Axis Bank Burgundy Private Credit Card

Chennai International AirportMAA

Terminal 1, Terminal 4

Participating Lounges

Travel Club Lounge A/B Travel Club Lounge

Chhatrapati Shivaji Maharaj International AirportBOM

Terminal 1C, Terminal 2, Terminal 1B

Participating Lounges

Travel Club Lounge Adani Lounge

Cochin International AirportCOK

Terminal 1

Participating Lounges

Earth Lounge

Coimbatore International AirportCJB

Terminal 1

Participating Lounges

Blackberry Lounge

Dehradun Jolly Grant AirportDED

Terminal 1

Participating Lounges

Bird Lounge

Indira Gandhi International AirportDEL

Terminal 3, Terminal 2, Terminal 1

Participating Lounges

Encalm Lounge

Jaipur International AirportJAI

Terminal 2

Participating Lounges

The Lounge

Kempegowda International Airport BengaluruBLR

Terminal 1, Terminal 2

Participating Lounges

BLR Domestic Lounge 080 Domestic Lounge

Manohar International AirportGOX

Terminal 1

Participating Lounges

Encalm Lounge

Netaji Subhash Chandra Bose International AirportCCU

Terminal 1

Participating Lounges

Travel Club Lounge

Rajiv Gandhi International AirportHYD

Terminal 1

Participating Lounges

Encalm Lounge

Sardar Vallabh Patel International AirportAMD

Terminal 1

Participating Lounges

The Lounge

Vadodara International AirportBDQ

Main Terminal

Participating Lounges

Premium Lounge

See where this card gets lounge access

Where can I use this card for airport lounge access?

This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.

Airport Lounge Checker

Domestic AllowanceUnlimited Domestic & International

Airport Coverage40+ Major Indian Airports

Lounge DirectoryView All Lounge Coverage

Representative Major Airport Lounges:

Delhi (DEL)Mumbai (BOM)Bengaluru (BLR)Hyderabad (HYD)Chennai (MAA)Kolkata (CCU)All 40+ Airports →

Fees & Charges

Complete breakdown of joining, renewal, forex, financing APR, and transaction charges

1. Card Membership Fees

Joining Fee (1st Year): ₹50,000
Annual / Renewal Fee (2nd Year Onwards): ₹50,000
Annual Spend Fee Waiver: Waiver terms not verified
Fee Terms Notes: ₹0 fee for qualified Burgundy Private clients (otherwise ₹50,000). Permanent 0.00% zero forex markup.

2. International Spends

Foreign Currency Markup (Forex): 0% (Zero Forex Markup)
Dynamic Currency Conversion (DCC): Standard 1% mark-up on cross-currency INR transactions where applicable

3. Borrowing & Financing

Monthly Interest Rate (Finance Charges): Refer to official schedule of charges
Annualized Interest Rate (APR): Refer to official schedule of charges
Cash Advance / ATM Withdrawal Fee: Refer to official schedule of charges
Interest-Free Period: Up to 50 Days

4. Other Charges & Taxes

Late Payment Charges: Refer to official schedule of charges

Regulatory Tax Notice: Goods and Services Tax (GST) of 18% is applicable on all card fees, interest charges, and milestone fees as mandated by the Government of India.

Verified Terms & Exclusions Summary

• Joining Fee: ₹0 for qualified Axis Burgundy Private clients (otherwise ₹50,000 + 18% GST). • Annual Renewal Fee: ₹0 for qualified Axis Burgundy Private clients maintaining ₹5 Crore TRV (otherwise ₹50,000 + 18% GST). • Foreign Currency Markup: 0.00% (Zero Forex Markup) permanently on all international POS, e-commerce, and ATM transactions. • Welcome Benefit: 30,000 Edge Reward Points + Taj Epicure membership + Accor Plus Explorer membership. • Domestic Lounge Access: Unlimited complimentary domestic airport lounge visits for primary cardholders, add-on holders, and accompanying guests. • International Lounge Access: Unlimited complimentary international airport lounge visits via Priority Pass for cardholders and accompanying guests. • Golf Privileges: 50 complimentary golf rounds or golf lessons per calendar year at championship courses worldwide. • Entertainment Benefit: Buy 1 Get 1 free movie and live event ticket up to ₹500 off on BookMyShow (up to 5 times per calendar month). • Reward Accrual: 15 Edge Reward Points per ₹100 spent domestically; 30 Edge Reward Points per ₹100 spent internationally. • Cash Advance & Finance Charges: Zero cash withdrawal fees and zero interest charges until payment due date on ATM withdrawals. • Finance Charges (APR): 3.60% per month (52.86% annualized) on revolving credit balances.

Is the Annual Fee Worth It?

Evaluate whether this card's perks and waiver threshold justify its ₹50,000 renewal fee.

Calculate Fee ROI

Eligibility & Application Requirements

Income criteria, minimum age, CIBIL score benchmark, and verification checklist

Eligibility criteria not specified

Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.

Mandatory Verification Documents

1. Identity ProofPAN Card (Mandatory), Aadhaar Card, Passport, or Voter ID.

2. Address ProofAadhaar (DigiLocker), Utility Bill (Electricity/Piped Gas), or Rental Agreement.

3. Income ProofLatest 3 months salary slips, Form 16, or latest 2 years ITR computation.

Frequently Asked Questions

Common questions regarding Axis Bank Burgundy Private Credit Card application, fees, reward redemption, and eligibility

Who is eligible for the Axis Bank Burgundy Private Credit Card?

The card is issued exclusively on an invite-only basis to clients of Axis Bank Burgundy Private banking, which requires maintaining a minimum Total Relationship Value (TRV) of ₹5 Crores across savings accounts, fixed deposits, wealth management portfolios, and investments.

Is the forex markup truly 0% on Burgundy Private?

Yes. The Axis Bank Burgundy Private Credit Card charges exactly 0.00% foreign exchange markup on all cross-border transactions, making it one of the rare ultra-luxury metal cards in the world to offer complete interbank foreign exchange rates.

Does Burgundy Private offer unlimited free lounge access for guests?

Yes. In addition to unlimited complimentary domestic and international airport lounge visits for the primary and add-on cardholders, Burgundy Private includes unlimited complimentary lounge access for accompanying guests, providing unmatched flexibility for family and executive travel.

What hotel memberships are provided with this card?

Cardholders receive complimentary Taj Epicure membership (offering dining discounts, room upgrades, and spa vouchers across Taj, SeleQtions, and Vivanta hotels) alongside an Accor Plus Explorer membership (including 1 free night stay and up to 50% dining discounts across Asia-Pacific).

What is the joining and annual renewal fee for Axis Bank Burgundy Private Credit Card?

The joining fee for Axis Bank Burgundy Private Credit Card is ₹50,000 (one-time), and the annual renewal fee is ₹50,000 from the second year onwards. GST of 18% is applicable on all fee charges.

Can the annual fee on Axis Bank Burgundy Private Credit Card be waived?

Official annual fee waiver spend terms are currently unverified for Axis Bank Burgundy Private Credit Card. Refer to the official Axis Bank cardholder schedule of charges or bank portal for latest terms.

What are the primary rewards and cashback earn rates on Axis Bank Burgundy Private Credit Card?

Axis Bank Burgundy Private Credit Card offers 15 Edge Reward Points for every Rs. 200 spent.. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.

Does Axis Bank Burgundy Private Credit Card offer complimentary airport lounge access?

Yes, Axis Bank Burgundy Private Credit Card provides Unlimited Domestic & International.

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