Super-premium lifestyle card with unlimited airport concierge and lounge visits
High-Income Executives, Luxury Travelers & Burgundy Clients
₹12,500
One-time upfront₹12,500
Waived on ₹25 lakh annual spend12 EDGE Rewards per ₹200 spent (1.2% base value; 5:2 partner transfer)
On eligible spends2 Domestic visits/quarter + Unlimited International · ₹50k quarterly spend required (Domestic)
Complimentary visitsLast verified 2 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Axis Bank Magnus Credit Card is a premium lifestyle card that previously defined super-premium rewards in India. Following significant revisions, the card earns 12 EDGE Rewards per ₹200 on eligible retail spends (1.2% base value) and 60 EDGE Rewards per ₹200 (6% value) on flights and hotels booked via the Travel EDGE portal. Its travel privileges remain exceptional: unlimited complimentary domestic lounge access for primary cardholders, unlimited international lounge access with 8 guest visits per year via Priority Pass, 8 complimentary VIP airport concierge meet-and-assist services, and a reduced 2.0% forex markup. However, the card's economics shifted dramatically with the removal of the 25,000 monthly milestone bonus and the reduction of the partner transfer ratio to 5:1 for standard cardholders (5:2 is exclusive to Burgundy clients). Annual transfer limits also apply (1 Lakh points to Group A and 4 Lakhs to Group B). Who it is best for: High-net-worth individuals, existing Axis Burgundy account holders, and frequent international travelers who maximize airport concierge and lounge privileges. Who should avoid it: Spenders holding standard (non-Burgundy) accounts primarily looking for high air-miles earn rates without using Travel EDGE.
Earn 12 EDGE Reward Points per ₹200 on Spends up to ₹1.5 Lakh and 35 EDGE Reward Points per ₹200 Thereafter in a Calendar Month
Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Travel EDGE Portal | 60 EDGE Rewards per ₹200 spent on Travel EDGE portal (5X points) | No Cap | Standard terms apply |
| General Retail Spends | 12 EDGE Rewards per ₹200 spent (1 EDGE Reward = ₹0.20 / 5:1 partner transfer for non-Burgundy) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Travel EDGE Portal | ₹12,000 | 60 EDGE Rewards per ₹200 spent on Travel EDGE portal (5X points) | — | None | Calculating... | Under cap |
| General Retail Spends | ₹18,000 | 12 EDGE Rewards per ₹200 spent (1 EDGE Reward = ₹0.20 / 5:1 partner transfer for non-Burgundy) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹12,500
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
Base Rewards: 12 EDGE Reward Points per ₹200 spent on eligible retail transactions. 5X rewards (60 EDGE Rewards per ₹200) on flights and hotels via the Travel EDGE portal. Airmiles Transfer Ratios: Standard Magnus transfers at 5:1 to partner airline/hotel programs. Axis Burgundy account holders qualify for 5:2 transfer ratio. Annual transfer caps: 1,00,000 points to Group A partners and 4,00,000 points to Group B partners. Airport Privileges: Unlimited complimentary domestic lounge access for primary cardholder. Unlimited international lounge access with 8 guest visits/year via Priority Pass. 8 complimentary VIP airport meet-and-assist concierge bookings per calendar year. Fee & Waiver: Joining fee ₹12,500 + GST; renewal fee ₹12,500 + GST. Waived on ₹25,00,000 cumulative retail spend in the anniversary year. Exclusions: Fuel, rent, wallet loads, insurance, utilities, government services, education, and jewellery transactions do not earn reward points and do not count toward fee waivers.
Evaluate whether this card's perks and waiver threshold justify its ₹12,500 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Axis Bank Magnus Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Axis Bank portal with paperless verification.
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