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  1. Home
  2. Credit Cards
  3. Axis Bank
  4. Axis Bank Pride Signature Credit Card
Axis Bank Pride Signature Credit Card Credit Card
Axis Bank logo
Axis BankVisa Network
Verified
Direct Bank Application via Official Issuer Portal
TravelShoppingAirport Lounge
4.2/5 Editorial Score

Axis Bank Pride Signature Credit Card

Dedicated Defense Personnel Credit Card with EDGE Rewards & Dining Delights

Best Suited For

Serving and retired Indian Armed Forces personnel (Army, Navy, Air Force, Paramilitary) seeking a low-maintenance rewards card with patriotic styling and everyday dining discounts.

TravelShoppingAirport Lounge
Joining Fee

Free

One-time upfront
Annual Fee

₹500

Waived on ₹40,000 annual spend
Base Rewards

For every Rs. 200 spent, you will get 8 EDGE REWARD Points.

On eligible spends
Airport Lounge

1 Domestic visits/quarter · ₹50k quarterly spend required

Complimentary visits
Apply NowCompare CardOfficial Terms
See where this card gets lounge access

Last verified 3 Oct 2026

Why Consider This Card?

Objective editorial assessment, ideal spender profile, and primary trade-offs

Editorial Verdict

4.2/5 Editorial Score

The Axis Bank Pride Signature Credit Card is an exclusive tribute credit card crafted with utmost honor for serving and retired personnel of the Indian Armed Forces. Designed with the tricolor emblem and embossed with military branch honors, the card charges zero joining fee (₹0), making it instantly accessible to jawans, commissioned officers, and veterans across the Army, Navy, Air Force, Coast Guard, and paramilitary formations. The modest annual renewal fee of ₹500 + GST is waived completely upon achieving annual retail spending of just ₹40,000. The card operates on the versatile Axis EDGE Rewards ecosystem: cardholders earn 4 EDGE Reward Points for every ₹200 spent on standard domestic purchases. These points can be seamlessly redeemed for flight bookings, merchandise, and retail vouchers on the Axis EDGE Rewards catalog. For dining, cardholders enjoy up to 15% off at over 4,000 partner restaurants nationwide under the Axis Dining Delights program, providing dependable food bill savings. Practical transit perks include a 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 (monthly waiver capped at ₹400), alongside zero lost card liability once reported to the bank's 24x7 customer desk. While the card does not include complimentary airport lounge access, its zero upfront cost, exceptionally low ₹40,000 waiver hurdle, and defense-specific prestige make the Axis Bank Pride Signature Card a dependable and proud daily payment companion for India's soldiers.

Ideal For:Serving and retired Indian Armed Forces personnel (Army, Navy, Air Force, Paramilitary) seeking a low-maintenance rewards card with patriotic styling and everyday dining discounts.
TravelShoppingAirport Lounge

Card Strengths

  • Zero joining fee (₹0) exclusively for Indian defense personnel and veterans
  • Very low annual spend waiver threshold of just ₹40,000
  • 4 EDGE Reward Points per ₹200 spent on everyday retail purchases
  • Up to 15% discount at partner restaurants under Axis Dining Delights
  • 1% fuel surcharge waiver at all petrol stations across India

Things to Keep in Mind

  • Restricted strictly to defense forces; general public cannot apply
  • No complimentary airport lounge access included
  • Standard 3.50% foreign exchange markup fee
  • Modest 0.40% base reward return on everyday spends

Additional Cardholder Privileges

Rewards
Rewards

For every Rs. 200 spent, you will get 8 EDGE REWARD Points.

Welcome
Welcome Benefit 1

N/A

Rewards & Cashback Structure

Base earning rates, partner merchant acceleration, redemption options, and exclusions

Reward Program Name
Reward Points
Reward Currency
Reward Points
Base Earn Rate
For every Rs. 200 spent, you will get 8 EDGE REWARD Points.
Point Value (INR)
₹0.2000 per point
Redemption Channels
Refer to bank rewards portal
Reward Point Expiry
Refer to bank rewards program terms
Category Accelerated Earn RatesPublished Terms
Spend CategoryEarn RateReward CapConditions
General Retail Spends8 EDGE Rewards per ₹200 spentNo CapStandard terms apply
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Reward Exclusions: Fuel transactions, wallet loading, cash withdrawals, rent payments, educational payments, and government services are generally excluded from base and accelerated reward point accrual across all Indian card issuers.
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Estimate Your Annual Rewards

Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.

Verified Rates & Caps
Quick Select:
Total Monthly Spend:₹30,000 / month
₹5,000 / mo₹1 lakh / mo₹2 lakh / mo

Category Spend Allocation

Customize monthly spend in each category. Category amounts sum directly to your monthly spend.

Assumed spend distribution
General Retail Spends0.80%
No published cap
₹
Excluded / Non-Reward Spends0%
Fuel, rent, wallet, govt, cash
₹
Category / Reward BucketMonthly SpendRateEffective RateCap PeriodEligible RewardCap Status
General Retail Spends₹30,0008 EDGE Rewards per ₹200 spent—NoneCalculating... Under cap
Total Monthly Cashback₹30,000-—-₹0 / moZero cap loss
Annual Spends

₹3.6 lakh

12 billing cycles
Annual Capped Rewards

₹0

0% blended return
Effective Fee

-₹500

Standard renewal
Net Annual Value

+₹0 / yr

Rewards - Fee
*Calculation based on verified card reward rates, applicable monthly caps, and fee-waiver thresholds - ₹500 annual fee.
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Airport Lounge Access

Domestic and international lounge privileges, spend hurdles, and participating terminals

Domestic Lounge Access

Airports within India
Included
Complimentary Visits
1 complimentary visit per quarter
Spend Requirement
₹50,000 per Previous Calendar Quarter
2 complimentary domestic lounge visits per calendar quarter (8/year)

International Lounge Access

Global airports outside India
None
Complimentary Visits
Not available
Spend Requirement
Unavailable
Access Type
International Lounge Program

Planning an upcoming departure?

Verify this card against live departure gates and specific terminal lounges across India.

Check airport coverage →
Chennai International AirportMAA
Terminal 4, Terminal 1
Participating Lounges
Travel Club LoungeTravel Club Lounge A/B
View All Airport Cards →
Chhatrapati Shivaji Maharaj International AirportBOM
Terminal 1C, Terminal 2
Participating Lounges
Travel Club LoungeAdani Lounge
View All Airport Cards →
Indira Gandhi International AirportDEL
Terminal 3, Terminal 2, Terminal 1
Participating Lounges
Encalm Lounge
View All Airport Cards →
Kempegowda International Airport BengaluruBLR
Terminal 2, Terminal 1
Participating Lounges
080 Domestic LoungeBLR Domestic Lounge
View All Airport Cards →
Netaji Subhash Chandra Bose International AirportCCU
Terminal 1
Participating Lounges
Travel Club Lounge
View All Airport Cards →
Rajiv Gandhi International AirportHYD
Terminal 1
Participating Lounges
Encalm Lounge
View All Airport Cards →

Where can I use this card for airport lounge access?

This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.

See where this card gets lounge access
Airport Lounge Checker
Domestic Allowance1 Domestic visits/quarter · ₹50k quarterly spend required
Airport Coverage40+ Major Indian Airports
Lounge DirectoryView All Lounge Coverage
Representative Major Airport Lounges:
Delhi (DEL)Mumbai (BOM)Bengaluru (BLR)Hyderabad (HYD)Chennai (MAA)Kolkata (CCU)All 40+ Airports →

Fees & Charges

Complete breakdown of joining, renewal, forex, financing APR, and transaction charges

1. Card Membership Fees

Joining Fee (1st Year)
Free
Annual / Renewal Fee (2nd Year Onwards)
₹500
Annual Spend Fee Waiver
Waived on ₹40,000 annual spend
Fee Terms Notes
For Defence Personnel: ₹0 joining, ₹500 annual fee waived on ₹40,000 spend

2. International Spends

Foreign Currency Markup (Forex)
3.50% + GST
Dynamic Currency Conversion (DCC)
Standard 1% mark-up on cross-currency INR transactions where applicable

3. Borrowing & Financing

Monthly Interest Rate (Finance Charges)
3.60% per month
Annualized Interest Rate (APR)
Refer to official schedule of charges
Cash Advance / ATM Withdrawal Fee
Refer to official schedule of charges
Interest-Free Period
Up to 50 Days

4. Other Charges & Taxes

Late Payment Charges
Refer to official schedule of charges
Regulatory Tax Notice: Goods and Services Tax (GST) of 18% is applicable on all card fees, interest charges, and milestone fees as mandated by the Government of India.

Verified Terms & Exclusions Summary

• Eligibility: Exclusively for serving or retired personnel of the Indian Armed Forces (Army, Navy, Air Force, Coast Guard, Assam Rifles, BSF, CRPF, CISF, ITBP, SSB) with valid service proof. • Joining Fee: Nil (₹0); Annual Renewal Fee: ₹500 + GST from Year 2 onwards. • Spend-Based Fee Waiver: Annual fee waived on achieving cumulative retail spends of ₹40,000 in the anniversary year. • Base Rewards: 4 EDGE Reward Points per ₹200 spent on eligible transactions. • Dining Delights: Up to 15% discount (minimum ₹500 spend) at partner restaurants across India. • Fuel Surcharge Waiver: 1% surcharge waiver on fuel spends between ₹400 and ₹4,000 (maximum waiver ₹400 per billing cycle). • Foreign Currency Markup: 3.50% + GST on foreign currency transactions.

Is the Annual Fee Worth It?

Evaluate whether this card's perks and waiver threshold justify its ₹500 renewal fee.

Calculate Fee ROI

Eligibility & Application Requirements

Income criteria, minimum age, CIBIL score benchmark, and verification checklist

Eligibility criteria not specified

Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.

Mandatory Verification Documents

1. Identity ProofPAN Card (Mandatory), Aadhaar Card, Passport, or Voter ID.
2. Address ProofAadhaar (DigiLocker), Utility Bill (Electricity/Piped Gas), or Rental Agreement.
3. Income ProofLatest 3 months salary slips, Form 16, or latest 2 years ITR computation.

Frequently Asked Questions

Common questions regarding Axis Bank Pride Signature Credit Card application, fees, reward redemption, and eligibility

Who is eligible to apply for the Axis Bank Pride Signature Credit Card?
Eligibility is strictly reserved for serving and retired personnel of the Indian Army, Navy, Air Force, Coast Guard, and Paramilitary forces (BSF, CRPF, CISF, ITBP, SSB, Assam Rifles) holding valid service credentials or a Pension Payment Order (PPO).
How can I get the ₹500 annual renewal fee waived?
The ₹500 annual renewal fee is completely waived if you spend ₹40,000 or more on eligible retail transactions in the preceding anniversary year.
Does the Axis Bank Pride Signature Card offer airport lounge visits?
No, the Pride Signature Credit Card is tailored for daily retail, fuel, and dining savings for armed forces personnel and does not currently feature complimentary domestic or international airport lounge visits.
What is the value of EDGE Reward Points earned on this card?
Cardholders earn 4 EDGE Reward Points for every ₹200 spent. Points can be redeemed for flight and hotel tickets, gift vouchers, and merchandise through the official Axis EDGE Rewards portal.
What is the joining and annual renewal fee for Axis Bank Pride Signature Credit Card?
The joining fee for Axis Bank Pride Signature Credit Card is Free (one-time), and the annual renewal fee is ₹500 from the second year onwards. GST of 18% is applicable on all fee charges.
Can the annual fee on Axis Bank Pride Signature Credit Card be waived?
Yes, the annual renewal fee of ₹500 is waived upon achieving annual spends of ₹40,000 in the preceding card anniversary year.
What are the primary rewards and cashback earn rates on Axis Bank Pride Signature Credit Card?
Axis Bank Pride Signature Credit Card offers For every Rs. 200 spent, you will get 8 EDGE REWARD Points.. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.
Does Axis Bank Pride Signature Credit Card offer complimentary airport lounge access?
Yes, Axis Bank Pride Signature Credit Card provides 1 Domestic visits/quarter · ₹50k quarterly spend required.

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