Corporate Liability Commercial Card for Expense Management & Travel
Corporate entities, business promoters, senior executives, and enterprise travel expense tracking
Free
One-time upfront₹1,000
Waiver terms not verified2 Reward Points on every Rs 100 spent using this KVB credit card.
On eligible spends2 Domestic visits/year
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The KVB Corporate Credit Card is an institutional credit card from Karur Vysya Bank structured for established companies, partnerships, and corporate bodies seeking centralized control over travel, entertainment, and operational procurement. Operating strictly under corporate liability, the card simplifies corporate auditing through consolidated monthly statements and individual employee expenditure tracking, with up to 25 cards authorized per corporate entity. The commercial card carries a ₹1,000 annual maintenance fee per plastic with nil joining fee, and provides 2 complimentary domestic airport lounge visits annually along with 2 reward points per ₹100 spent. However, the card is strictly invite-only and requires a formal corporate relationship and board resolution with KVB. Who should consider it: Corporate banking clients and enterprises seeking employee expense segregation, domestic lounge access for travelling staff, and automated corporate reconciliation. Who should avoid it: Sole proprietors, freelance professionals, or retail consumers seeking personal cashback or air miles rewards.
2 Reward Points on every Rs 100 spent using this KVB credit card.
N/A
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Corporate Business Spends | 2 Reward Points per ₹100 spent on business expenses (0.50% valueback; 1 RP = ₹0.25) | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Corporate Business Spends | ₹30,000 | 2 Reward Points per ₹100 spent on business expenses (0.50% valueback; 1 RP = ₹0.25) | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹1,000
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
Key Terms & Conditions for KVB Corporate Credit Card: • Commercial Issuance: Strictly issued to registered corporate bodies, companies, and business entities under corporate liability agreements. • Fees: Nil joining fee; ₹1,000 + GST annual renewal fee per issued corporate card. • Card Quota: Up to 25 cards can be issued under a single corporate entity relationship. • Airport Lounge Privileges: 2 complimentary domestic airport lounge visits per calendar year for cardholders. • Rewards Structure: Earn 2 Reward Points for every ₹100 spent on corporate retail and merchant expenditures. • Interest-Free Period: Up to 45 days grace period from transaction date. • Finance Charges: 2.95% per month (35.40% annualized) on outstanding revolving balances. • Settlement Mode: Corporate auto-debit, NEFT/RTGS, or corporate net banking settlement against corporate current accounts.
Evaluate whether this card's perks and waiver threshold justify its ₹1,000 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding KVB Corporate Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Karur Vysya Bank portal with paperless verification.
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