Complimentary Wealth Banking Credit Card with Curated Dining and Golf Perks
Axis Bank Wealth Management clients, affluent savings account holders, and family banking customers seeking zero-cost lifestyle privileges and dining perks.
Free
One-time upfrontFree
Lifetime Free — no renewal feeSee issuer terms
On eligible spends1 Domestic visits/quarter · ₹50k quarterly spend required
Complimentary visitsLast verified 3 Oct 2026
Objective editorial assessment, ideal spender profile, and primary trade-offs
The Axis Bank Wealth Signature Credit Card is an exclusive relationship benefit packaged for clients maintaining an Axis Bank Wealth Banking relationship (Total Relationship Value of ₹30 Lakhs or maintaining substantial salary credits). Because it is offered with zero joining fees and zero annual charges as long as the Wealth banking relationship remains active, it delivers pure upside without recurring carrying costs. Cardholders earn 10 EDGE Reward Points per ₹200 spent on domestic retail, and 20 EDGE Reward Points per ₹200 on international transactions. Reward points can be redeemed against the Axis EDGE Rewards portal for brand gift cards, consumer electronics, or transferred to partner frequent flyer programs. On leisure and travel, the card provides 2 complimentary domestic airport lounge visits per calendar quarter (linked to a retail spend of ₹50,000 in the prior 3 months), up to 2 complimentary golf rounds per calendar month across premier Indian courses, and Buy 1 Get 1 free movie tickets on BookMyShow (up to ₹500 discount per ticket, twice a month). A 1% fuel surcharge waiver applies to transactions between ₹400 and ₹4,000 across petrol stations nationwide. For Axis Wealth banking patrons, this card offers a refined, cost-free financial instrument that combines lifestyle perks with relationship privileges.
Domestic airport lounge access eligibility listed in official Axis PDF.
Base earning rates, partner merchant acceleration, redemption options, and exclusions
| Spend Category | Earn Rate | Reward Cap | Conditions |
|---|---|---|---|
| General Retail Spends | 10 EDGE Rewards per ₹200 spent | No Cap | Standard terms apply |
Calculate estimated net cashback and points across your actual spending pattern.
Estimate your rewards using the card's current reward rates, monthly caps and applicable fee-waiver rules.
Customize monthly spend in each category. Category amounts sum directly to your monthly spend.
| Category / Reward Bucket | Monthly Spend | Rate | Effective Rate | Cap Period | Eligible Reward | Cap Status |
|---|---|---|---|---|---|---|
| General Retail Spends | ₹30,000 | 10 EDGE Rewards per ₹200 spent | — | None | Calculating... | Under cap |
| Total Monthly Cashback | ₹30,000 | - | — | - | ₹0 / mo | Zero cap loss |
₹3.6 lakh
12 billing cycles₹0
0% blended return₹0
Standard renewal+₹0 / yr
Rewards - FeeDomestic and international lounge privileges, spend hurdles, and participating terminals
Verify this card against live departure gates and specific terminal lounges across India.
This card includes complimentary admission across verified Indian airport terminals. Check individual terminal lounges and spend criteria before you travel.
Complete breakdown of joining, renewal, forex, financing APR, and transaction charges
• Joining Fee: ₹0; Annual Renewal Fee: ₹0 (Complimentary for active Axis Bank Wealth Banking clients). • Wealth Relationship: Requires maintaining an active Axis Wealth Banking account or Total Relationship Value (TRV). • Rewards Structure: 10 EDGE Reward Points per ₹200 on domestic retail; 20 EDGE Reward Points per ₹200 on international spends. • Airport Lounge Access: 2 complimentary domestic airport lounge visits per calendar quarter (spend ₹50,000 in preceding 3 months). • Golf Privileges: Up to 2 complimentary golf rounds per month across participating championship courses in India. • Movie Privileges: Buy 1 Get 1 free movie ticket on BookMyShow up to ₹500 discount per ticket (up to twice per month). • Fuel Surcharge: 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at petrol pumps nationwide.
Evaluate whether this card's perks and waiver threshold justify its Free renewal fee.
Income criteria, minimum age, CIBIL score benchmark, and verification checklist
Eligibility criteria not specified
Verified eligibility criteria are not currently available for this card. Check the issuer's latest terms before applying.
Common questions regarding Axis Bank Wealth Signature Credit Card application, fees, reward redemption, and eligibility
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Direct online application on the official Axis Bank portal with paperless verification.
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