IndusInd Bank Platinum Aura Edge Credit Card

The IndusInd Bank Platinum Aura Edge Credit Card is designed around personal choice, offering cardholders four distinct reward plans (Shop Plan, Travel Plan, Party Plan, and Home Plan) to maximize returns on their dominant spending avenues. It is predominantly issued with a one-time joining fee of ₹500 (frequently waived or issued Lifetime Free during promotional bank campaigns) and ₹0 recurring annual fees. Under the chosen reward plan, cardholders earn up to 4 Savings Points per ₹100 spent on accelerated categories such as department stores, flight and hotel bookings, restaurants, or household utilities. On all other retail expenditures, the card yields 0.5 Savings Points per ₹100. 1 Savings Point converts to ₹0.40 to ₹0.50 depending on whether points are redeemed for cash credit against statement balance or brand gift vouchers, translating to an effective 1.6% to 2.0% return on targeted categories. The card also provides dining discounts via EazyDiner, comprehensive travel insurance coverage (including lost baggage and ticket loss), and a 1% fuel surcharge waiver up to ₹100 per billing cycle across Indian fuel bunks. While it does not include airport lounge access, its zero-maintenance structure ensures that it never becomes a financial burden in the cardholder's wallet. For young professionals entering the credit card ecosystem who desire tailored rewards without recurring annual charges, the Platinum Aura Edge is a sensible, reliable starter option.

Additional Cardholder Privileges

Mandatory Verification Documents