Premium Airline Co-Branded Card — 5% 6E Rewards on IndiGo, ₹3,000 Flight Voucher & 8 Lounges
Frequent domestic flyers, business travelers, and family vacationers loyal to IndiGo seeking automatic flight vouchers, priority airport services, and quarterly lounge access.
₹1,500
One-time upfront₹1,500
Waiver terms not verified2% on retail, 3% on dining/grocery, 5% on IndiGo
On eligible spends8 Domestic visits/year · ₹75k quarterly spend required
Complimentary visitsLast verified 17 Sept 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The 6E Rewards XL - IndiGo Kotak Credit Card is one of India's most rewarding airline co-branded credit cards for domestic flyers who frequently travel on IndiGo, the nation's largest airline network. Carrying an **annual fee of ₹1,500 + GST**, the card delivers an immediate, outsized return on investment right from day one by granting a **complimentary IndiGo flight ticket voucher worth ₹3,000** upon fee payment and card activation. This welcome voucher alone doubles the upfront fee in tangible travel value. Cardholders earn an aggressive **5% 6E Rewards on IndiGo flight tickets, seat selection, and meal add-ons** booked via the IndiGo website or mobile application. The rewards continue onto everyday merchant spend with **3% 6E Rewards on dining, grocery, and entertainment**, and **2% 6E Rewards on general retail spends**. All earned 6E Rewards are credited directly into your linked IndiGo 6E Rewards membership account each month, where 1 6E Reward Point equals ₹1 cash value redeemable toward any future IndiGo flight booking or ancillary service without blackouts. Airport comfort is thoroughly covered with **8 complimentary domestic airport lounge visits per year (2 visits per calendar quarter)** across major Indian airports. Additional travel perks include a **complimentary 6E Prime add-on pack** (providing priority check-in, priority baggage handling, choice of seat, and a complimentary snack/beverage onboard) and a discounted IndiGo booking convenience fee of ₹150 (saving ₹150–₹200 per sector). For anyone flying IndiGo at least 3 to 4 times a year, the 6E Rewards XL Kotak card is an indispensable, high-return travel companion.
Up to 21 IndiGo BluChips/₹100 Spent on IndiGo Flight Bookings. 2 IndiGo BluChips/₹100 for All Other Spends
Voucher of 4,000 IndiGo BluChips and 6E Eats
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| IndiGo Flight Bookings | 5% 6E Rewards on IndiGo tickets and flight services | No Cap | Standard terms apply |
| Dining, Grocery & Entertainment | 3% 6E Rewards on dining, grocery, and entertainment transactions | No Cap | Standard terms apply |
| All Other Retail Spends | 2% 6E Rewards on all other eligible retail transactions | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| IndiGo Flight Bookings | ₹6,000 | 5% 6E Rewards on IndiGo tickets and flight services | — | None | Calculating... | Under cap |
| Dining, Grocery & Entertainment | ₹6,000 | 3% 6E Rewards on dining, grocery, and entertainment transactions | — | None | Calculating... | Under cap |
| All Other Retail Spends | ₹18,000 | 2% 6E Rewards on all other eligible retail transactions | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹1,500
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹1,500 + GST (Welcome gift of 1 IndiGo flight ticket voucher worth ₹3,000 on fee payment). • Annual Renewal Fee: ₹1,500 + GST (Annual renewal benefits include 1 6E Prime voucher pack). • IndiGo Flight Rewards: 5% 6E Rewards on all IndiGo flight bookings and ancillaries booked via IndiGo portal. • Dining, Grocery & Entertainment: 3% 6E Rewards on eligible merchant dining, supermarket, and entertainment spends. • General Retail Rewards: 2% 6E Rewards on all other eligible retail purchases. • 6E Reward Point Valuation: 1 6E Reward Point = ₹1. Instant 100% redemption for future IndiGo flight tickets and ancillaries. • Domestic Airport Lounge Access: 8 complimentary domestic airport lounge visits per calendar year (2 visits per calendar quarter). • Special Travel Perks: Complimentary 6E Prime pack (priority check-in, preferred seat, priority baggage, complimentary snack combo) and reduced convenience fee of ₹150. • Fuel Surcharge Waiver: 1% waiver on fuel purchases between ₹500 and ₹4,000 (maximum waiver ₹100 per billing cycle). • Finance Charges (APR): 3.50% per month (42.00% annualized) on unpaid revolving balances.
Evaluate whether this card's perks and waiver threshold justify its ₹1,500 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding IndiGo 6E Rewards XL Kotak Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Kotak Mahindra Bank portal with paperless verification.
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