Globetrotter & Dining Specialist — Low 1.5% Forex, Accelerated Dining & 10 Airport Lounges
International holidaymakers, weekend fine-dining spenders, and frequent flyers seeking discounted forex markups and airport lounge comfort on an affordable budget.
₹499
One-time upfront₹499
Waived on ₹1.5 lakh annual spend1.5 Reward Points per Rs 100 spent
On eligible spends8 Domestic + 2 International visits/year · ₹35k quarterly spend required (Domestic)
Complimentary visitsLast verified 17 Sept 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The IndusInd Bank Tiger Credit Card is an agile, travel-focused credit card created for globetrotters and lifestyle enthusiasts who want premium overseas perks without paying exorbitant super-premium annual fees. Positioned at an accessible **joining and annual renewal fee of ₹499 + GST** (waived upon spending ₹1,50,000 in the preceding membership year), the card stands out in the budget-travel segment by slashing its foreign exchange fee. While most credit cards in India levy a steep 3.5% foreign exchange surcharge, the IndusInd Tiger card features a **discounted foreign currency markup of just 1.50% + GST**, providing substantial savings on overseas hotel bills, shopping, and international online payments. On the rewards front, cardholders earn **6 Accelerated Reward Points per ₹100 spent on dining, airline bookings, and travel portals**, alongside 2 Reward Points per ₹100 on standard retail purchases (where 1 point = ₹0.40 for air miles or statement credit). Travel comfort is well-supported with **8 complimentary domestic airport lounge visits per calendar year (2 per quarter)** plus **2 complimentary international airport lounge visits per calendar year via Priority Pass**. Cardholders also enjoy 2 complimentary golf games or coaching sessions per quarter and a 1% fuel surcharge waiver. For value-seeking international travelers, IndusInd Tiger punches far above its weight class.
Upto 6 Accelerated Reward Points on Every ₹100 Spent on Eligible Transactions
N/A
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Dining, Food Delivery & Apparel | 6 Tiger Points per Rs 100 on dining, food delivery & apparel (2.40% value return) | No Cap | Standard terms apply |
| Other Retail Spends | 2 Tiger Points per Rs 100 on other retail spends (0.80% value return) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Dining, Food Delivery & Apparel | ₹12,000 | 6 Tiger Points per Rs 100 on dining, food delivery & apparel (2.40% value return) | — | None | Calculating... | Under cap |
| Other Retail Spends | ₹18,000 | 2 Tiger Points per Rs 100 on other retail spends (0.80% value return) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹499
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹499 + GST (Often waived under digital promotion campaigns). • Annual Renewal Fee: ₹499 + GST. • Spend-Based Fee Waiver: Annual fee waived on achieving retail spends of ₹1,50,000 in the preceding anniversary year. • Foreign Currency Markup: Low 1.50% + GST on foreign currency transactions (significantly discounted from standard 3.50%). • Accelerated Dining & Travel Rewards: 6 Reward Points per ₹100 spent on dining, restaurants, flights, and travel portal bookings (approx 2.4% value back). • Base Rewards: 2 Reward Points per ₹100 spent on regular retail purchases (approx 0.8% value back). • Domestic Airport Lounge Access: 8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter). • International Airport Lounge Access: 2 complimentary international airport lounge visits per calendar year via Priority Pass. • Golf Privileges: 2 complimentary golf games or coaching sessions per calendar quarter. • Fuel Surcharge Waiver: 1% surcharge waiver on fuel transactions between ₹400 and ₹4,000 across all fuel stations in India.
Evaluate whether this card's perks and waiver threshold justify its ₹499 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding IndusInd Bank Tiger Credit Card application, fees, reward redemption, and eligibility
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Direct online application on the official IndusInd Bank portal with paperless verification.
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Best for: Zero Forex Markup, Scapia Travel Rewards & RuPay UPI
Rewards: 10% Coins on domestic retail (2%), 20% on Scapia travel (4%), 5% on RuPay ₹500+ (1%). 0% on forex.
Lounge access: Unlimited Domestic visits · ₹20k monthly spend required
Forex markup: 0% (Zero Forex)
Last verified 15 Oct 2026
Best for: Global travelers, international business travelers, and study-abroad families seeking zero foreign currency transaction fees paired with extensive domestic and international lounge visits.
Rewards: 2 Reward Points per ₹100 spent domestically (0.5% return; 1 RP = ₹0.25)
Lounge access: 1 Domestic visits/quarter + 8 International visits/year · ₹50k quarterly spend required (Domestic)
Forex markup: 0% (Zero Forex)
Renewal fee waived on ₹5,00,000 annual spend
Last verified 17 Sept 2026
Standard Chartered Smart Credit Card
Best for: Flat Online Cashback & Controlled Monthly Spenders
Renewal fee waived on ₹1,20,000 annual spend
Last verified 2 Oct 2026
Best for: High-net-worth individuals, frequent international fliers, luxury globetrotters, and C-suite executives
Rewards: 16 Reward Points per ₹200 on domestic retail spends; 24 Reward Points per ₹200 on international spends
Lounge access: 32 Domestic visits/year + Unlimited International
Forex markup: 1.99% Low Forex
Renewal fee waived on ₹12,00,000 annual spend
Last verified 3 Oct 2026
Best for: Ultra-high-net-worth frequent flyers, global executives, and luxury travelers seeking direct 1:1 airline conversions, international lounge privileges with guests, and bespoke concierge hospitality.
Rewards: 1 EDGE Mile/₹100 on Domestic and 2 EDGE Mile/₹100 on International Spends
Lounge access: Unlimited Domestic & International
Forex markup: 1.8% Low Forex
Renewal fee waived on ₹15,00,000 annual spend
Last verified 9 Sept 2026
Best for: Ultra-high-net-worth individuals, golf aficionados, luxury diners, and international executives seeking bespoke concierge services and unlimited airport lounge luxury.
Rewards: 1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.
Lounge access: 12 Domestic + 8 International visits/year · ₹1.5L quarterly spend required (Domestic)
Forex markup: 1.8% Low Forex
Renewal fee waived on ₹10,00,000 annual spend
Last verified 3 Oct 2026
Deep-dive comparisons, reward calculations, and editorial reviews from our research desk
