RBL Bank ShopRite Credit Card

The RBL Bank ShopRite Credit Card is a focused everyday savings credit card tailored for households with recurring supermarket and grocery expenditures. Cardholders earn 20 Reward Points per ₹100 spent on grocery purchases (a 5.00% valueback at 1 RP = ₹0.25). On all other non-grocery retail transactions, the card earns a standard 1 Reward Point per ₹100 (0.25% return). Entertainment perks include a 10% discount up to ₹100 on movie tickets on BookMyShow, which can be availed up to 15 times per calendar year (unlocking up to ₹1,500 in annual movie savings). New cardholders receive a welcome gift of 2,000 Reward Points (worth ₹500) upon card activation and fee realization, effectively neutralizing the ₹500 joining fee. However, the card's headline 5% grocery return comes with a strict limitation: grocery rewards are capped at 1,000 Reward Points per calendar month. This means spending ₹5,000 at grocery stores exhausts the accelerated benefit (yielding a maximum monthly savings of ₹250). Any grocery spending beyond ₹5,000 in a month earns only the baseline 0.25% rate. Furthermore, the card requires a steep ₹1,50,000 annual spend to waive the ₹500 renewal fee, redemptions incur a ₹99 + GST processing fee, and there is zero airport lounge access. Who should consider it: Budget-conscious urban families and individuals spending ₹3,000 to ₹5,000 monthly on supermarket groceries who also book cinema tickets via BookMyShow. Who should look elsewhere: Households spending over ₹10,000 monthly on groceries (who are far better served by HSBC Live+ with its ₹1,000/month dining/grocery cashback cap) or those seeking travel privileges.

Additional Cardholder Privileges

Mandatory Verification Documents