HDFC Bank BizPower Credit Card

The HDFC Bank BizPower Credit Card is a purpose-built commercial credit card designed to address the specific financial workflows of growing small-and-medium enterprises (SMEs), digital marketing agencies, and self-employed consultants. Charging an **annual fee of ₹2,500 + GST**, the card offsets this cost with a welcome gift voucher worth ₹2,500 or a complimentary 1-year Amazon Prime membership upon fee payment. The renewal fee is completely **waived upon reaching ₹4,00,000 in annual business spends**. The card's standout value proposition is its **4X Reward Points (16 Reward Points per ₹150 spent) on core business expenditures**, translating to a competitive return of **up to 3.33% to 4.0%**. Eligible categories include commercial Income Tax, GST, advance tax payments, business utility bills, Google Ads, Meta Ads, and SmartBuy BizDeals travel bookings, capped at 5,000 accelerated reward points per month. This solves a critical problem for business owners who typically earn zero rewards on statutory tax payments on consumer cards. For traveling founders and executives, BizPower provides an impressive **14 airport lounge visits per year: 8 complimentary domestic lounge visits (2 per quarter) plus 6 complimentary international lounge visits via Priority Pass**. Furthermore, businesses benefit from an **extended interest-free credit cycle of up to 55 days** (compared to the standard 50 days on consumer cards), significantly easing monthly working capital management. For business entities with substantial tax and digital ad spends, BizPower delivers tremendous bottom-line value.

Additional Cardholder Privileges

Mandatory Verification Documents