HSBC India offers credit cards focused on cashback, rewards, travel, dining and premium lifestyle benefits.
9 Active Cards
₹0 (LTF) – ₹2,75,000
Visa • Mastercard • RuPay
1 Lifetime Free
Explore 9 active cards and filter them by how you spend.
Dining Enthusiasts, Food Delivery & Supermarket Grocery Shoppers
Last verified 15 Oct 2026
visa
HSBC Premier Banking clients, global jet-setters, corporate executives, and international travelers wanting near-zero forex markups and bespoke hospitality perks.
Last verified 9 Sept 2026
mastercard
Global family offices, private wealth patrons, and multinational business leaders seeking bespoke international banking privileges and global airport convenience.
Last verified 3 Oct 2026
mastercard
Regular diners and grocery shoppers who want high category-specific cashback rates combined with lounge access and UPI payment compatibility at a low ₹499 annual fee.
Last verified 9 Sept 2026
rupay
Existing and new HSBC cardholders wanting a lifetime-free virtual RuPay card to earn credit card rewards on daily UPI QR code merchant spends.
Last verified 9 Sept 2026
rupay
Young salaried professionals and new-to-bank customers looking for a zero-fee global bank credit card for everyday dining, food delivery, and mobile recharges.
Last verified 9 Sept 2026
visa
Discerning patrons of Taj, SeleQtions, Vivanta, and Ginger hotels seeking VIP hospitality treatment and accelerated hotel rewards.
Last verified 3 Oct 2026
mastercard
Frequent Airline Travelers, International Vacationers & Flexible Air Mile Transfer Enthusiasts
Last verified 2 Oct 2026
mastercard
Young salaried professionals seeking a zero-maintenance international credit card with reliable dining discounts and movie perks.
Last verified 9 Sept 2026
visaBenchmark HSBC India flagship credit cards against top alternatives in the same spending tier.
| Bank & Flagship Card | Key Specialization | Annual Fee | Top Highlight / Perk | Action |
|---|---|---|---|---|
HDFC BankHDFC Bank Millennia Credit Card | Cashback | ₹1,000 | 5% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber) | Explore |
SBI CardCashback SBI Card | Cashback | ₹999 | Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-in | Explore |
ICICI BankAmazon Pay ICICI Bank Credit Card | Cashback | Free (LTF) | Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal charges | Explore |
Axis BankAirtel Axis Bank Credit Card | Cashback | ₹500 | 25% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks App | Explore |
IDFC FIRST BankIDFC FIRST Select Credit Card | Travel | Free (LTF) | 100% Lifetime Free card with zero joining fee and zero annual maintenance fees forever | Explore |
American ExpressAmerican Express Platinum Travel Credit Card | Travel | ₹5,000 | Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spend | Explore |
Answer 3 quick questions about your monthly spending and our recommendation engine will calculate your net annual reward savings.
Issuer history, core reward architecture, and market position
Distinctive advantages of holding cards from HSBC India
Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.
Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.
Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).
24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.
Essential requirements before initiating your digital application
Get clear answers on fees, reward points redemption, lounge privileges, and online application procedures.
Explore credit card collections from India's leading banking partners.
