High-Value Fuel and EV Mobility Savings at Jio-bp Outlets
Motorists and EV drivers who fuel or charge at Jio-bp mobility stations across India.
₹499
One-time upfront₹499
Lifetime Free — no renewal fee12 Smiles/₹100 Spent at Jio-bp Stations. 5 Smiles/₹100 Spent at Dining, Supermarket & Grocery. All Other Spends Shall Be Eligible for 2 Smiles/₹100 Spent
On eligible spends3.50% + GST
Cross-currency spendsLast verified 2 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The IndusInd Bank Jio-bp Mobility+ Credit Card represents one of the modern fuel and green mobility offerings in India, co-branded with the joint venture of Reliance Industries and BP (Jio-bp). With a joining and annual renewal fee of ₹499 plus GST, the card provides 500 Reward Points upon making the first transaction within 30 days of setup, offsetting the initial fee. At the pump and charging station, the card delivers up to 5% valueback (comprising accelerated reward points and a 1% fuel surcharge waiver) on petrol, diesel, and EV charging at Jio-bp mobility stations, as well as dining at Wild Bean cafes. Furthermore, cardholders earn 2 Reward Points per ₹100 on grocery, supermarket, and dining spends, and 1 point per ₹100 on other retail categories. A notable forward-looking feature is its inclusion of EV charging rewards, making it practical for owners of electric two-wheelers and four-wheelers using Jio-bp pulse EV charging networks. However, fuel points are capped on accelerated spends (typically 400 points per billing cycle), and pump privileges do not apply at IndianOil, HPCL, or BPCL outlets. With an easy annual fee waiver on ₹50,000 annual spend, the Jio-bp Mobility+ card is a solid pick for drivers situated near Jio-bp mobility corridors.
12 Smiles/₹100 Spent at Jio-bp Stations. 5 Smiles/₹100 Spent at Dining, Supermarket & Grocery. All Other Spends Shall Be Eligible for 2 Smiles/₹100 Spent
400 Smiles on First Transaction at Jio-bp Station and Complimentary Wildbean Cafe Coupon Worth ₹200 on First Transaction at Wildbean Cafe
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Jio-bp Fuel Purchases | Up to 5% valueback at Jio-bp outlets (including surcharge waiver) | 200 Reward Points/mo | Standard terms apply |
| Other Spends | 2 Reward Points per ₹100 spent | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Jio-bp Fuel Purchases | ₹12,000 | Up to 5% valueback at Jio-bp outlets (including surcharge waiver) | — | ₹200/monthly | Calculating... | Under cap |
| Other Spends | ₹18,000 | 2 Reward Points per ₹100 spent | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹499
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
This card is tailored primarily for shopping rewards, cashback, or specific co-branded spend and does not include complimentary airport lounge visits.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹499 + GST; Annual Renewal Fee: ₹499 + GST. • Fee Waiver: Spend ₹50,000 or more in the preceding 12 months to waive the ₹499 renewal fee. • Welcome Benefit: 500 Reward Points upon making first transaction within 30 days of card issuance. • Mobility Rewards: Up to 5% valueback (accelerated points + 1% surcharge waiver) at Jio-bp fuel and EV charging stations. • Retail Rewards: 2 Reward Points per ₹100 on grocery and dining; 1 point per ₹100 on other retail spends. • Surcharge Waiver: 1% fuel surcharge waiver for transactions between ₹400 and ₹4,000 at Jio-bp pumps. • Exclusions: Fuel transactions at non-Jio-bp pumps, wallet reloads, and rent payments do not earn accelerated points.
Evaluate whether this card's perks and waiver threshold justify its ₹499 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding IndusInd Bank Jio-bp Mobility+ Credit Card application, fees, reward redemption, and eligibility
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Direct online application on the official IndusInd Bank portal with paperless verification.
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