Super-Premium Airline Co-Brand — 10k Skywards Miles, Silver Tier & Unlimited Lounges
Frequent Emirates and flydubai international flyers seeking direct airline tier status, priority airport check-in and boarding, accelerated Skywards miles, and unlimited global lounge access.
₹10,000
One-time upfront₹10,000
Waiver terms not verified2 Skyward Miles/₹100 Spent on All Transactions
On eligible spendsUnlimited Domestic & International
Complimentary visitsLast verified 17 Sept 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Emirates Skywards ICICI Bank Emeralde Credit Card is India's most prestigious airline co-branded credit card for passengers flying with Emirates and flydubai. Carrying an annual fee of ₹10,000 + GST, the card immediately returns substantial travel value by crediting **10,000 bonus Emirates Skywards Miles** upon payment of the joining fee, alongside a rare and valuable airline privilege: **Complimentary Emirates Skywards Silver Tier status** for the primary cardholder during the first membership year. Emirates Skywards Silver status transforms the international flight experience, granting complimentary access to Emirates Business Class lounges in Dubai, 12kg extra baggage allowance, priority airport check-in, priority boarding, and a 30% tier bonus on Skywards miles earned on flights. On the card itself, spending generates direct airline rewards: **5 Skywards Miles per ₹100 spent** on Emirates flight bookings (emirates.com) and international retail transactions, and **2.5 Skywards Miles per ₹100** on general domestic spending. International purchases benefit from a reduced **1.50% Foreign Currency Markup**, saving more than half the standard forex fee. Airport privileges are comprehensive: **unlimited complimentary domestic and international airport lounge access** for the primary cardholder via DreamFolks and Priority Pass, paired with complimentary golf rounds and BookMyShow Buy 1 Get 1 free movie tickets up to ₹750 twice a month. The annual fee is strictly non-waivable, and Silver status applies only to Year 1. However, for executives and high-net-worth families who fly Emirates to Europe, North America, or the Middle East, the lounge comfort, extra baggage, and accelerated miles deliver exceptional luxury return.
2 Skyward Miles/₹100 Spent on All Transactions
10,000 Skyward Miles and Emirates Skywards Silver Tier Membership
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Emirates & International Spends | 10.00% | No Cap | Standard terms apply |
| Domestic Retail Spends | 5.00% | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Emirates & International Spends | ₹12,000 | 10.00% | — | None | Calculating... | Under cap |
| Domestic Retail Spends | ₹18,000 | 5.00% | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹10,000
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹10,000 + 18% GST. • Annual Renewal Fee: ₹10,000 + 18% GST from Year 2 onwards (strictly non-waivable). • Welcome Benefit: 10,000 bonus Emirates Skywards Miles credited upon payment of joining fee within 60 days. • Airline Tier Status: Complimentary Emirates Skywards Silver Tier status for primary cardholder for Year 1 (includes Dubai lounge access & extra baggage). • Accelerated Rewards: 5 Skywards Miles per ₹100 spent on Emirates flight tickets (emirates.com) and international retail transactions. • General Retail Rewards: 2.5 Skywards Miles per ₹100 spent on all other eligible domestic transactions. • Direct Credit: Skywards Miles are credited directly to your Emirates Skywards account every monthly billing cycle. • Foreign Currency Markup: 1.50% + GST on foreign exchange transactions. • Domestic Lounge Access: Unlimited complimentary domestic airport lounge visits for primary cardholders. • International Lounge Access: Unlimited complimentary international airport lounge visits via DreamFolks / Priority Pass. • Golf Privileges: Complimentary golf rounds (1 round per ₹50,000 monthly spend, up to 4 rounds per month) across premier Indian courses. • Entertainment Benefit: Buy 1 Get 1 free movie ticket up to ₹750 off on BookMyShow twice per calendar month. • Finance Charges (APR): 3.50% per month (42.00% annualized) on revolving balances.
Evaluate whether this card's perks and waiver threshold justify its ₹10,000 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Emirates Skywards ICICI Bank Emeralde Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official ICICI Bank portal with paperless verification.
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