Accelerated Rewards Credit Card with Free Movie Tickets & Domestic Lounges
Salaried individuals looking for milestone shopping rewards, regular movie discounts, and airport lounge comfort.
₹2,000
One-time upfront₹2,000
Waived on ₹2.5 lakh annual spend2 Reward Points per Rs 100 on retail spends (0.5% value back)
On eligible spends8 Domestic visits/year · ₹35k quarterly spend required
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The RBL Bank Platinum Maxima Plus Credit Card is positioned as an upgraded reward card that supercharges lifestyle expenditures. With a joining fee of ₹2,000 plus GST, it welcomes cardholders with 8,000 reward points (worth ₹2,000), effectively zeroing out the upfront cost. The card delivers 5X reward points on dining, utility bills, and international transactions, earning 10 reward points per ₹100 spent. Movie enthusiasts benefit from a complimentary BookMyShow movie ticket up to ₹200 every month on purchasing at least 2 tickets, providing annual entertainment savings of ₹2,400. It also features 2 complimentary domestic airport lounge visits per calendar quarter. With annual spend waiver set at ₹2,50,000 and 10,000 bonus reward points on hitting ₹3.5 Lakhs annual spend, Platinum Maxima Plus delivers solid everyday value.
2 Reward Points per Rs. 100 Spent and 10 Reward Points per Rs. 100 Spent on Dining, Entertainment, Grocery and International Transactions
10,000 Reward Points
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Dining, Entertainment & International | 10 Reward Points per Rs 100 on dining, entertainment, and international spends (2.5% value back) | 2,500 Reward Points/mo | Standard terms apply |
| All Other Retail Spends | 2 Reward Points per Rs 100 on all other retail transactions (0.5% value back) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Dining, Entertainment & International | ₹12,000 | 10 Reward Points per Rs 100 on dining, entertainment, and international spends (2.5% value back) | — | ₹2,500/monthly | Calculating... | Under cap |
| All Other Retail Spends | ₹18,000 | 2 Reward Points per Rs 100 on all other retail transactions (0.5% value back) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹2,000
Standard renewal+₹0 / yr
Rewards - FeeBonus vouchers and annual fee waiver milestones unlocked as your total spend increases
Earn 10,000 bonus Reward Points (worth Rs 2,500) on annual spends of Rs 2,50,000 (also waives annual fee).
Earn additional 10,000 bonus Reward Points (worth Rs 2,500) on reaching annual spends of Rs 4,00,000.
*Milestone spend calculation is tracked across eligible retail purchases within each specified billing or calendar period. Excludes cash advances, wallet loads, and EMI conversions.
Domestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Eligibility: Salaried professionals with monthly income over ₹35,000 or self-employed with ITR over ₹5 Lakhs; age 21 to 65 years. • Joining & Annual Fee: ₹2,000 + GST; annual fee waived on retail spends of ₹2,50,000 in previous year. • Welcome Gift: 8,000 reward points credited on card activation and payment of joining fee within 30 days. • Entertainment Perk: 1 complimentary BookMyShow movie ticket up to ₹200 every month on purchase of minimum 2 tickets. • Airport Lounge Privileges: 2 complimentary domestic airport lounge visits per calendar quarter across major Indian cities. • Rewards Acceleration: 10 reward points per ₹100 on dining, utility bills, and international spends; 2 reward points per ₹100 on other spends (1 point = ₹0.25). • Annual Milestone Bonus: 10,000 bonus reward points on annual eligible spends of ₹3,50,000; additional 10,000 points on ₹5,00,000. • Fuel Surcharge: 1% fuel surcharge waiver for transactions between ₹500 and ₹4,000 (maximum waiver ₹150 per statement).
Evaluate whether this card's perks and waiver threshold justify its ₹2,000 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding RBL Bank Platinum Maxima Plus Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official RBL Bank portal with paperless verification.
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