
CRED IndusInd Bank RuPay Credit Card
Tech-savvy daily digital spenders, CRED ecosystem power users, and mobile-first shoppers who want to earn credit card rewards on small merchant UPI QR codes.
Last verified 17 Sept 2026
rupay
IndusInd Bank offers credit cards across rewards, travel, entertainment, lifestyle and premium banking categories.
22 Active Cards
₹0 (LTF) – ₹25,000
Visa • Mastercard • RuPay • American Express
Spend Waiver
Explore 22 active cards and filter them by how you spend.

Tech-savvy daily digital spenders, CRED ecosystem power users, and mobile-first shoppers who want to earn credit card rewards on small merchant UPI QR codes.
Last verified 17 Sept 2026
rupay
Foodies, frequent restaurant diners, and socialites who want maximum direct table discounts on eating out and weekend cinema privileges.
Last verified 17 Sept 2026
visa
Casual diners, food enthusiasts, and budget-conscious restaurant patrons looking for guaranteed restaurant bill discounts with zero annual maintenance fees forever.
Last verified 17 Sept 2026
visa
International long-haul travelers and airline loyalty enthusiasts flying on oneworld alliance carriers seeking direct Avios accumulation, low forex markup, and premium lounge comforts.
Last verified 17 Sept 2026
visa
Ultra-high-net-worth individuals, golf aficionados, luxury diners, and international executives seeking bespoke concierge services and unlimited airport lounge luxury.
Last verified 3 Oct 2026
mastercard
High-net-worth individuals (HNIs), luxury travelers, and corporate leaders seeking concierge services, golf, and 1:1 cash valueback.
Last verified 2 Oct 2026
visa
Innovative digital adopters, minimalist wallet users, and account holders who want seamless switching between credit lines and debit savings on one card.
Last verified 3 Oct 2026
visa
Online wallet reloads, Amex dining offers, and contactless daily spends
Last verified 3 Oct 2026
american_express
Ultra-high-net-worth individuals, business magnates, and top corporate leaders seeking peerless bespoke luxury, unlimited worldwide lounge comfort, and fine dining.
Last verified 3 Oct 2026
visa
Motorists and EV drivers who fuel or charge at Jio-bp mobility stations across India.
Last verified 2 Oct 2026
rupay
Affluent travelers, avid golfers, and high-frequency online shoppers seeking unlimited domestic transit lounge access with high reward conversion rates.
Last verified 17 Sept 2026
mastercard
IndusInd Pioneer Wealth clients, corporate founders, and luxury travelers seeking heavy metal prestige, unlimited global lounge comfort, and luxury hotel vouchers.
Last verified 3 Oct 2026
mastercard
IndusInd Pioneer Banking patrons looking for a zero-annual-cost luxury credit card with quarterly international lounge access and weekend spending perks.
Last verified 3 Oct 2026
visa
Ultra-high-net-worth individuals and IndusInd Pioneer Private banking clients seeking unlimited global luxury travel and elite lifestyle privileges.
Last verified 3 Oct 2026
mastercard
Everyday consumers and young professionals who want customizable reward categories aligned with their specific spending habits.
Last verified 2 Oct 2026
visa
Budget-conscious consumers, first-time credit cardholders, and retail shoppers seeking a cost-free credit card with dining privileges and cinema perks.
Last verified 3 Oct 2026
visa
Everyday digital spenders, mobile UPI users, and budget-conscious individuals seeking a cost-free credit card for daily QR code merchant payments.
Last verified 17 Sept 2026
rupay
Central/State government employees, PSU staff, and defense personnel wanting an official RuPay credit card for seamless UPI scanning.
Last verified 2 Oct 2026
rupay
International holidaymakers, weekend fine-dining spenders, and frequent flyers seeking discounted forex markups and airport lounge comfort on an affordable budget.
Last verified 17 Sept 2026
visa
Young professionals, occasional travelers, and leisure spenders looking for a zero-fee credit card with complimentary airport lounges and movie discounts.
Last verified 17 Sept 2026
visa
Tech enthusiasts, frequent POS in-store shoppers, and consumers seeking point-of-sale payment flexibility and BookMyShow movie savings.
Last verified 2 Oct 2026
visa
Corporate leadership, senior business executives, and corporate entertainment
Last verified 3 Oct 2026
visaBenchmark IndusInd Bank flagship credit cards against top alternatives in the same spending tier.
| Bank & Flagship Card | Key Specialization | Annual Fee | Top Highlight / Perk | Action |
|---|---|---|---|---|
HDFC BankHDFC Bank Millennia Credit Card | Cashback | ₹1,000 | 5% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber) | Explore |
SBI CardCashback SBI Card | Cashback | ₹999 | Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-in | Explore |
ICICI BankAmazon Pay ICICI Bank Credit Card | Cashback | Free (LTF) | Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal charges | Explore |
Axis BankAirtel Axis Bank Credit Card | Cashback | ₹500 | 25% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks App | Explore |
IDFC FIRST BankIDFC FIRST Select Credit Card | Travel | Free (LTF) | 100% Lifetime Free card with zero joining fee and zero annual maintenance fees forever | Explore |
American ExpressAmerican Express Platinum Travel Credit Card | Travel | ₹5,000 | Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spend | Explore |
Answer 3 quick questions about your monthly spending and our recommendation engine will calculate your net annual reward savings.
Issuer history, core reward architecture, and market position
Distinctive advantages of holding cards from IndusInd Bank
Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.
Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.
Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).
24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.
Essential requirements before initiating your digital application
Get clear answers on fees, reward points redemption, lounge privileges, and online application procedures.
Explore credit card collections from India's leading banking partners.