Bespoke Private Banking Metal Card for Global High-Net-Worth Dynasties
Global family offices, private wealth patrons, and multinational business leaders seeking bespoke international banking privileges and global airport convenience.
₹2.75 lakh
One-time upfront₹2.75 lakh
Waiver terms not verifiedBespoke high-yield rewards on global luxury spends
On eligible spendsUnlimited Domestic & International
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The HSBC Privé Credit Card occupies the pinnacle of HSBC Global Private Banking's card portfolio in India and international financial capitals. Extended strictly by invitation to patrons with family relationship assets exceeding $1 Million USD, the card is crafted in heavyweight titanium metal. It commands an annual membership fee of ₹2,75,000 plus GST, aligning directly with elite global wealth credentials like the American Express Centurion. The card functions as an international master key: cardholders receive 24/7 dedicated Privé Private Concierge coverage spanning London, Singapore, Hong Kong, and New York, capable of securing sold-out international arts tickets, arranging private aviation handling, and facilitating bespoke luxury shopping access. Travel features include unlimited complimentary domestic and international airport lounge access via Priority Pass for cardholders and family guests, alongside complimentary airport fast-track meet-and-assist services. Overseas transactions benefit from an industry-low 1.50% foreign exchange markup. With automatic luxury hotel elite statuses and curated private banking lifestyle privileges, the HSBC Privé card is an unparalleled symbol of global financial standing.
5 Reward Points/₹150 Spent
Complimentary Night Stay at Participating ITC & Claridges Properties Along with a ₹10,000 Wellness Voucher from The Wellness Co., and Complimentary Meal for 4 at Select Restaurants
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Global Luxury & Travel Purchases | Bespoke luxury earn rate on international luxury & travel spends | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Global Luxury & Travel Purchases | ₹30,000 | Bespoke luxury earn rate on international luxury & travel spends | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹2.75 lakh
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Eligibility: Strictly by-invitation only for HSBC Global Private Banking clientele ($1M+ USD relationship balances). • Joining & Annual Fee: ₹2,75,000 + GST; non-waivable annual private wealth fee. • Craftsmanship: Solid engraved titanium metal card with personalized private banking branding. • Airport Lounge Access: Unlimited complimentary domestic and international airport lounge access globally via Priority Pass with guest allowance. • Preferential Forex Markup: Discounted 1.50% + GST foreign currency transaction markup. • Global Concierge: 24/7 bespoke international Privé Concierge desk across global financial centers. • Airport Services: Complimentary airport VIP meet-and-greet, expedited immigration assistance, and luxury chauffeur transfers. • Hotel Privileges: VIP elite tier upgrades across Mandarin Oriental, Belmond, and Four Seasons luxury hotel programs.
Evaluate whether this card's perks and waiver threshold justify its ₹2.75 lakh renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding HSBC Privé Credit Card application, fees, reward redemption, and eligibility
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Direct online application on the official HSBC India portal with paperless verification.
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
American Express Centurion Card
Best for: Ultra-premium customers seeking premium travel, lounge and concierge benefits.
Lounge access: Unlimited Domestic & International
Last verified 3 Oct 2026
Best for: Ultra-high-net-worth individuals, conglomerate chairpersons, family office principals, and top executives demanding bespoke global lifestyle privileges.
Rewards: 1 EDGE Mile/₹100 Spent on All Transactions
Lounge access: Unlimited Domestic & International
Forex markup: 1.5% Low Forex
Last verified 3 Oct 2026
Best for: Ultra-high-net-worth individuals and private wealth clients seeking a prestigious metal card with unlimited global lounge access and zero-interest cash liquidity.
Rewards: 5 Reward Points per ₹150 on general retail (3.33% travel return; 1 RP = ₹1.00 on travel)
Lounge access: 4 Domestic visits/quarter + 16 International visits/year · ₹20k monthly spend required (Domestic)
Forex markup: 1.5% Low Forex
Renewal fee waived on ₹10,00,000 annual spend
Last verified 3 Oct 2026
Best for: Ultra-high-net-worth individuals, luxury frequent flyers, and high spenders seeking the highest reward return on travel bookings in India.
Rewards: 5 Reward Points per ₹150 spent
Lounge access: Unlimited Domestic & International
Forex markup: 2% Low Forex
Renewal fee waived on ₹10,00,000 annual spend
Last verified 27 Oct 2026
Best for: Ultra-high-net-worth individuals, business magnates, and top corporate leaders seeking peerless bespoke luxury, unlimited worldwide lounge comfort, and fine dining.
Rewards: 1.5 Reward Points/₹100 Spent
Lounge access: 24 Domestic + 16 International visits/year · ₹5L quarterly spend required (Domestic)
Forex markup: 1.8% Low Forex
Renewal fee waived on ₹10,00,000 annual spend
Last verified 3 Oct 2026
Best for: Utility Bill Payers, Google Pay Users & Everyday Dining, Grocery and Cab Spenders
Rewards: 5% on Google Pay bills, 4% on Swiggy/Zomato/Ola, 1.5% elsewhere
Lounge access: 1 Domestic visits/quarter · ₹50k quarterly spend required
Renewal fee waived on ₹2,00,000 annual spend
Last verified 2 Oct 2026
