Dedicated Airline Co-Brand Earning Emirates Skywards Miles on Every Spend
Frequent international flyers, Gulf travelers, and loyal Emirates passengers aiming to accelerate Skywards Miles towards flight upgrades and reward tickets.
₹1,000
One-time upfront₹1,000
Waived on ₹1.5 lakh annual spend1 Skyward Miles/₹100 on All International and Domestic Spends
On eligible spends2 Domestic visits/quarter · ₹75k quarterly spend required
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Emirates Skywards ICICI Bank Rubyx Credit Card is engineered for frequent international travelers who favor Emirates Airline for journeys to Dubai, Europe, and the Americas. Priced at an accessible ₹1,000 plus GST joining and annual renewal fee, it serves as the entry gateway to the Emirates co-branded card ecosystem in India. Upon card setup and payment of the joining fee, cardholders receive 2,500 bonus Emirates Skywards Miles, which directly offsets the membership fee. Cardholders earn 1.5 Skywards Miles per ₹100 spent on Emirates flight tickets booked directly through emirates.com, 1 Skywards Mile per ₹100 spent on international retail, and 0.50 Skywards Miles per ₹100 on all domestic retail spends. Accumulated miles are transferred directly to the cardholder's Emirates Skywards frequent flyer account monthly, allowing seamless redemption for flight reward seats, cabin upgrades, and partner airline rewards. Travel and leisure amenities include 1 complimentary domestic airport lounge visit per calendar quarter upon spending ₹5,000 in the previous quarter, 2 complimentary railway lounge visits per quarter, and 25% discount on BookMyShow and Inox movie tickets up to ₹150 per transaction (twice per month). The annual fee is waived upon spending ₹1,50,000 in an anniversary year. For international flyers who regularly travel via Dubai and value direct Skywards miles accrual, this card is an efficient mileage accumulator.
1 Skyward Miles/₹100 on All International and Domestic Spends
N/A
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Emirates & International Spends | 2.00% | No Cap | Standard terms apply |
| Domestic Retail Spends | 1.00% | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Emirates & International Spends | ₹12,000 | 2.00% | — | None | Calculating... | Under cap |
| Domestic Retail Spends | ₹18,000 | 1.00% | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹1,000
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹1,000 + GST; Annual Renewal Fee: ₹1,000 + GST. • Annual Fee Waiver: Spend ₹1,50,000 or more in an anniversary year to waive the ₹1,000 annual renewal fee. • Welcome Benefit: 2,500 bonus Emirates Skywards Miles credited upon payment of joining fee and first card transaction. • Rewards Structure: 1.5 Skywards Miles per ₹100 on Emirates bookings; 1 Skywards Mile per ₹100 on international spends; 0.50 Skywards Mile per ₹100 on domestic retail. • Direct Skywards Credit: Miles are automatically credited each billing cycle directly into your linked Emirates Skywards account. • Airport Lounge Access: 1 complimentary domestic airport lounge visit per calendar quarter (spend ₹5,000 in previous calendar quarter). • Railway Lounge Access: 2 complimentary domestic railway lounge visits per calendar quarter at participating stations. • Movie Privileges: 25% discount up to ₹150 per transaction on BookMyShow and Inox (twice per month). • Fuel Surcharge: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 across all petrol pumps.
Evaluate whether this card's perks and waiver threshold justify its ₹1,000 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Emirates Skywards ICICI Bank Rubyx Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official ICICI Bank portal with paperless verification.
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