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  1. Home
  2. Credit Cards
  3. Standard Chartered Bank
  4. Standard Chartered Priority Visa Infinite Credit Card
Standard Chartered Priority Visa Infinite Credit Card Credit Card
Standard Chartered Bank logo
Standard Chartered BankVisa Network
Verified
Direct Bank Application via Official Issuer Portal
Airport Lounge

Standard Chartered Priority Visa Infinite Credit Card

Priority Wealth Privilege — 20 Airport Lounges, Reduced 2.5% Forex & Lifetime Free for Priority Clients

Best Suited For

Standard Chartered Priority Banking clients and affluent travelers looking for a complimentary high-end card with generous lounge access and premier dining benefits.

Airport Lounge
Joining Fee

Free

One-time upfront
Annual Fee

Free

Lifetime Free — no renewal fee
Base Rewards

Standard Points

On eligible spends
Airport Lounge

16 Domestic + 4 International visits/year

Complimentary visits
Apply NowCompare Card
See where this card gets lounge access

Last verified 9 Sept 2026

Why Consider This Card?

Objective editorial assessment, ideal spender profile, and primary trade-offs

Editorial Verdict

The Standard Chartered Priority Visa Infinite Credit Card is a premier wealth-tier card provided exclusively to Standard Chartered Priority Banking clients who maintain qualifying relationship balances. Designed to complement affluent lifestyle, travel, and international banking needs, the card is offered with **zero joining fee and zero annual renewal fee (Lifetime Free / ₹0 fee)** as long as the client retains active Priority Banking status. This makes it one of the most generous complimentary wealth cards available in India. Travel privileges are notably generous: cardholders receive **16 complimentary domestic airport lounge visits per calendar year (up to 4 visits per quarter)** across major Indian airports, complemented by **4 complimentary international airport lounge visits per calendar year via Priority Pass**. International travel expenses also benefit from a **reduced foreign currency markup of 2.50% + GST**, offering meaningful relief over the standard 3.50% forex surcharge charged on retail credit cards. Cardholders earn 5 Reward Points per ₹100 spent on overseas foreign currency transactions (approx 1.25% value back) and 2 Reward Points per ₹100 on domestic retail transactions. Additional privileges include complimentary golf rounds and golf coaching lessons at leading courses across India, alongside up to 20% dining discounts through the bank's Good Life dining program. For Standard Chartered Priority clients, this card represents an effortless, fee-free luxury travel card that delivers consistent everyday and transit convenience.

Ideal For:Standard Chartered Priority Banking clients and affluent travelers looking for a complimentary high-end card with generous lounge access and premier dining benefits.
Airport Lounge

Card Strengths

  • Complimentary Lifetime Free (₹0 fee) for Standard Chartered Priority Banking clients
  • 16 complimentary domestic airport lounge visits per calendar year (4 per quarter)
  • 4 complimentary international airport lounge visits per calendar year via Priority Pass
  • Reduced 2.50% foreign currency markup on overseas transactions
  • Complimentary golf games and up to 20% luxury dining discounts through Good Life privileges

Things to Keep in Mind

  • Exclusively reserved for Standard Chartered Priority Banking customers
  • Base domestic reward rate is modest at 2 points per ₹100 (approx 0.50% return)
  • Requires maintaining substantial Priority Banking Total Relationship Balance (TRB)
  • Reward catalogue redemption incurs standard administrative processing fees

Rewards & Cashback Structure

Base earning rates, partner merchant acceleration, redemption options, and exclusions

Reward Program Name
SC 360° Rewards
Reward Currency
SC 360° Rewards Points
Point Value (INR)
₹0.2500 per point
Redemption Channels
Refer to bank rewards portal
Reward Point Expiry
Refer to bank rewards program terms
Category Accelerated Earn RatesPublished Terms
Spend CategoryEarn RateReward CapConditions
International Spends5 Reward Points per ₹100 spent in foreign currencies overseas (1.25% value; 1 RP = ₹0.25)No CapStandard terms apply
Domestic Retail Spends2 Reward Points per ₹100 spent on domestic transactions (0.50% value)No CapStandard terms apply
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Reward Exclusions: Fuel transactions, wallet loading, cash withdrawals, rent payments, educational payments, and government services are generally excluded from base and accelerated reward point accrual across all Indian card issuers.
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Estimate Your Annual Rewards

Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.

Verified Rates & Caps
Quick Select:
Total Monthly Spend:₹30,000 / month
₹5,000 / mo₹1 lakh / mo₹2 lakh / mo

Category Spend Allocation

Customize monthly spend in each category. Category amounts sum directly to your monthly spend.

Assumed spend distribution
International Spends1.25%
No published cap
₹
Domestic Retail Spends0.50%
No published cap
₹
Excluded / Non-Reward Spends0%
Fuel, rent, wallet, govt, cash
₹
Category / Reward BucketMonthly SpendRateEffective RateCap PeriodEligible RewardCap Status
International Spends₹12,0005 Reward Points per ₹100 spent in foreign currencies overseas (1.25% value; 1 RP = ₹0.25)—NoneCalculating... Under cap
Domestic Retail Spends₹18,0002 Reward Points per ₹100 spent on domestic transactions (0.50% value)—NoneCalculating... Under cap
Total Monthly Cashback₹30,000-—-₹0 / moZero cap loss
Annual Spends

₹3.6 lakh

12 billing cycles
Annual Capped Rewards

₹0

0% blended return
Effective Fee

₹0

Standard renewal
Net Annual Value

+₹0 / yr

Rewards - Fee
*Calculation based on verified card reward rates, applicable monthly caps, and fee-waiver thresholds (fee waived).
Multi-card comparator

Airport Lounge Access

Domestic and international lounge privileges, spend hurdles, and participating terminals

Domestic Lounge Access

Airports within India
Included
Complimentary Visits
16 complimentary visits per year
Spend Requirement
No spend requirement
4 complimentary domestic airport lounge visits per calendar quarter (16 per year)

International Lounge Access

Global airports outside India
Included
Complimentary Visits
4 complimentary visits per year
Spend Requirement
No spend requirement
Access Type
Priority Pass
4 complimentary international airport lounge visits per calendar year via Priority Pass

Planning an upcoming departure?

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Where can I use this card for airport lounge access?

This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.

See where this card gets lounge access
Airport Lounge Checker
Domestic Allowance16 Domestic + 4 International visits/year
Airport Coverage40+ Major Indian Airports
Lounge DirectoryView All Lounge Coverage
Representative Major Airport Lounges:
Delhi (DEL)Mumbai (BOM)Bengaluru (BLR)Hyderabad (HYD)Chennai (MAA)Kolkata (CCU)All 40+ Airports →

Fees & Charges

Complete breakdown of joining, renewal, forex, financing APR, and transaction charges

1. Card Membership Fees

Joining Fee (1st Year)
Free
Annual / Renewal Fee (2nd Year Onwards)
Free
Annual Spend Fee Waiver
Lifetime Free — no renewal fee
Fee Terms Notes
Complimentary (₹0 fee) for qualifying Standard Chartered Priority Banking clients.

2. International Spends

Foreign Currency Markup (Forex)
2.50% + GST
Dynamic Currency Conversion (DCC)
Standard 1% mark-up on cross-currency INR transactions where applicable

3. Borrowing & Financing

Monthly Interest Rate (Finance Charges)
Refer to official schedule of charges
Annualized Interest Rate (APR)
Refer to official schedule of charges
Cash Advance / ATM Withdrawal Fee
Refer to official schedule of charges
Interest-Free Period
Up to 50 Days

4. Other Charges & Taxes

Late Payment Charges
Refer to official schedule of charges
Regulatory Tax Notice: Goods and Services Tax (GST) of 18% is applicable on all card fees, interest charges, and milestone fees as mandated by the Government of India.

Verified Terms & Exclusions Summary

• Eligibility: Exclusively offered to Standard Chartered Priority Banking clients maintaining the requisite Total Relationship Balance (TRB). • Joining Fee: ₹0 (Complimentary / Lifetime Free for qualifying Priority Banking clients). • Annual Renewal Fee: ₹0 (Complimentary while maintaining active Priority Banking relationship status). • Domestic Airport Lounge Access: 16 complimentary domestic airport lounge visits per calendar year (up to 4 visits per calendar quarter) at participating airport lounges across India. • International Airport Lounge Access: 4 complimentary international airport lounge visits per calendar year via Priority Pass. • Overseas Spending Rewards: 5 Reward Points per ₹100 spent on all foreign currency transactions (approx 1.25% value back). • Domestic Spending Rewards: 2 Reward Points per ₹100 spent on domestic retail transactions (approx 0.50% value back). • Foreign Currency Markup: Reduced 2.50% + GST on foreign exchange transactions (discounted compared to standard 3.50% market fee). • Golf Privileges: Complimentary golf games and lessons at premier golf clubs across major Indian metros. • Dining Privileges: Up to 20% savings across partner fine dining restaurants through the Good Life dining privileges program. • Fuel Surcharge Waiver: 1% surcharge waiver on fuel transactions between ₹500 and ₹4,000 across all fuel stations in India.

Is the Annual Fee Worth It?

Evaluate whether this card's perks and waiver threshold justify its Free renewal fee.

Calculate Fee ROI

Eligibility & Application Requirements

Income criteria, minimum age, CIBIL score benchmark, and verification checklist

Eligibility criteria not specified

Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.

Mandatory Verification Documents

1. Identity ProofPAN Card (Mandatory), Aadhaar Card, Passport, or Voter ID.
2. Address ProofAadhaar (DigiLocker), Utility Bill (Electricity/Piped Gas), or Rental Agreement.
3. Income ProofLatest 3 months salary slips, Form 16, or latest 2 years ITR computation.

Frequently Asked Questions

Common questions regarding Standard Chartered Priority Visa Infinite Credit Card application, fees, reward redemption, and eligibility

Who can apply for the Standard Chartered Priority Visa Infinite Card?
This card is strictly offered by invitation to Standard Chartered Priority Banking customers who maintain the requisite Total Relationship Balance (typically ₹30 Lakhs or more in eligible deposits, investments, or mortgage accounts).
Is there any annual fee for this card?
No. The Standard Chartered Priority Visa Infinite Card is complimentary (₹0 joining and annual fee) as long as you maintain your Priority Banking relationship with the bank.
How many airport lounge visits are provided each year?
The card offers 20 complimentary airport lounge visits annually: 16 domestic visits (up to 4 per quarter) and 4 international visits via Priority Pass.
What is the foreign currency markup on this card?
The card charges a discounted foreign currency markup of 2.50% + GST on foreign exchange transactions, compared to the 3.50% fee on standard cards.
What is the joining and annual renewal fee for Standard Chartered Priority Visa Infinite Credit Card?
The joining fee for Standard Chartered Priority Visa Infinite Credit Card is Free (one-time), and the annual renewal fee is Free from the second year onwards. GST of 18% is applicable on all fee charges.
Can the annual fee on Standard Chartered Priority Visa Infinite Credit Card be waived?
Standard Chartered Priority Visa Infinite Credit Card is a Lifetime Free credit card with no annual renewal fee, so no spend-based waiver is required.
What are the primary rewards and cashback earn rates on Standard Chartered Priority Visa Infinite Credit Card?
Standard Chartered Priority Visa Infinite Credit Card offers reward points on eligible transactions. Cardholders also enjoy accelerated reward rates on partner merchants and selected digital spend categories.
Does Standard Chartered Priority Visa Infinite Credit Card offer complimentary airport lounge access?
Yes, Standard Chartered Priority Visa Infinite Credit Card provides 16 Domestic + 4 International visits/year.

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