Suryoday Small Finance Bank is a scheduled commercial bank offering retail banking, fixed deposits, and secured credit cards backed by term deposits.
2 Cards
₹0 (LTF) – Free
Visa • MC • RuPay
High (CIBIL 750+)
Browse cards. Filter by spend category, zero annual fee, or search specific cards.
Suryoday SFB RuPay Platinum Credit Card
Best for: Ultra-low minimum FD credit building and UPI spends
No complimentary lounge access
Last verified 14 Oct 2026
Suryoday SFB RuPay Select Credit Card
Best for: Airport lounge access and UPI payments with zero annual fee against SFB Fixed Deposit
No complimentary lounge access
Last verified 14 Oct 2026
Benchmark Suryoday Small Finance Bank flagship credit cards against top alternatives in the same spending tier.
| Bank & Flagship Card | Key Specialization | Annual Fee | Top Highlight / Perk | Action |
|---|---|---|---|---|
HDFC BankHDFC Bank Millennia Credit Card | Cashback | ₹1,000 | 5% direct CashBack on top 10 online platforms (Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber) | Explore |
SBI CardCashback SBI Card | Cashback | ₹999 | Flat 5% cashback on online spends across virtually all e-commerce merchants without partner lock-in | Explore |
ICICI BankAmazon Pay ICICI Bank Credit Card | Cashback | Free (LTF) | Lifetime Free credit card with unconditionally zero joining fee and zero annual renewal charges | Explore |
Axis BankAirtel Axis Bank Credit Card | Cashback | ₹500 | 25% direct cashback on Airtel mobile, broadband, and DTH payments via the Airtel Thanks App | Explore |
IDFC FIRST BankIDFC FIRST Select Credit Card | Travel | Free (LTF) | 100% Lifetime Free card with zero joining fee and zero annual maintenance fees forever | Explore |
American ExpressAmerican Express Platinum Travel Credit Card | Travel | ₹5,000 | Flagship ₹20,000 Taj Experiences e-Gift Card milestone upon reaching ₹7 Lakh annual spend | Explore |
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Issuer history, core reward architecture, and market position
Distinctive advantages of holding cards from Suryoday Small Finance Bank
Accelerated points on flight and hotel bookings, partner e-commerce shopping, and flexible point-to-cash redemptions.
Complimentary domestic and international airport lounge visits per calendar quarter across major airport terminals in India.
Full annual renewal fee waiver upon hitting predetermined yearly spend milestones (typically ₹1L to ₹3L spend).
24/7 fraud monitoring, contactless NFC tap-to-pay security, and immediate digital lock through mobile banking.
Essential requirements before initiating your digital application
Get clear answers on fees, reward points redemption, lounge privileges, and online application procedures.
You can apply directly through CardRecommend by clicking 'Apply Now' on your chosen Suryoday Small Finance Bank card. You will be redirected securely to Suryoday Small Finance Bank's official digital application portal to complete video KYC and instant document verification.
Most Suryoday Small Finance Bank credit cards require a CIBIL credit score of 750 or higher. However, entry-level cards or fixed-deposit backed credit cards from Suryoday Small Finance Bank may be approved with lower or newly generated credit profiles.
Yes. Most Suryoday Small Finance Bank credit cards offer a full annual renewal fee waiver if you achieve the specified annual spend milestone (typically ranging from ₹50,000 for entry cards to ₹5,00,000+ for super-premium cards).
Yes. Suryoday Small Finance Bank issues dedicated RuPay credit cards that can be linked to UPI apps such as Google Pay, PhonePe, and Paytm for seamless QR merchant scan-and-pay transactions.
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