Affordable Fuel Savings and Cinema Perks at HPCL Outlets
Daily city commuters and budget two-wheeler or four-wheeler owners fueling regularly at HPCL pumps.
₹199
One-time upfront₹199
Waived on ₹50,000 annual spend2 Reward points per Rs. 100 spent
On eligible spends3.50% + GST
Cross-currency spendsLast verified 2 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The ICICI Bank HPCL Coral Credit Card is a wallet-friendly fuel credit card tailored for urban motorists and commuters. With a nominal joining and annual fee of just ₹199 plus GST, it allows vehicle owners to extract fuel savings without carrying expensive premium maintenance charges. When swiped on ICICI merchant POS machines at participating HPCL petrol pumps, cardholders receive 2.5% cashback plus a 1% fuel surcharge waiver, delivering a clean 3.5% effective savings on fuel bills. In addition to pump savings, the card earns 2 ICICI Reward Points per ₹100 on eligible non-fuel retail spending, and cardholders enjoy a 25% discount (up to ₹100) on BookMyShow movie tickets twice a month under the Coral entertainment tier. However, cardholders must ensure transactions are processed specifically via ICICI swipe terminals at HPCL pumps to receive the 2.5% cashback; swipes on non-ICICI machines forfeit the cashback and only qualify for the surcharge waiver. Furthermore, for heavy highway or commercial drivers, the sister card—ICICI HPCL Super Saver—delivers a superior 5% return. With an effortless annual fee waiver on ₹50,000 annual spend, HPCL Coral is a no-stress fuel companion for everyday city drivers.
2 Reward points per Rs. 100 spent
N/A
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| HPCL Fuel Spends | 2.5% valueback (2 Reward Points per ₹100 + 1% fuel surcharge waiver) | No Cap | Standard terms apply |
| Other Retail Spends | 2 Reward Points per ₹100 spent (1 RP = ₹0.25) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| HPCL Fuel Spends | ₹12,000 | 2.5% valueback (2 Reward Points per ₹100 + 1% fuel surcharge waiver) | — | None | Calculating... | Under cap |
| Other Retail Spends | ₹18,000 | 2 Reward Points per ₹100 spent (1 RP = ₹0.25) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹199
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
This card is tailored primarily for shopping rewards, cashback, or specific co-branded spend and does not include complimentary airport lounge visits.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹199 + GST; Annual Renewal Fee: ₹199 + GST. • Fee Waiver: Spend ₹50,000 or more in the preceding 12 months to waive the ₹199 annual renewal fee. • Fuel Savings: 2.5% cashback + 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 swiped at ICICI POS machines at HPCL pumps. • Monthly Cap: Fuel cashback capped at ₹100 per statement cycle. • Retail Rewards: 2 ICICI Reward Points per ₹100 on non-fuel retail purchases. • Movie Benefit: 25% discount (up to ₹100) on purchase of minimum 2 cinema tickets on BookMyShow, twice per month.
Evaluate whether this card's perks and waiver threshold justify its ₹199 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding ICICI Bank HPCL Coral Credit Card application, fees, reward redemption, and eligibility
Alternative credit cards with comparable reward rates, annual fee waivers, and perks
Direct online application on the official ICICI Bank portal with paperless verification.
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