Year-Round 10% Cashback on Samsung Products & Everyday Essentials
Samsung ecosystem enthusiasts and urban shoppers looking for high direct cashback on electronics, food delivery, and groceries.
₹500
One-time upfront₹500
Waived on ₹2 lakh annual spend10 EDGE Points/₹100 Spent on Zomato, UrbanCompany, Tata 1MG, Myntra, and BigBasket. 5 EDGE Points/₹100 on Other Domestic and International Eligible Spends. Up to ₹10,000 Cashbac...
On eligible spends1 Domestic visits/quarter · ₹50k quarterly spend required
Complimentary visitsLast verified 9 Sept 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Samsung Axis Bank Signature Credit Card fills a very specific, high-value niche in the Indian co-branded credit card landscape: providing an unconditional 10% cashback on Samsung consumer electronics all year round. Unlike generic promotional bank discounts during festive sales that come with stringent minimum purchase windows or non-combinable coupon codes, this card grants a flat 10% statement credit on smartphones, tablets, wearables, televisions, and home appliances bought through official Samsung portals (Samsung.com, Samsung Shop App, and authorized brand stores). With an annual cap of ₹10,000 (monthly sub-cap of ₹2,500), buying a flagship Galaxy phone or a refrigerator pays for the card's modest ₹500 annual fee multiple times over on day one. Beyond hardware, the card delivers outstanding everyday utility by extending that same 10% cashback to 10 prominent partner platforms: BigBasket, Blinkit, Zomato, Tata 1mg, Urban Company, and more, subject to a combined monthly cap of ₹500. This provides urban households with up to ₹6,000 in annual recurring savings on groceries and household services alone. Non-accelerated retail transactions earn a baseline 5 EDGE REWARD points per ₹100 spent (equivalent to 1% value return). Cardholders also enjoy 4 complimentary domestic airport lounge visits annually (1 per quarter), accessible upon crossing the standard Axis Bank ₹50,000 quarterly retail spend threshold. However, the card does come with structural boundaries. The accelerated 10% merchant cashback is segmented: ₹2,500 monthly for Samsung spends and ₹500 monthly for partner apps, preventing heavy spenders from consolidating all rewards in one bucket. Spends on fuel, wallet loads, rent, and government transactions earn zero cashback. In addition, the ₹2,00,000 annual spend required for an annual fee waiver is relatively steep for a basic ₹500 card. Nonetheless, for anyone who regularly upgrades their Samsung tech and orders from partner apps, this card easily outpaces most entry-level cashback cards on the market.
10 EDGE Points/₹100 Spent on Zomato, UrbanCompany, Tata 1MG, Myntra, and BigBasket. 5 EDGE Points/₹100 on Other Domestic and International Eligible Spends. Up to ₹10,000 Cashback Annually on Samsung Purchases
2,500 bonus Edge Rewards on making at least 3 transactions within the first 30 days of card issuance.
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| Samsung Products & Services | 10% cashback on Samsung products across offline/online channels, max ₹2,500/month and ₹10,000/year | 2,500 INR (₹)/mo | Standard terms apply |
| Key Partner Merchants (BigBasket, Zomato, Tata 1mg, Urban Company) | 5 EDGE Rewards per ₹100 spent | No Cap | Standard terms apply |
| All Other Spends | 1 EDGE Reward per ₹100 spent | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| Samsung Products & Services | ₹6,000 | 10% cashback on Samsung products across offline/online channels, max ₹2,500/month and ₹10,000/year | — | ₹2,500/monthly | Calculating... | Under cap |
| Key Partner Merchants (BigBasket, Zomato, Tata 1mg, Urban Company) | ₹6,000 | 5 EDGE Rewards per ₹100 spent | — | None | Calculating... | Under cap |
| All Other Spends | ₹18,000 | 1 EDGE Reward per ₹100 spent | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return-₹500
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹500 + 18% GST (waived or offset with welcome reward points upon card activation). • Annual Renewal Fee: ₹500 + 18% GST from Year 2 onwards. • Spend-Based Fee Waiver: Annual fee waived on achieving cumulative retail spends of ₹2,00,000 or more in the preceding card anniversary year. • Samsung Cashback: 10% cashback on purchases at Samsung.com, Samsung Shop App, and authorized offline brand stores, capped at ₹2,500 per month (max ₹10,000 per year). • Partner Cashback: 10% cashback across 10 key partner merchants (BigBasket, Blinkit, Zomato, Tata 1mg, Urban Company, etc.), capped at ₹500 per calendar month. • General Spends: 5 EDGE REWARD points per ₹100 spent on all other eligible retail transactions (1 point = ₹0.20; 1% reward rate). • Lounge Access: 4 complimentary domestic airport lounge visits per year (1 per calendar quarter), subject to ₹50,000 spend in the preceding 3 months. • Exclusions: Fuel purchases, rent, wallet loads, EMI, cash advances, and government services earn zero cashback/rewards. • Foreign Currency Markup: 3.50% + GST on international transactions. • Finance Charges (APR): 3.6% per month (52.86% annualized) on revolving balances.
Evaluate whether this card's perks and waiver threshold justify its ₹500 renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Samsung Axis Bank Signature Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Axis Bank portal with paperless verification.
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