Ultra-Luxury Metal Travel Card — 1:1 Airline Miles, 1.8% Forex & Unlimited Lounges
Ultra-high-net-worth frequent flyers, global executives, and luxury travelers seeking direct 1:1 airline conversions, international lounge privileges with guests, and bespoke concierge hospitality.
₹20,000
One-time upfront₹20,000
Waived on ₹15 lakh annual spend1 EDGE Mile/₹100 on Domestic and 2 EDGE Mile/₹100 on International Spends
On eligible spendsUnlimited Domestic & International
Complimentary visitsLast verified 9 Sept 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Axis Bank Olympus Credit Card stands as Axis Bank's premier international travel instrument, positioned above standard premium cards to compete directly with global benchmarks like American Express Platinum and HDFC Infinia. Crafted in heavy metal, the card demands a steep joining and annual renewal fee of ₹20,000 + GST, but offsets this upfront cost with 2,500 Edge Miles on activation, which convert at an exceptional **1:1 transfer ratio** to leading airline programs including Singapore Airlines KrisFlyer, Qatar Airways Privilege Club, United MileagePlus, and Accor Live Limitless. For international globetrotters, Olympus solves two major financial hurdles simultaneously: first, it offers an industry-leading **1.80% Foreign Currency Markup** (cutting typical 3.5% cross-currency fees nearly in half); second, it provides unlimited complimentary airport lounge visits across both domestic and international terminals via Priority Pass, crucially bundled with **8 complimentary guest visits per year**—a vital feature for family holidays and executive client travel. Cardholders also benefit from 2 complimentary airport concierge meet-and-assist services annually and BookMyShow BOGO cinema tickets up to ₹500 twice a month. The primary trade-off is the card's strict qualification profile and premium price point: the ₹15,00,000 annual spend required for fee waiver restricts fee-free holding to truly high-volume spenders. Additionally, base domestic retail reward accrual sits at 1 Edge Mile per ₹100 (~1% baseline return), meaning the card is engineered primarily as a luxury redemption engine rather than an everyday shopping aggregator. For affluent travelers who fly internationally multiple times a year, the air miles transfer flexibility and guest lounge entitlements deliver remarkable luxury ROI.
1 EDGE Mile/₹100 on Domestic and 2 EDGE Mile/₹100 on International Spends
2,500 EDGE Miles and Taj/ITC Hotel Vouchers Worth ₹10,000
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Direct Travel Bookings | 4 EDGE Miles per ₹100 on airlines & hotels | No Cap | Standard terms apply |
| General Spends | 2 EDGE Miles per ₹100 spent (1 EDGE Mile = 2 Partner Miles / ₹1.00) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Direct Travel Bookings | ₹12,000 | 4 EDGE Miles per ₹100 on airlines & hotels | — | None | Calculating... | Under cap |
| General Spends | ₹18,000 | 2 EDGE Miles per ₹100 spent (1 EDGE Mile = 2 Partner Miles / ₹1.00) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹20,000
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹20,000 + 18% GST (includes handcrafted metal credit card body). • Annual Renewal Fee: ₹20,000 + 18% GST from Year 2 onwards. • Spend-Based Fee Waiver: Annual fee waived on cumulative retail spends of ₹15,00,000 or more in the preceding anniversary year. • Welcome Benefit: 2,500 Edge Miles credited upon card activation and payment of joining fee within 30 days. • Foreign Currency Markup: 1.80% + GST on all overseas POS, e-commerce, and international transactions. • Miles Accrual: 1 Edge Mile per ₹100 spent domestically; 2 Edge Miles per ₹100 spent internationally. • Transfer Ratio: 1:1 transfer ratio (1 Edge Mile = 1 Airline / Hotel Partner Mile) across 15+ frequent flyer programs. • Domestic Lounge Access: Unlimited complimentary domestic airport lounge visits for primary cardholders. • International Lounge Access: Unlimited complimentary international airport lounge visits via Priority Pass with 8 complimentary guest visits annually. • Airport Concierge: 2 complimentary domestic airport meet-and-assist concierge services per calendar year. • Entertainment Benefit: Buy 1 Get 1 free movie ticket up to ₹500 off on BookMyShow (twice a month). • Finance Charges (APR): 3.60% per month (52.86% annualized) on revolving credit balances.
Evaluate whether this card's perks and waiver threshold justify its ₹20,000 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Axis Bank Olympus Credit Card application, fees, reward redemption, and eligibility
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Direct online application on the official Axis Bank portal with paperless verification.
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