Detailed head-to-head comparison between DCB novio Go Credit Card and DCB novio Prime Credit Card. Compare fees, reward cashback, waiver rules, and airport lounge privileges.
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Best for: Credit building, new-to-credit customers, and daily UPI payments via novio app with zero annual fees.
Rewards: Up to 10% novio Coins on merchant UPI spends via novio UPI
Last verified 25 Oct 2026
Best for: Secured cardholders seeking complimentary domestic airport lounge access alongside daily UPI rewards.
Rewards: Up to 10% novio Coins on merchant UPI spends via novio UPI
Lounge access: 1 Domestic visits/quarter
Last verified 25 Oct 2026
Detailed attribute comparison and head-to-head winner declaration.
| Key Specification | ||
|---|---|---|
Bank / Issuer | DCB Bank Limited | DCB Bank Limited |
Joining Fee | Free | Free |
Annual / Renewal Fee | Free | Free |
Fee Waiver Condition | No waiver disclosed | No waiver disclosed |
Rewards & Cashback | Up to 10% novio Coins on merchant UPI spends via novio UPI | Up to 10% novio Coins on merchant UPI spends via novio UPI |
Airport Lounge Access | No complimentary lounge access | 1 Domestic visits/quarter 1 domestic airports |
Welcome Bonus | Curated brand e-vouchers and discount coupons worth up to ₹5,000. | Curated brand e-vouchers and discount coupons worth up to ₹5,000. |
Best Suited For | Credit building, new-to-credit customers, and daily UPI payments via novio app with zero annual fees. | Secured cardholders seeking complimentary domestic airport lounge access alongside daily UPI rewards. |
| Official Apply Link | Apply Online (DCB Bank Limited) | Apply Online (DCB Bank Limited) |
Detailed complimentary domestic & international lounge entitlement comparison.
This card does not bundle complimentary domestic or international airport lounge visits. Check airport lounge card options for complimentary access.
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