ICSI Diamond BOBCARD Credit Card

Alluri Sitarama Raju International Airport (Vizag)VTZ

Participating Lounges

Airr Lounge

Bagdogra AirportIXB

Main Terminal

Participating Lounges

Take Off Bar And Lounge

Biju Patnaik International AirportBBI

Terminal 1

Participating Lounges

Bird Lounge

Birsa Munda AirportIXR

Participating Lounges

Airr Lounge

Calicut International AirportCCJ

Participating Lounges

Bird Lounge

Chaudhary Charan Singh International AirportLKO

Participating Lounges

Adani Lounge (Domestic)Budweiser Lounge - International T3

Chennai International AirportMAA

Terminal 4, Terminal 1, T2

Participating Lounges

Travel Club Travel Club Lounge A/B

Chhatrapati Shivaji Maharaj International AirportBOM

Terminal 1B, Terminal 2, Terminal 1C

Participating Lounges

Adani Lounge (erstwhile Oasis Lounge)Good Times Bar - Domestic T1-B Travel Club Aviserve East - Arrival T2 Aviserve West - Arrival T2 East Wing

Cochin International AirportCOK

Terminal 1, T3

Participating Lounges

Earth Lounge

Coimbatore International AirportCJB

Terminal 1

Participating Lounges

Blackberry Lounge

Dehradun Jolly Grant AirportDED

Terminal 1

Participating Lounges

Bird Lounge

Devi Ahilya Bai Holkar International AirportIDR

Terminal 1

Participating Lounges

Dibrugarh AirportDIB

Terminal 1

Participating Lounges

Primus Lounge - Domestic

Dr. Babasaheb Ambedkar International AirportNAG

Terminal 1

Participating Lounges

Mandarin Lounge Airr Lounge

Goa Dabolim International AirportGOI

Participating Lounges

Travel Club

Gwalior AirportGWL

Participating Lounges

Paahun Executive Lounge

Indira Gandhi International AirportDEL

Terminal 3, Terminal 2, Terminal 1

Participating Lounges

Encalm Lounge

Jaipur International AirportJAI

Participating Lounges

Adani Lounge

Jammu AirportIXJ

Terminal 1

Participating Lounges

Pahun Lounge

Jay Prakash Narayan AirportPAT

Participating Lounges

Zesto Executive Lounge

Kannur International AirportCNN

Participating Lounges

Pearl Lounge

Kazi Nazrul Islam AirportRDP

Participating Lounges

Flury's

Kempegowda International Airport BengaluruBLR

Terminal 2, Terminal 1

Participating Lounges

080 Domestic Lounge 080 Domestic Lounge East BLR Domestic 080 Domestic Lounge West PH1 080 International Lounge

Lal Bahadur Shastri International AirportVNS

Participating Lounges

Take Off Bar

Lokpriya Gopinath Bordoloi International AirportGAU

Participating Lounges

The Lounge FF The Lounge GF

Madurai AirportIXM

MAIN

Participating Lounges

Maharshi Valmiki International AirportAYJ

Main Terminal

Participating Lounges

Casual Dining Restaurant

Manohar International AirportGOX

Terminal 1

Participating Lounges

Encalm Lounge

Navi Mumbai International AirportNMI

Terminal 1

Participating Lounges

Adani Lounge

Netaji Subhash Chandra Bose International AirportCCU

Terminal 1

Participating Lounges

Travel Club Lounge Travel Club

Noida International AirportDXN

Main Terminal

Participating Lounges

Travel Club Lounge

Prayagraj AirportIXD

Terminal 1

Participating Lounges

Zesto Lounge

Pune International AirportPNQ

Participating Lounges

Elysian Lounge

Raja Bhoj International AirportBHO

Terminal 1

Participating Lounges

Rajiv Gandhi International AirportHYD

Terminal 1

Participating Lounges

Encalm Lounge

Sardar Vallabh Patel International AirportAMD

Terminal 1, T2

Participating Lounges

Adani Lounge - Premium Loyalty Adani Lounge

Shaheed Bhagat Singh International AirportIXC

Terminal 1, T2

Participating Lounges

Primus Lounge Domestic T1 Primus Lounge - International

Sri Guru Ram Das Ji International AirportATQ

Terminal 1

Participating Lounges

Primus Lounge Airr Lounge (Int)

Srinagar International AirportSXR

Terminal 1

Participating Lounges

Paahun The Executive Lounge

Thiruvananthapuram International AirportTRV

T1, T2

Participating Lounges

Merlot Executive Lounge The Lounge (International)

Tiruchirappalli International AirportTRZ

Participating Lounges

O'Vetra Domestic O'Vetra International

Vadodara International AirportBDQ

Main Terminal

Participating Lounges

Premium Lounge

See where this card gets lounge access

Where can I use this card for airport lounge access?

This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.

Airport Lounge Checker

Domestic Allowance1 Domestic visits/quarter · ₹40k quarterly spend required

Airport Coverage40+ Major Indian Airports

Lounge DirectoryView All Lounge Coverage

Representative Major Airport Lounges:

Delhi (DEL)Mumbai (BOM)Bengaluru (BLR)Hyderabad (HYD)Chennai (MAA)Kolkata (CCU)All 40+ Airports →

Fees & Charges

Complete breakdown of joining, renewal, forex, financing APR, and transaction charges

1. Card Membership Fees

Joining Fee (1st Year): Free
Annual / Renewal Fee (2nd Year Onwards): Free
Annual Spend Fee Waiver: Lifetime Free — no renewal fee
Fee Terms Notes: Company Secretaries exclusive credit card; 2.00% low forex markup; lifetime free; 4 domestic airport lounges

2. International Spends

Foreign Currency Markup (Forex): 2.00% + GST
Dynamic Currency Conversion (DCC): Standard 1% mark-up on cross-currency INR transactions where applicable

3. Borrowing & Financing

Monthly Interest Rate (Finance Charges): Refer to official schedule of charges
Annualized Interest Rate (APR): Refer to official schedule of charges
Cash Advance / ATM Withdrawal Fee: Refer to official schedule of charges
Interest-Free Period: Up to 50 Days

4. Other Charges & Taxes

Late Payment Charges: Refer to official schedule of charges

Regulatory Tax Notice: Goods and Services Tax (GST) of 18% is applicable on all card fees, interest charges, and milestone fees as mandated by the Government of India.

Verified Terms & Exclusions Summary

• Eligibility: Exclusively for practicing and non-practicing Company Secretaries holding active ICSI membership. • Joining & Annual Fee: ₹0 (Lifetime Free with no hidden maintenance fees or recurring charges). • Airport Lounge Privileges: 1 complimentary domestic airport lounge visit per calendar quarter across major Indian airports. • Rewards Acceleration: 5X reward points on dining, utility bills, and travel bookings; 1 reward point per ₹100 on other retail spends. • Forex Markup: Preferential foreign exchange markup fee of 2.50% + GST on overseas spending. • Insurance Coverage: Complimentary personal accidental insurance cover of up to ₹15 Lakhs for ICSI members. • Fuel Surcharge: 1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (maximum waiver ₹250 per month).

Is the Annual Fee Worth It?

Evaluate whether this card's perks and waiver threshold justify its Free renewal fee.

Calculate Fee ROI

Eligibility & Application Requirements

Income criteria, minimum age, CIBIL score benchmark, and verification checklist

Eligibility criteria not specified

Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.

Mandatory Verification Documents

1. Identity ProofPAN Card (Mandatory), Aadhaar Card, Passport, or Voter ID.

2. Address ProofAadhaar (DigiLocker), Utility Bill (Electricity/Piped Gas), or Rental Agreement.

3. Income ProofLatest 3 months salary slips, Form 16, or latest 2 years ITR computation.

Frequently Asked Questions

Common questions regarding ICSI Diamond BOBCARD Credit Card application, fees, reward redemption, and eligibility

Who can apply for the ICSI Diamond BOBCARD?

This card is strictly reserved for qualified Company Secretaries holding an active membership with the Institute of Company Secretaries of India (ICSI).

Is there any annual fee for ICSI Diamond BOBCARD?

No, the ICSI Diamond BOBCARD Credit Card is completely Lifetime Free (LTF) with zero joining fee and zero annual maintenance fee.

How many airport lounge visits does ICSI Diamond BOBCARD offer?

It offers 1 complimentary domestic airport lounge visit per calendar quarter across participating terminals in India.

What is the forex markup on ICSI Diamond BOBCARD?

The card features a reduced foreign exchange markup rate of 2.50% plus GST on all cross-border transactions.

What is the joining and annual renewal fee for ICSI Diamond BOBCARD Credit Card?

The joining fee for ICSI Diamond BOBCARD Credit Card is Free (one-time), and the annual renewal fee is Free from the second year onwards. GST of 18% is applicable on all fee charges.

Can the annual fee on ICSI Diamond BOBCARD Credit Card be waived?

ICSI Diamond BOBCARD Credit Card is a Lifetime Free credit card with no annual renewal fee, so no spend-based waiver is required.

What are the primary rewards and cashback earn rates on ICSI Diamond BOBCARD Credit Card?

ICSI Diamond BOBCARD Credit Card offers 1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.

Does ICSI Diamond BOBCARD Credit Card offer complimentary airport lounge access?

Yes, ICSI Diamond BOBCARD Credit Card provides 1 Domestic visits/quarter · ₹40k quarterly spend required.

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DIRECT BANK APPLICATION

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Direct online application on the official BOBCARD portal with paperless verification.

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