IndusInd Bank Samman RuPay Credit Card

The IndusInd Bank Samman RuPay Credit Card is an institutional tribute product engineered specifically for employees serving across central government departments, state administrations, armed forces, and public sector undertakings (PSUs). Formatted as a Lifetime Free (LTF) financial product, it requires ₹0 joining fee and ₹0 annual fee for eligible institutional payroll customers. Operating on the NPCI RuPay payment network, the Samman card links seamlessly to major UPI mobile apps including Google Pay, PhonePe, Paytm, and BHIM. Cardholders earn 1 Reward Point per ₹100 spent on all merchant UPI payments and everyday retail transactions. Points can be redeemed for statement credit, gift vouchers, or utility payments through the IndusMoments platform. In addition to UPI mobility, the card provides 1% fuel surcharge waivers across all petrol stations in India for transactions between ₹400 and ₹4,000 (capped at ₹100 per monthly billing cycle). The card is protected by IndusInd's Total Protect feature, which provides unauthorized transaction insurance up to the card's credit limit in case of loss or theft. For government and PSU staff seeking a dignified, cost-free credit instrument that modernizes their daily local market payments through UPI, the Samman RuPay card provides reliable, fee-free utility.

Additional Cardholder Privileges

Mandatory Verification Documents