Axis Bank SELECT Credit Card

The Axis Bank SELECT Credit Card is positioned as a comprehensive lifestyle solution for urban families and salaried professionals who prioritize monthly grocery and food delivery savings alongside reliable airport lounge access. Its hero retail benefit is a monthly recurring BigBasket partnership: cardholders receive a flat 20% instant discount (up to ₹500 per month on minimum order of ₹2,000), providing up to ₹6,000 in annual grocery savings. For dining and food ordering, it offers a flat ₹200 discount twice a month on Swiggy (minimum order ₹1,000), amounting to an additional ₹4,800 in yearly food delivery savings. Cinema goers benefit from Buy 1 Get 1 free movie tickets on BookMyShow up to ₹250 per ticket twice a month (up to ₹6,000/year). Cardholders receive an Amazon voucher worth ₹2,000 upon making their first transaction within 30 days of card setup, recovering the bulk of the ₹3,000 joining fee. For travelers, it provides 2 complimentary domestic airport lounge visits per calendar quarter (8 per year, subject to ₹50,000 spend in preceding 3 months) and 6 complimentary international lounge visits per calendar year via Priority Pass. The primary trade-offs include an elevated annual fee waiver threshold of ₹6,00,000, standard 3.50% forex markup fees on overseas transactions, and base reward earn rates (10 EDGE REWARDS per ₹200 = ~1% return) that are modest compared to pure travel cards. Who should consider it: Axis Bank account holders and urban families spending ₹2,000+ on BigBasket and ₹1,000+ on Swiggy every month who want reliable lifestyle and travel perks. Who should look elsewhere: Pure air-miles collectors who will benefit more from Axis ATLAS, or low-spend users unable to utilize the monthly merchant discount coupons.

Additional Cardholder Privileges

Mandatory Verification Documents