Dedicated Defense Personnel Credit Card with ₹25K Spend Waiver
Serving and retired Indian Armed Forces and paramilitary personnel seeking low-maintenance credit with dining discounts
Free
One-time upfront₹250
Waived on ₹25,000 annual spend4 Reward Points per Rs. 200 spend.
On eligible spends3.50% + GST
Cross-currency spendsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Axis Bank Pride Platinum Credit Card is an exclusive financial product dedicated with utmost gratitude to serving and retired personnel of the Indian Armed Forces, Coast Guard, and paramilitary formations. Built with an honorable tricolor motif, the card requires zero joining fees (₹0) and charges a modest annual maintenance fee of ₹250 + GST, which is completely waived upon achieving annual retail spends of just ₹25,000 (around ₹2,100 monthly). Cardholders earn EDGE Reward points on all domestic merchant and online transactions, enjoy up to 15% off at over 4,000 partner restaurants under the Axis Dining Delights program, and receive a 1% fuel surcharge waiver across domestic petrol pumps. While it does not include complimentary airport lounge access and rewards earn rates are entry-level compared to the Pride Signature variant, its low maintenance threshold and patriotic styling make it a dependable payment companion for soldiers and defense families. Who should consider it: Serving jawans, junior commissioned officers, and veterans seeking a low-cost, patriotic credit card with everyday dining and fuel savings. Who should avoid it: Senior defense officers and frequent flyers who prefer airport lounge access and higher milestone rewards provided by the Pride Signature or SBI Shaurya Select cards.
4 Reward Points per Rs. 200 spend.
N/A
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| General Retail Spends | 4 EDGE Rewards per ₹200 spent | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| General Retail Spends | ₹30,000 | 4 EDGE Rewards per ₹200 spent | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹250
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
This card is tailored primarily for shopping rewards, cashback, or specific co-branded spend and does not include complimentary airport lounge visits.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
Key Terms & Conditions for Axis Bank Pride Platinum Credit Card: • Eligibility: Exclusively for serving and retired personnel of Indian Armed Forces (Army, Navy, Air Force, Paramilitary Forces, Coast Guard) with valid defense ID or defense salary account. • Fees: Nil joining fee (₹0); ₹250 + GST annual renewal fee (Waived on spending ₹25,000+ in preceding membership year). • Rewards Program: Earn EDGE Reward Points on eligible retail POS and online expenditures. • Dining Privileges: Up to 15% dining discounts at partner restaurants across India under Axis Dining Delights. • Fuel Surcharge Relief: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 across domestic petrol pumps (capped at ₹400 per month). • Interest-Free Period: Up to 50 days from transaction date when total statement balance is paid in full. • Finance Charges: Up to 3.60% per month (43.20% per annum) on revolving unpaid balances. • Foreign Currency Markup: Standard 3.50% + GST on international transactions.
Evaluate whether this card's perks and waiver threshold justify its ₹250 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Axis Bank Pride Platinum Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Axis Bank portal with paperless verification.
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Best for: Serving and retired Indian Armed Forces personnel (Army, Navy, Air Force, Paramilitary) seeking a low-maintenance rewards card with patriotic styling and everyday dining discounts.
Rewards: For every Rs. 200 spent, you will get 8 EDGE REWARD Points.
Lounge access: 1 Domestic visits/quarter · ₹50k quarterly spend required
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