0 (Free)
RewardsUp to 8X Reward Points for Select Spends
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 2 Oct 2026

visa
Verified
4.0
IndusInd Bank Platinum Credit Card
BEST FOR

Budget-conscious consumers, first-time credit cardholders, and retail shoppers seeking a cost-free credit card with dining privileges and cinema perks.

Annual Fee₹0 (Free)
Rewards1.5 RPs per Rs. 100 spent and 1.2 RPs per Rs. 100 spent on utilities & insurance categories.
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 3 Oct 2026

visa
Verified
4.6
IndusInd Bank Platinum RuPay Credit Card
BEST FOR

Everyday digital spenders, mobile UPI users, and budget-conscious individuals seeking a cost-free credit card for daily QR code merchant payments.

Annual Fee₹0 (Free)
Rewards2 RPs for Every Rs 100 Spent on UPI. 1 RP for Each Rs 100 Non-UPI Transaction
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 17 Sept 2026

rupay
Verified
4.1
IndusInd Bank Samman RuPay Credit Card
BEST FOR

Central/State government employees, PSU staff, and defense personnel wanting an official RuPay credit card for seamless UPI scanning.

Annual Fee₹199
Rewards1% Cashback on Spends of Rs. 20,000 in a Statement Cycle (Max Rs. 200)
Lounge AccessNone / Spend-based
Forex Markup3.5%
Renewal fee waived on ₹75,000 annual spend

Last verified 2 Oct 2026

rupay
Verified
4.5
IndusInd Bank Tiger Credit Card

IndusInd Bank Tiger Credit Card

TravelAirport LoungeEntertainment
BEST FOR

International holidaymakers, weekend fine-dining spenders, and frequent flyers seeking discounted forex markups and airport lounge comfort on an affordable budget.

Annual Fee₹499
Rewards1.5 Reward Points per Rs 100 spent
Lounge Access8 Domestic + 2 International visits/year · ₹35k quarterly spend required (Domestic)
Forex Markup1.5%
Renewal fee waived on ₹1,50,000 annual spend

Last verified 17 Sept 2026

visa
Verified
4.3
IndusInd Legend Credit Card
BEST FOR

Young professionals, occasional travelers, and leisure spenders looking for a zero-fee credit card with complimentary airport lounges and movie discounts.

Annual Fee₹0 (Free)
Rewards1 Reward Point per Rs 100 on weekdays, 2 Reward Points on weekends
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 17 Sept 2026

visa
Verified
4.1
IndusInd Nexxt Credit Card

IndusInd Nexxt Credit Card

ShoppingEntertainment
BEST FOR

Tech enthusiasts, frequent POS in-store shoppers, and consumers seeking point-of-sale payment flexibility and BookMyShow movie savings.

Annual Fee₹0 (Free)
Rewards1 Reward Point/₹150 Spent
Lounge AccessNone / Spend-based
Forex Markup3.5%

Last verified 2 Oct 2026

visa
Verified
4.3
Indus Solitaire Credit Card

Indus Solitaire Credit Card

TravelShoppingAirport Lounge
BEST FOR

Corporate leadership, senior business executives, and corporate entertainment

Annual Fee₹0 (Free)
Rewards1 RP on Each Spend of Rs. 100. 0.70 RPs on Select Spends of Insurance, Utilities, Education and Rental Payments
Lounge Access16 Domestic + 16 International visits/year · ₹5L quarterly spend required (Domestic)
Forex Markup2%

Last verified 3 Oct 2026

visa
COMPETITOR BENCHMARK

Compare IndusInd Bank vs Competitor Banks (2026)

Benchmark IndusInd Bank flagship credit cards against top alternatives in the same spending tier.

Cross-Bank Benchmark

IndusInd Bank vs Competitor Banks (2026 Comparison)

Open Compare Matrix
Bank & Flagship CardKey SpecializationAnnual FeeTop Highlight / PerkAction
Cashback₹1,0005% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber)Explore
Cashback₹999Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-inExplore
CashbackFree (LTF)Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal chargesExplore
Cashback₹50025% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks AppExplore
TravelFree (LTF)100% Lifetime Free card with zero joining fee and zero annual maintenance fees foreverExplore
Travel₹5,000Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spendExplore
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About IndusInd Bank Credit Cards

Issuer history, core reward architecture, and market position

Why Choose IndusInd Bank Credit Cards?

Distinctive advantages of holding cards from IndusInd Bank

Reward Program Multipliers

Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.

Airport Lounge Entitlements

Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.

Annual Spend Fee Waivers

Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).

Zero Lost Card Liability

24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.

IndusInd Bank Card Eligibility & Required Documents

Essential requirements before initiating your digital application

Eligibility Criteria

  • Card-Specific Terms: Specific eligibility criteria (such as minimum income, age requirements, and credit history) vary by individual credit card.
  • Credit Profile: Approval and sanctioned credit limits depend on your credit history, existing liabilities, and individual bank underwriting guidelines.
  • Employment Status: Salaried individuals with steady monthly income or self-employed professionals with filed tax returns (ITRs) are generally eligible.
  • Residential Status: Resident Indian citizens (and NRIs where supported by specific product terms) with valid KYC documents.

Documentation Checklist

  • Proof of Identity: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
  • Proof of Address: Aadhaar Card, utility bills (electricity, water, gas < 3 months old), or driving license.
  • Income Proof (Salaried): Latest 3 months salary slips, Form 16, and 6 months bank account statements.
  • Income Proof (Self-Employed): Latest 2 years Income Tax Returns (ITR) with computation of income and audited P&L statement.
Frequently Asked Questions

Frequently Asked Questions About IndusInd Bank Credit Cards

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