Exclusive Affluent Banking Privilege Card with Curated Lifestyle and Lounge Benefits
Axis Bank Affluent and Wealth banking customers seeking a zero-fee privilege card with airport lounge privileges and fine dining discounts.
Free
One-time upfrontFree
Lifetime Free — no renewal feeSee issuer terms
On eligible spends1 Domestic visits/quarter · ₹50k quarterly spend required
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Axis Bank Affluent Signature Credit Card is an exclusive relationship-linked financial product engineered for the bank's Priority and Affluent Banking clientele. Offered primarily on a complimentary basis to clients maintaining designated Total Relationship Value (TRV) benchmarks, it incurs zero joining fee (₹0) and zero annual fee (₹0), delivering premium tier benefits without recurring carrying costs. Cardholders earn 4 EDGE Reward Points per ₹200 spent on domestic purchases, with points transferrable across Axis Bank's industry-leading roster of domestic and international airline and hotel loyalty programs. For regular air travelers, the card provides 2 complimentary domestic airport lounge visits per calendar quarter (8 visits annually), subject to meeting quarterly spending criteria. Gastronomy enthusiasts benefit from up to 15% discount (minimum ₹500 spend) across 4,000+ participating restaurants nationwide under Dining Delights. While it lacks international lounge access and luxury concierge tiers found on Axis Olympus or Magnus, its lifetime-free structure for banking clients and reliable lounge/dining benefits make the Affluent Signature card an exceptional lifestyle companion for high-income account holders.
Domestic airport lounge access eligibility listed in official Axis PDF.
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| General Retail Spends | 10 EDGE Rewards per ₹200 spent | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| General Retail Spends | ₹30,000 | 10 EDGE Rewards per ₹200 spent | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return₹0
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Eligibility: By invitation only for Axis Bank Affluent Banking and Wealth relationship account holders. • Joining & Annual Fee: Nil (₹0) for qualifying Affluent Banking relationship clients. • Rewards Accrual: 4 EDGE Reward Points for every ₹200 spent on eligible retail transactions. • Airport Lounge Access: 2 complimentary domestic airport lounge visits per calendar quarter (8 per year) upon achieving quarterly spend hurdle. • Dining Delights: Up to 15% discount at partner restaurants across India (up to ₹500 discount per transaction). • Fuel Surcharge: 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹4,000 (maximum waiver ₹400 per monthly statement). • Exclusions: Wallet top-ups, jewellery, rental payments, cash advances, and utility bill payments above monthly caps earn base points or zero.
Evaluate whether this card's perks and waiver threshold justify its Free renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Axis Bank Affluent Signature Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Axis Bank portal with paperless verification.
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