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Credit Card Reviews19 min read

ICICI 1838 Reserve Credit Card Launched: Is a ₹2.06 Lakh Annual Fee Actually Worth It?

ICICI 1838 Reserve costs ₹1.75 lakh + GST every year, with 3% domestic rewards, 2% international rewards and zero forex. We calculate whether its ₹2.06 lakh annual cost is actually worth paying.

Published 18 Oct 2026Read Article