Detailed head-to-head comparison between MakeMyTrip ICICI Bank Signature Credit Card and Scapia Axis Bank Credit Card. Compare fees, reward cashback, waiver rules, and airport lounge privileges.
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Best for: Frequent domestic holidaymakers, hotel bookers, and flight travelers who regularly use MakeMyTrip for personal or family travel.
Rewards: 6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends
Lounge access: 4 Domestic + 1 International visits/year · ₹75k quarterly spend required (Domestic)
Last verified 3 Oct 2026
Best for: Zero Forex Markup, Scapia Travel Rewards & RuPay UPI
Rewards: 10% Coins on domestic retail (2%), 20% on Scapia travel (4%), 5% on RuPay ₹500+ (1%). 0% on forex.
Lounge access: Unlimited Domestic visits · ₹20k monthly spend required
Forex markup: 0% (Zero Forex)
Last verified 15 Oct 2026
Detailed attribute comparison and head-to-head winner declaration.
| Key Specification | ||
|---|---|---|
Bank / Issuer | ICICI Bank | Axis Bank |
Joining Fee | ₹999 | Free★ Lower Fee |
Annual / Renewal Fee | Free | Free |
Fee Waiver Condition | No waiver disclosed | No waiver disclosed |
Rewards & Cashback | 6 myCash/₹200 on Hotel Spends, 3 myCash/₹200 on Flight, Bus, and Cab Bookings, and 1 myCash/₹200 on Other Spends | 10% Coins on domestic retail (2%), 20% on Scapia travel (4%), 5% on RuPay ₹500+ (1%). 0% on forex. |
Airport Lounge Access | 4 Domestic + 1 International visits/year · ₹75k quarterly spend required (Domestic) 53 domestic airports • 11 international terminals | Unlimited Domestic visits · ₹20k monthly spend required 26 domestic airports |
Welcome Bonus | ₹1,000 MMT Voucher and MMTBLACK Gold Tier Membership | Standard welcome pack |
Best Suited For | Frequent domestic holidaymakers, hotel bookers, and flight travelers who regularly use MakeMyTrip for personal or family travel. | Zero Forex Markup, Scapia Travel Rewards & RuPay UPI |
| Official Apply Link | View Details | Apply on Official Scapia Portal |
Detailed complimentary domestic & international lounge entitlement comparison.
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