Ultra-Luxury Super-Premium Card — 8 Luxury Airport Transfers, Accor Plus & Unlimited Lounges
Ultra-high-net-worth individuals, top corporate executives, and luxury travelers seeking five-star hotel memberships, chauffeur-driven airport transfers, and unlimited VIP airport hospitality.
₹50,000
One-time upfront₹50,000
Waived on ₹35 lakh annual spend15 EDGE Points/₹200 Spent with the Card, 30 EDGE Points on International Spends
On eligible spendsUnlimited Domestic & International
Complimentary visitsLast verified 9 Sept 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Axis Bank RESERVE Credit Card represents the zenith of super-premium lifestyle and travel credit cards in India, engineered exclusively for ultra-high-net-worth individuals and corporate titans. Priced at an uncompromising ₹50,000 + GST, the card immediately justifies its cost through a bespoke welcome package: **50,000 Edge Reward Points** on activation, complimentary **Accor Plus Explorer membership** (providing a free hotel night and 50% dining discounts across Asia-Pacific), **ITC Culinaire Club membership**, and a luxury handcrafted gift hamper. Where RESERVE fundamentally sets itself apart from standard premium cards is in ground-level luxury execution: cardholders receive **8 complimentary chauffeur-driven luxury airport transfers per year**, eliminating terminal cab hassles with premium sedans. Airport terminal comfort is unparalleled: **unlimited complimentary domestic and international airport lounge visits** for primary and add-on cardholders, reinforced by **12 complimentary guest visits annually** and **4 complimentary VIP airport meet-and-assist concierge services**. For avid golfers, the card bundles **50 complimentary golf rounds or lessons** annually at premier championship courses worldwide. On spending, the card delivers 15 Edge Reward Points per ₹100 domestic and 30 Edge Reward Points per ₹100 international, alongside an ultra-low **1.50% Foreign Currency Markup**. Entertainment perks include up to 5 Buy 1 Get 1 free movie tickets (up to ₹500 off each) per month on BookMyShow (₹30,000 annual movie savings). The steep ₹35,00,000 spend hurdle required for renewal fee waiver reflects its ultra-elite target audience. For high-net-worth executives who utilize luxury hotel privileges, airport transfers, and frequent international travel, RESERVE delivers peerless luxury ROI.
15 EDGE Points/₹200 Spent with the Card, 30 EDGE Points on International Spends
15,000 EDGE Reward Points on Card Activation
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Travel EDGE Portal | 75 EDGE Rewards per ₹200 on Travel EDGE portal (5X rewards) | No Cap | Standard terms apply |
| International Spends | 30 EDGE Rewards per ₹200 spent internationally (2X rewards) | No Cap | Standard terms apply |
| Domestic Retail Spends | 15 EDGE Rewards per ₹200 spent (1 ER = ₹0.20) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Travel EDGE Portal | ₹6,000 | 75 EDGE Rewards per ₹200 on Travel EDGE portal (5X rewards) | — | None | Calculating... | Under cap |
| International Spends | ₹6,000 | 30 EDGE Rewards per ₹200 spent internationally (2X rewards) | — | None | Calculating... | Under cap |
| Domestic Retail Spends | ₹18,000 | 15 EDGE Rewards per ₹200 spent (1 ER = ₹0.20) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹50,000
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹50,000 + 18% GST (includes handcrafted luxury gift hamper). • Annual Renewal Fee: ₹50,000 + 18% GST from Year 2 onwards. • Spend-Based Fee Waiver: Annual fee waived on achieving cumulative retail spends of ₹35,00,000 or more in the preceding anniversary year. • Welcome Benefit: 50,000 Edge Reward Points on card activation and fee settlement + Accor Plus Explorer + ITC Culinaire membership. • Luxury Airport Transfers: 8 complimentary chauffeur-driven luxury airport transfer rides per calendar year. • Airport Concierge: 4 complimentary VIP airport meet-and-assist concierge services per calendar year. • Domestic Lounge Access: Unlimited complimentary domestic airport lounge visits for primary and add-on cardholders. • International Lounge Access: Unlimited complimentary international lounge visits via Priority Pass with 12 complimentary guest visits annually. • Golf Privileges: 50 complimentary golf rounds or golf lessons per calendar year at premier golf destinations worldwide. • Foreign Currency Markup: 1.50% + GST on all foreign exchange transactions. • Reward Accrual: 15 Edge Reward Points per ₹100 spent domestically; 30 Edge Reward Points per ₹100 spent internationally. • Entertainment Benefit: Buy 1 Get 1 free movie ticket up to ₹500 off on BookMyShow (up to 5 times per calendar month). • Finance Charges (APR): 3.60% per month (52.86% annualized) on revolving balances.
Evaluate whether this card's perks and waiver threshold justify its ₹50,000 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Axis Bank RESERVE Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Axis Bank portal with paperless verification.
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