Dedicated Air Miles Travel Card with 10 Miles on Flight Portals & Priority Pass
Frequent domestic and international business flyers, corporate travel bookers, and frequent flyer loyalists aiming to maximize airline ticket savings.
₹4,999
One-time upfront₹4,999
Waived on ₹4 lakh annual spend4 Air Miles per Rs 100 on airlines, 2 per Rs 100 on retail
On eligible spends8 Domestic + 4 International visits/year · ₹60k quarterly spend required (Domestic)
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Kotak Air+ Credit Card is Kotak Mahindra Bank's premier non-co-branded airline rewards card, engineered for executives and consultants who travel regularly across multiple airlines. Priced at ₹4,999 plus GST, the card immediately justifies its joining fee by welcoming cardholders with 10,000 bonus Air Miles upon fee payment and card activation. The card's economic engine delivers 10 Air Miles for every ₹100 spent on airline ticket purchases and authorized travel booking portals (an impressive reward yield), and 4 Air Miles per ₹100 on all other general retail and dining spending categories. Air Miles can be redeemed directly for flight bookings across major domestic and international airlines or converted into airline frequent flyer points. Travel conveniences are comprehensive: cardholders enjoy 2 complimentary domestic airport lounge visits per calendar quarter, alongside a complimentary Priority Pass membership offering 2 free international airport lounge visits per year. Cardholders also receive a 1% fuel surcharge waiver up to ₹3,500 annually. The annual fee is waived upon achieving annual retail spending of ₹4,00,000. For corporate executives and frequent fliers who refuse to be locked into a single airline loyalty program, Kotak Air+ delivers versatile airline rewards.
5 Air Miles/₹100 Spent on Flight & Hotel Booking Through Kotak Unbox. 2 Air Miles/₹100 for All Other Spends
2,500 Air Miles
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Airline & Flight Bookings | 4 Air Miles per Rs 100 spent on airline tickets and flight bookings (4% value) | No Cap | Standard terms apply |
| All Other Retail Spends | 2 Air Miles per Rs 100 spent on all other retail transactions (2% value) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Airline & Flight Bookings | ₹12,000 | 4 Air Miles per Rs 100 spent on airline tickets and flight bookings (4% value) | — | None | Calculating... | Under cap |
| All Other Retail Spends | ₹18,000 | 2 Air Miles per Rs 100 spent on all other retail transactions (2% value) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹4,999
Standard renewal+₹0 / yr
Rewards - FeeBonus vouchers and annual fee waiver milestones unlocked as your total spend increases
Spend Rs 5,00,000 in anniversary year to waive the Rs 4,999 annual renewal fee.
*Milestone spend calculation is tracked across eligible retail purchases within each specified billing or calendar period. Excludes cash advances, wallet loads, and EMI conversions.
Domestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹4,999 + GST; Annual Renewal Fee: ₹4,999 + GST. • Annual Fee Waiver: Spend ₹4,00,000 or more in an anniversary year to waive the ₹4,999 renewal fee. • Welcome Benefit: 10,000 bonus Air Miles credited upon payment of joining fee and first retail card spend. • Flight Spends: 10 Air Miles per ₹100 spent on airline bookings and authorized travel ticket portals. • General Spends: 4 Air Miles per ₹100 on all other non-airline retail transactions. • Domestic Lounge Access: 2 complimentary domestic airport lounge visits per calendar quarter. • International Lounge Access: Complimentary Priority Pass membership with 2 free international lounge visits annually. • Fuel Surcharge: 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 (maximum waiver of ₹3,500 per year).
Evaluate whether this card's perks and waiver threshold justify its ₹4,999 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Kotak Air+ Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Kotak Mahindra Bank portal with paperless verification.
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