KVB Honour Credit Card

Best for: Entry-level salaried professionals, homemakers, and budget-conscious households seeking 1.25% savings on grocery and cinema spending with an easy fee waiver hurdle.

Rewards: 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.

Renewal fee waived on ₹35,000 annual spend

Best for: First-time cardholders seeking accessible credit limits and fuel surcharge waivers

Rewards: 2 RP for every ₹100

Renewal fee waived on ₹25,000 annual spend

Best for: KVB depositors seeking domestic airport lounge access and fuel waivers

Rewards: 2 reward points on every Rs 150 spent on domestic and international travel, hotels, and air tickets. 1.5X reward points on every Rs 150 spent on restaurants, medical bills, insu...

Renewal fee waived on ₹75,000 annual spend

Best for: Loyal Reliance ecosystem shoppers (Reliance Digital, Trends, Smart Bazaar, JioMart) who spend ₹10,000+ monthly and travel domestically and internationally.

Rewards: 2 Reward Points per Rs. 100 on other retail spends

Lounge access: 2 Domestic visits/quarter + 4 International visits/year

Renewal fee waived on ₹3,00,000 annual spend

Best for: Ultra-high-net-worth individuals, luxury frequent flyers, and high spenders seeking the highest reward return on travel bookings in India.

Rewards: 5 Reward Points per ₹150 spent

Lounge access: Unlimited Domestic & International

Forex markup: 2% Low Forex

Renewal fee waived on ₹10,00,000 annual spend

Best for: Ultra-high-net-worth individuals, conglomerate chairpersons, family office principals, and top executives demanding bespoke global lifestyle privileges.

Rewards: 1 EDGE Mile/₹100 Spent on All Transactions

Lounge access: Unlimited Domestic & International

Forex markup: 1.5% Low Forex