Reliance SBI Card PRIME

The Reliance SBI Card PRIME is a premier co-branded retail powerhouse developed jointly by SBI Card and Reliance Retail, targeting households and shoppers heavily invested in the vast Reliance commercial empire. Charging an **annual fee of ₹2,999 + GST** (waived on spending ₹3,00,000 annually), the card immediately offsets its entry cost by providing a **Reliance Retail gift voucher worth ₹3,000** upon fee settlement, giving new cardholders an instant 100% cost recovery. The reward engine is engineered for maximum return across Reliance brick-and-mortar stores and digital platforms: cardholders earn **10 Reward Points per ₹100 spent** across participating Reliance Retail outlets—including Reliance Smart Bazaar, Reliance Digital, Trends, Project Eve, and JioMart (where 4 RPs = ₹1, delivering a solid 2.5% return). In addition, cardholders earn **5 Reward Points per ₹100 on Dining, Movies, and Entertainment** (1.25% value back) and 2 Reward Points per ₹100 on other retail transactions (0.50%). Where the PRIME variant truly excels over entry-level retail cards is its generous travel and milestone benefits: cardholders receive **8 complimentary domestic airport lounge visits per year (2 per quarter)** plus **4 complimentary international airport lounge visits per year via Priority Pass (2 per quarter)**. On top of that, aggressive spenders unlock escalating milestone vouchers: ₹1,500 at ₹75k, ₹2,250 at ₹1.5L, and ₹5,000 at ₹3L annual spends, totaling **up to ₹8,750 in Reliance Retail shopping vouchers every year**. For families stocking groceries, buying electronics, and updating apparel across Reliance brands, the Reliance SBI Card PRIME delivers exceptional compound value.

Additional Cardholder Privileges

Mandatory Verification Documents